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Thread: Insurance for the young could be less than $50 a month

  1. #31
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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by TheDemSocialist View Post
    Read more @: Insurance for the young could be less than $50 a month

    Lets get this website up and running to make it a lot easier to apply for these plans. [/FONT][/COLOR]
    "after receiving subsidies".

    That means they'll be paying far more than $50 dollars a month for 12 months a year, then get it back in their tax returns. IF you don't have far more than $50 a month to spend on something you can't eat, what then?
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    Re: Insurance for the young could be less than $50 a month

    So if I paid 50 bucks a month for this crap insurance (which the overwhelming majority will not qualify for anyway) and I need 80k worth of surgery, am I lucky? Now I just owe 32K instead of 80K. Wow Obama, thanks for sparing me a huge medical bill.

    Glad you took away my choice here. It was so worth it, making me file for bankruptcy for a 32K bill instead of an 80K one. I am so lucky he is my president.

  3. #33
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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Fisher View Post
    How many of these folks can afford the $5K deductible and $60 co pays for the "free" annual services?
    I will be paying $56.00 per month for my policy, which includes 5 dollar copays for doctors' visits, 15 dollar copays for specialists, 5 dollar copays for generic drugs, and 30 dollar copays for drugs not on the generic list. In the worst case, out of pocket expenses for any treatment for illness cannot exceed 3,000 dollars. Since my wife's medicine normally runs 1,400 bucks a month, that is quite a savings. To be honest, though, my wife was getting her Zyprexa through a special program through Eli Lilly, in which the drugs were free. However, the generic version of that drug just came out, and although it's substantially less, it's still quite a bit. Eli Lilly has dropped Zyprexa from the list of drugs it gives out free of charge to those who cannot normally afford it, because there is now a generic replacement for it.

    The plan that I ordered is the Humana Silver Plan that is offered in Texas. Am thinking about upgrading that to a Humana Platinum Plan, which will only cost me 20 bucks more per month, but has zero copays, and only a thousand maximum out of pocket expenses for any illness. In total, there are 46 different plans available for Harris County, Texas, which includes Houston. Some even include dental. These are available through the Federal Health Care Insurance Exchange.

    BTW, I got my insurance through the Federal Health Insurance Exchange. The web site did not work for me, so I called the toll free number on the site, and got through in minutes. The whole process took about 2 hours on the phone. Bottom line here is that the ACA is not just a web site.
    Last edited by danarhea; 11-01-13 at 02:48 AM.
    The ghost of Jack Kevorkian for President's Physician: 2016

  4. #34
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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by joG View Post
    From what I am reading ACA has a larger problem than than a crashed web site. I think it should be withdrawn and reworked.
    There is no “reworked”. You cannot make a silk purse out of a pig's ear. The only rational thing to do with the ObamaCare scam is to repeal it completely, and start over from scratch. The ObamaCare scam cannot be fixed. It cannot be made workable, and it cannot be made non-scammy.
    The five great lies of the Left Wrong:
    We can be Godless and free. • “Social justice” through forced redistribution of wealth. • Silencing religious opinions counts as “diversity”. • Freedom without moral and personal responsibility. • Civilization can survive the intentional undermining of the family.

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by TheDemSocialist View Post
    You do realize under the Hatch act its illegal to do that correct?
    An administration that is willing to openly violate the Constitution—the very highest law of the land—what makes you think that it would not just as willingly violate any lesser law which it sees as an obstacle to its corrupt agenda?
    The five great lies of the Left Wrong:
    We can be Godless and free. • “Social justice” through forced redistribution of wealth. • Silencing religious opinions counts as “diversity”. • Freedom without moral and personal responsibility. • Civilization can survive the intentional undermining of the family.

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by danarhea View Post
    I will be paying $56.00 per month for my policy, which includes 5 dollar copays for doctors' visits, 15 dollar copays for specialists, 5 dollar copays for generic drugs, and 30 dollar copays for drugs not on the generic list. In the worst case, out of pocket expenses for any treatment for illness cannot exceed 3,000 dollars. Since my wife's medicine normally runs 1,400 bucks a month, that is quite a savings. To be honest, though, my wife was getting her Zyprexa through a special program through Eli Lilly, in which the drugs were free. However, the generic version of that drug just came out, and although it's substantially less, it's still quite a bit. Eli Lilly has dropped Zyprexa from the list of drugs it gives out free of charge to those who cannot normally afford it, because there is now a generic replacement for it.
    So really, you're not going to be paying your way at all. You'll be paying only a small fraction of your total medical costs, with other people who are being forced to pay many times their medical costs in order to help pay for yours as well.

    If I were in that position, it is certainly not something about which I would boast. I would be ashamed, in fact.

    Perhaps that is the real problem with society, today, compared to when I grew up, of which the ObamaCare scam is merely a symptom. There is too little value placed, today, on carrying one's own load, and too little stigma on being a net-parasite who takes more out of society than one gives back to it.
    The five great lies of the Left Wrong:
    We can be Godless and free. • “Social justice” through forced redistribution of wealth. • Silencing religious opinions counts as “diversity”. • Freedom without moral and personal responsibility. • Civilization can survive the intentional undermining of the family.

  7. #37
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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Bob Blaylock View Post
    There is no “reworked”. You cannot make a silk purse out of a pig's ear. The only rational thing to do with the ObamaCare scam is to repeal it completely, and start over from scratch. The ObamaCare scam cannot be fixed. It cannot be made workable, and it cannot be made non-scammy.
    I will grant you this. I would not have the faintest idea where to begin. Oh yes, another thing. It does seem a pig's ear.

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by TheDemSocialist View Post
    Read more @: Insurance for the young could be less than $50 a month

    Lets get this website up and running to make it a lot easier to apply for these plans. [/FONT][/COLOR]
    I have not checked it out, as I have coverage.

    But it seems rather precarious to shift the proportion of income into fixed payments at this point in time. I have the feeling, that this could really run us into the ground.

  9. #39
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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by sangha View Post
    I wonder what the deductible and out of pocket costs are for people who have no insurance?

    Hmmmm.
    Well, the premium is 0.00, its a 0.00 deductible. They are only paying for what they use, so unless they need something, their out of pocket is 0.00. When they do need something, costs are extremely discounted.

    And then, the best part, is they can buy insurance when they get something that they need.

    All 100% possible, and the most likely outcome, all thanks to the ACA.


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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Northern Light View Post
    Even though I really hate the way that health care reform has happened in this country, handing all of America to the corporations basically, I am still happy to see that cheaper plans are being made available to young people. They are the future of this nation and should not be made to take out a mortgage in order to get treatment before they even start their working class lives.

    I just wish the HMOs and the bloated medical bureaucracy that increases prices to obscene levels seen nowhere else was actually addressed.

    They aren't cheaper plans. It's just that other people are paying for them. They are "cheap" in the same way that the iPhone mommy and daddy bought them is "free".
    Give a man a fish and he eats for a day. Teach a man to fish and he stops voting for the Free Fish party.

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