• This is a political forum that is non-biased/non-partisan and treats every person's position on topics equally. This debate forum is not aligned to any political party. In today's politics, many ideas are split between and even within all the political parties. Often we find ourselves agreeing on one platform but some topics break our mold. We are here to discuss them in a civil political debate. If this is your first visit to our political forums, be sure to check out the RULES. Registering for debate politics is necessary before posting. Register today to participate - it's free!

Insurance for the young could be less than $50 a month

I don't...thanks for making my point!

So I take it youre upset by the fact that your insurance plans have covered ovarian cancer your whole life? Or coverage for a thousand other diseases and disorders you can never possibly get?

You must walk around feeling ripped off constantly.
 
He is in a pool. The people in his pool, which include women, need it. He has to pay a share of their health costs, just as they have to pay a share of his.

The women in his pool are never going to use their coverage for prostate cancer.

But both my wife and I WERE in a pool that didn't include maternity, newborn, pediatric dental/vision prior to ACA. And we paid a share of other's health costs WITHIN our pool. Now we must change 'pools' to one that includes coverage that we don't need...funny you bring up 'prostate cancer' a gender specific form of CANCER that has an opposing gender specific 'equal' being ovarian cancer. In the end cancer is cancer and policies should cover them...but pregnancy...what is the male equivalent?

Look I understand your meaning and possible goal, that everyone is 'in it' to cover everyone's whatever a 'one size fits all' approach to health insurance and maybe that's a good idea, we'll see. But at its core I disagree. Further these 'adjustments' in the INSURANCE industry doesn't address the issue, that being MEDICAL COSTS!
 
So I take it youre upset by the fact that your insurance plans have covered ovarian cancer your whole life? Or coverage for a thousand other diseases and disorders you can never possibly get?

You must walk around feeling ripped off constantly.

Nope...where do you get your talking points, Ed Schultz?
 
So I take it youre upset by the fact that your insurance plans have covered ovarian cancer your whole life? Or coverage for a thousand other diseases and disorders you can never possibly get?

You must walk around feeling ripped off constantly.

His insurance covers him for thousands of conditions he will never have
 
But both my wife and I WERE in a pool that didn't include maternity, newborn, pediatric dental/vision prior to ACA. And we paid a share of other's health costs WITHIN our pool. Now we must change 'pools' to one that includes coverage that we don't need...funny you bring up 'prostate cancer' a gender specific form of CANCER that has an opposing gender specific 'equal' being ovarian cancer. In the end cancer is cancer and policies should cover them...but pregnancy...what is the male equivalent?

Look I understand your meaning and possible goal, that everyone is 'in it' to cover everyone's whatever a 'one size fits all' approach to health insurance and maybe that's a good idea, we'll see. But at its core I disagree. Further these 'adjustments' in the INSURANCE industry doesn't address the issue, that being MEDICAL COSTS!

Actually, covering all of the conditions does address the issue of rising medical costs.
 
And I can attest with 100% certainly that you will not need treatment for porphyria. But you will be paying for other people to get coverage on your medical plan.

What is the nature of my debt to this unknown person?

I'm pretty sure you won't get ovarian cancer either. But you're paying for that coverage too.
I could go on and on... Do you get the point? Do you see how stupid that objection actually is (no matter how many times Sean Hannity says it?)

No, if you are saying that I have some personal responsibility to pay for your treatment, why do I owe you anything? Pay for it yourself.
 
Actually, covering all of the conditions does address the issue of rising medical costs.

How so? Weren't all these conditions covered by plan specific insurance prior to ACA?
 
No they weren't. As you yourself pointed out, maternity care wasn't always covered.

Yes, it was in 'PLAN SPECIFIC' insurance policies...
 
His insurance covers him for thousands of conditions he will never have

Tell me how stupid is that. Especially those that being a male or a female they will never use under any circumstances.
 
What is the nature of my debt to this unknown person?



No, if you are saying that I have some personal responsibility to pay for your treatment, why do I owe you anything? Pay for it yourself.

Nope. It's a basic concept in insurance called 'risk pools'. Insurance plans can't work unless you understand it. Some people have health issues, some don't. Risks vary between participants and you pay for the average risk, even if you yourself are 'below average' risk.
 
Nope. It's a basic concept in insurance called 'risk pools'. Insurance plans can't work unless you understand it. Some people have health issues, some don't. Risks vary between participants and you pay for the average risk, even if you yourself are 'below average' risk.

Ok, but that is my choice to participate in that risk pool, is it not? At least it was. So, I ask again, what is the nature of my debt to you? Get your own insurance. Pay for your own maladies. You don't have a claim to my labor.
 
Nice non sequitur comeback!

just as sequitur as your previous Sean Hannity comment...

I assume this means you can't either understand or contest my point.

If I understood your point, men can't get ovarian CANCER...? Ok, women cannot get testicular CANCER. Both can get lung CANCER...continuing, CANCER is a non-gender specific condition is it not? However pregnancy IS...
 
Correct

Now, health plans can't practice a form of discrimination against women which contributed to rising costs

So how is it not discriminatory to older WOMEN to have to carry a policy that covers a condition that is beyond their ability to get?
 
just as sequitur as your previous Sean Hannity comment...



If I understood your point, men can't get ovarian CANCER...? Ok, women cannot get testicular CANCER. Both can get lung CANCER...continuing, CANCER is a non-gender specific condition is it not? However pregnancy IS...

Analogizing women's bits to men's bit is about as inappropriate as analogizing health insurance to auto insurance. It doesn't really work in reality.

For one thing, and I could be wrong, but I believe that ovarian cancer is far more common than testicular cancer and more expensive to treat.

Actually, that was two things (which is probably appropriate seeing as how we're talking about testicles and ovaries)
 
So how is it not discriminatory to older WOMEN to have to carry a policy that covers a condition that is beyond their ability to get?

Because it discriminates against the younger women who belong to the same pool.

You seem to think that the insurers design the coverage for individuals. The truth is they design it for *pools* of individuals.
 
Analogizing women's bits to men's bit is about as inappropriate as analogizing health insurance to auto insurance. It doesn't really work in reality.

For one thing, and I could be wrong, but I believe that ovarian cancer is far more common than testicular cancer and more expensive to treat.

Actually, that was two things (which is probably appropriate seeing as how we're talking about testicles and ovaries)

You could have saved a bunch of typing by simply replying...'no, it's not'
 
because it discriminates against the younger women who belong to the same pool.

You seem to think that the insurers design the coverage for individuals. the truth is they design it for *pools* of individuals.

exactly!
 
Back
Top Bottom