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Thread: More than half of employer based coverage illegal on Jan 1st

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by j-mac View Post
    Nope it's true...I went on Healthcare.gov, and put in my state, and county. Then I chose my wife and I, and clicked through until I got the providers...It said there were 27 different plans, and companies, and I looked through them, and found the one that was closest to mine...Try it yourself, don't take my word for it.
    I agree with this fully. My argument was specifically against 'Yes, but from the exchange' understanding that the implication was that one could ONLY get coverage through the exchange as one CAN get coverage from the SAME providers outside the exchange. I know as this is what we did being uncomfortable with the data security among other things...like the website doesn't work for me!
    "The fact that we are here today to debate raising America's debt limit is a sign of leadership failure" - 2006 Senator Obama...leadership failure indeed!

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by azgreg View Post
    Morning j.

    Let's look at it this way. If you lose your employer based health insurance because it is deemed no longer legal under the PPACA and your employer choses not to get a different (and legal) plan forcing you to go to the exchange to get your health insurance without giving you a raise equal to the amount of their contribution to your health insurance they are effectively giving you a pay cut. In that scenario your employer is the bad guy and not the PPACA.

    So in your world an employer is to blame if they don't increase your salary to may for a federal program?

    On that same note, that kind of thinking would make it really easy for me to fire someone so that I could afford to pay the rest of the employers more to cover their Unaffordable Care Act costs.
    Give a man a fish and he eats for a day. Teach a man to fish and he stops voting for the Free Fish party.

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by MaggieD View Post
    I see more waivers coming . . .
    It's such an awesome program that the government needs to protect everyone from it.
    Give a man a fish and he eats for a day. Teach a man to fish and he stops voting for the Free Fish party.

  4. #24
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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by jmotivator View Post
    So in your world an employer is to blame if they don't increase your salary to may for a federal program?

    On that same note, that kind of thinking would make it really easy for me to fire someone so that I could afford to pay the rest of the employers more to cover their Unaffordable Care Act costs.
    I consider my health insurance (the part paid for by my employer) as part of my compensation. If they get rid of that part of the compensation without making up for it monetarily it would constitute a pay cut.
    I have CDO, it's like OCD but the letters are in alphabetical order like they should be.

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    Re: More than half of employer based coverage illegal on Jan 1st

    Pretty much most of the insurance carriers are converting their group insurance plans next year to be in alignment with the Platinum, Gold, Silver, Bronze, etc. that are available on the Exchanges. You should not expect much discounting from the Exchange prices.

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    Re: More than half of employer based coverage illegal on Jan 1st

    So those with insurance are going to see their premiums, copays, and deductibles skyrocket....and those without insurance largely won't bother to sign up or pay anyway. And many doctors and hospitals are opting out altogether.

    This is going just great so far.

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    Re: More than half of employer based coverage illegal on Jan 1st

    The part that stuns me about this, is close to 100 million people might get the shaft here... I didn't see that in any of those shiny Obamacare brochures.

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by MaggieD View Post
    I see more waivers coming . . .
    If that be the case, it certainly won't be in the individual mandate portion. They have made that perfectly clear. In fact, all this hoopla over individuals, in some estimates 16 million people dropped over the individual market, was known as early as 2010 in a report to everyone in the administration, even Obama himself, and in fact, the employer provided group plans will take the same hit later this year when the one year waiver expires and we see another waive of cancellations go out. This was done cynically, and purposely to shove people into the exchanges. Probably a Cas Sustein [sic] portion of the law.

    And isn't it interesting that they wanted to cover the 30 million without coverage by force, and when it is all said and done they will claim success by touting some 94 million in the exchange market, and they will be the same people that they kicked off their policies in the first place? IOW, they are creating the crisis, to fix the very crisis they created, meanwhile not doing a damned thing to actually get the original 30 million uncovered.
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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by azgreg View Post
    I consider my health insurance (the part paid for by my employer) as part of my compensation. If they get rid of that part of the compensation without making up for it monetarily it would constitute a pay cut.
    And what about the people working in jobs that never offered insurance in the first place? Think they have that kind of money?
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: More than half of employer based coverage illegal on Jan 1st

    Quote Originally Posted by j-mac View Post
    And what about the people working in jobs that never offered insurance in the first place? Think they have that kind of money?
    Then they are in no different situation now then are they?
    I have CDO, it's like OCD but the letters are in alphabetical order like they should be.

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