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Thread: Insurance for the young could be less than $50 a month

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Samhain View Post
    Nothing in the ACA, or any other law, prevents that from happening.
    In fact, I would say with deductibles going up to as high as $12k, it makes the possibility more likely.
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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by j-mac View Post
    Ain't it just great that you Threegoofs, can tell annata what is best for him/her? What gives you that right to think arrogantly that you can give that advice to someone you don't even know? What if? this, what if? that, I tell ya, you progressive liberals ought to worry about yourselves and leave our decisions to us.
    Given that health insurance is a population issue, with risk pools playing a major role, it seems to me that a basic understanding of the issues is crucial to knowing what is best for someone. What gives you the right to think ignorantly that information dissemination about basic insurance concepts is arrogant?

    I think the problem is that the progressive liberals often HAVE left the decisions to guys like you, and it resulted in a really awful health insurance system that the ACA is now replacing.

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by j-mac View Post
    In fact, I would say with deductibles going up to as high as $12k, it makes the possibility more likely.
    So wait. Having an insurance plan with no lifetime cap and a $12k deductible will make you go bankrupt faster when you have a signficant health condition than having no insurance at all? The ACA wont solve the problem, but it will sure help significantly.

    Do you have the least bit of knowledge about health care, health care costs, insurance, or the fact that the number one cause of all bankruptcy is the result of health bills. ?

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Threegoofs View Post
    So wait. Having an insurance plan with no lifetime cap and a $12k deductible will make you go bankrupt faster when you have a signficant health condition than having no insurance at all? The ACA wont solve the problem, but it will sure help significantly.

    Do you have the least bit of knowledge about health care, health care costs, insurance, or the fact that the number one cause of all bankruptcy is the result of health bills. ?
    If the person used to have a plan without a lifetime cap and a $3k deductible, then it does increase a bankruptcy chance.

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Samhain View Post
    If the person used to have a plan without a lifetime cap and a $3k deductible, then it does increase a bankruptcy chance.
    And if pigs had wings, they could fly
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by sangha View Post
    And if pigs had wings, they could fly
    With sufficient thrust, anything will fly.

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Samhain View Post
    If the person used to have a plan without a lifetime cap and a $3k deductible, then it does increase a bankruptcy chance.
    I suppose so. But a plan like that isnt the type the ACA is forcing to be canceled.

    And generally, when people had plans like that they were employer based, and with illness, they ended up unemployed and at the mercy of the self insurance market with a pre-existing condition. Thats what the ACA fixed. And we all have to pay a little more for it, but I think its worth it.

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by Threegoofs View Post
    Given that health insurance is a population issue, with risk pools playing a major role, it seems to me that a basic understanding of the issues is crucial to knowing what is best for someone. What gives you the right to think ignorantly that information dissemination about basic insurance concepts is arrogant?

    I think the problem is that the progressive liberals often HAVE left the decisions to guys like you, and it resulted in a really awful health insurance system that the ACA is now replacing.
    More arrogant thinking on your part. To think that you know best what I should buy, can afford, or how I should spend MY money, is not only arrogant, it's repulsive.

    On your last part, so, replacing the entire health insurance system, with mandates dictated by bureaucrats, and written by the very insurance companies that you call 'bad actors' with 'awful plans' was the fix eh? Wow, that is some twisted logic if you ask me.

    So wait. Having an insurance plan with no lifetime cap and a $12k deductible will make you go bankrupt faster when you have a signficant health condition than having no insurance at all? The ACA wont solve the problem, but it will sure help significantly.

    Do you have the least bit of knowledge about health care, health care costs, insurance, or the fact that the number one cause of all bankruptcy is the result of health bills. ?
    Yes, absolutely....Let me lay it out for you again, using myself as the example...I carry BC/BS health insurance. It is a traditional 80/20 plan, minus the $1000. deductible, with $20/$30 co pays to see doctors, and specialists. The prescription portion is also 80/20 over a $20/$40 co pay for in/out of formulary. Not some shoddy plan by any stretch.

    Now, my daughter struggles with a condition that has caused her to be hospitalized several times the year already, in all instances my deductible was met, and I now have the piece of mind that when she does go in at this point it is only going to cost me 20% of what the bill is. If I had the O-care plan that is comparable, my deductible would not have been met yet, and I would be on the hook for thousands of dollars more out of pocket. This difference alone, in this day and age of living pay check to pay check could/would have absolutely bankrupted me.

    Not to mention that I have already said that of the plans offered in the exchange that I have looked at would cost me almost 200% more per month than I am currently paying now.

    So, now you tell me what I am missing here.
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

    Alexis de Tocqueville

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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by j-mac View Post
    More arrogant thinking on your part. To think that you know best what I should buy, can afford, or how I should spend MY money, is not only arrogant, it's repulsive.
    It's also factual. Experience shows that the american people, as a whole, do not know how to choose the insurance that is right for them. If they did, then an inability to pay their medical bills would not be the leading cause of bankruptcy in the US


    Yes, absolutely....Let me lay it out for you again, using myself as the example...I carry BC/BS health insurance. It is a traditional 80/20 plan, minus the $1000. deductible, with $20/$30 co pays to see doctors, and specialists. The prescription portion is also 80/20 over a $20/$40 co pay for in/out of formulary. Not some shoddy plan by any stretch.

    Now, my daughter struggles with a condition that has caused her to be hospitalized several times the year already, in all instances my deductible was met, and I now have the piece of mind that when she does go in at this point it is only going to cost me 20% of what the bill is. If I had the O-care plan that is comparable, my deductible would not have been met yet, and I would be on the hook for thousands of dollars more out of pocket. This difference alone, in this day and age of living pay check to pay check could/would have absolutely bankrupted me.

    Not to mention that I have already said that of the plans offered in the exchange that I have looked at would cost me almost 200% more per month than I am currently paying now.

    So, now you tell me what I am missing here.
    So your complaint is that under ACA, you're going to have to pay a greater share of your bills, and will no longer have to count on others to pay a share of your bills.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  10. #180
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    Re: Insurance for the young could be less than $50 a month

    Quote Originally Posted by TheDemSocialist View Post
    Read more @: Insurance for the young could be less than $50 a month

    Lets get this website up and running to make it a lot easier to apply for these plans. [/FONT][/COLOR]
    For the Bronze plan. That's $5000 deductible plus 40% copay.

    Did you know that a person can buy deeds to plots on Mars really cheap too. Not worth anything but by golly you get to technically become a property owner - and that'd look great for Democrats if private property ownership rates went up!

    A 30 year old with the "Bronze" plan technically would have insurance and in reality have none.

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