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Thread: CBS: Thousand of policy cancellations[W:65]

  1. #91
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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by jmotivator View Post
    Since when do you not understand metaphors?
    when they apply...ie, policy changes are not "bloodbaths" by any stretch. But if that is ones best, he should stick to it.




    That's OK, it was a trick question, anyway. The correct answer is "All of them" because the website is down.
    Imagination is fun!
    Quote Originally Posted by trouble13 View Post
    If you wanna know why Trumpsters are ignoring you its for the same reason you ignored the KKKs complaints about Obama.
    Quote Originally Posted by Moderate Right View Post
    When it comes down to it, all facts are cherry picked.
    Quote Originally Posted by Bodhisattva View Post
    He didn't say it didn't make sense. He said it is complete nonsense.

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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by Mycroft View Post
    Is State mandated auto insurance a federal law? I hope to god it's not...or ever becomes one.
    you missed the point, as usual, it is not one size.

    In any case, I have no problem with States deciding to enact some kind of Obamacare-like law for themselves. Whatever turns them on. Those who don't like it can try to remove it...or move to another State. Such happens in result of a lot of State policies. But when the federal government does that stuff, people have no choice beyond trying to remove it...or giving up their citizenship.
    Sigh, more strappy sovereignty rhetoric.

    And yes, you've addressed the 11 million who are just a small part of those getting screwed by Obamacare. You said they don't matter. So it goes.
    I can't help your intentional misunderstanding.
    Quote Originally Posted by trouble13 View Post
    If you wanna know why Trumpsters are ignoring you its for the same reason you ignored the KKKs complaints about Obama.
    Quote Originally Posted by Moderate Right View Post
    When it comes down to it, all facts are cherry picked.
    Quote Originally Posted by Bodhisattva View Post
    He didn't say it didn't make sense. He said it is complete nonsense.

  3. #93
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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by Unitedwestand13 View Post
    or maybe the plans that are being canceled were bad plans to begin with?
    Another value judgment that should be left to the individual who is paying for the plan...not mandated by the federal government.

    Or, are you saying that the healthy, 30 year old male who has a good job and chooses a catastrophic insurance plan because he doesn't feel the need for maternity coverage among other things is choosing a bad plan?
    TANSTAAFL

    “An armed society is a polite society.”
    ― Robert A. Heinlein, Beyond This Horizon

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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by MaggieD View Post
    That's hardly the point.
    More importantly, it's hardly true.

    Better is pretty subjective. A cheaper plan that covers little aside from emergencies is better for someone just starting out in life whereas a more comprehensive but expensive plan is better for someone close to retirement. Most people picking up cheaper plans weren't doing so because they were just so rich they wanted to pay out of pocket in the case of a medical emergency. Those people were making educated decisions about their own bodies and finances. There is going to be a lot of belt tightening for "better" (read: more expensive) plans that likely offer coverage people don't actually need.

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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by Gimmesometruth View Post
    you missed the point, as usual, it is not one size.

    Sigh, more strappy sovereignty rhetoric.

    I can't help your intentional misunderstanding.
    1. Show me how Obamacare does not set minimum standards for the insurance coverage that citizens are required to buy.

    2. You know, you could just say that you don't think people should have a choice and be done with it.

    3. I've understood ever word you've posted...especially this:
    "Do I think it is worth a very small number of people having to get better insurance with more than likely a subsidy in exchange for a lager number to be able to now have access/purchase insurance?

    Yes, I do."
    TANSTAAFL

    “An armed society is a polite society.”
    ― Robert A. Heinlein, Beyond This Horizon

  6. #96
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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by Gimmesometruth View Post
    when they apply...ie, policy changes are not "bloodbaths" by any stretch. But if that is ones best, he should stick to it.

    My #1 takeaway from your statement is that you still haven't looked up the word "metaphor".


    Imagination is fun!

    Yes, but must you do it all the time? All things in moderation, Gimmesometruth.

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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by jmotivator View Post
    My #1 takeaway from your statement is that you still haven't looked up the word "metaphor".
    I looked up "not a metaphor" and it linked to your quote.




    Yes, but must you do it all the time? All things in moderation, Gimmesometruth.
    Memememememememememememmememememememmememememememe mmemememememmeme

    Careful!
    Quote Originally Posted by trouble13 View Post
    If you wanna know why Trumpsters are ignoring you its for the same reason you ignored the KKKs complaints about Obama.
    Quote Originally Posted by Moderate Right View Post
    When it comes down to it, all facts are cherry picked.
    Quote Originally Posted by Bodhisattva View Post
    He didn't say it didn't make sense. He said it is complete nonsense.

  8. #98
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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by Mycroft View Post
    Another value judgment that should be left to the individual who is paying for the plan...not mandated by the federal government.

    Or, are you saying that the healthy, 30 year old male who has a good job and chooses a catastrophic insurance plan because he doesn't feel the need for maternity coverage among other things is choosing a bad plan?
    the health insurance companies create bad plan because they don't want to cover sick people, that would hurt their bottom line. and consider what these companies could get away with before any attempt was made to reform the system


    KEY FINDINGS

    In the vast majority of states, insurance companies are permitted to reject individuals for coverage based on their health status, occupation, or even their recreational activities.

    Only five states prohibit all insurance companies from cherry-picking the healthiest consumers and excluding everyone else.

    If an insurance company does accept an individual’s application for coverage, few states significantly limit how much an insurer can increase an individual’s premiums based on what the insurer deems to be health risks (which can include anything from cold sores to hobbies to below average height).

    In 35 states and the District of Columbia, there are no limits on how much insurers can vary premiums based on health status. An additional six states have limits that still allow dramatic variations in premiums.

    Insurance companies will not necessarily provide coverage for the very health services individuals need when they sign up for a policy. In all states, insurance companies are not obligated to cover pre-existing conditions for most people for at least the first six months that an individual has a policy.

    In 21 states and the District of Columbia, insurers can exclude coverage for pre-existing conditions for more than one year.

    In eight of those states and the District of Columbia, insurers can exclude coverage for pre-existing conditions for the duration of an individual’s policy.

    Not every state ensures that premiums are reasonable by reviewing premium rate increases before insurers impose them. And few states require that at least 75 cents of every dollar collected in premiums be spent on medical services rather than administration and profit.

    In 20 states and the District of Columbia, insurers can set and raise premiums without adequate oversight.

    In 45 states and the District of Columbia, insurers can spend less than 75 cents of every premium dollar on medical services.

    In the majority of states, insurance companies can move to limit or revoke an individual’s policy long after it was purchased by claiming that the policyholder did not adequately reflect his/her medical history on the application. Oftentimes, this leaves individuals with huge medical bills that must be paid out of pocket and no recourse.

    Insurers in 29 states and the District of Columbia are allowed to look at a policy-holder’s medical history and perform medical underwriting months, or even years, after they issued the policy.

    In 44 states and the District of Columbia, insurers can revoke an individual’s health insurance policy without advance review by the state.
    http://www.familiesusa.org/assets/pd...ing-grades.pdf

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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by Unitedwestand13 View Post
    the health insurance companies create bad plan because they don't want to cover sick people, that would hurt their bottom line. and consider what these companies could get away with before any attempt was made to reform the system



    http://www.familiesusa.org/assets/pd...ing-grades.pdf
    If a person decides that what you consider a "bad plan" is better for them, who are you to tell them they are wrong?

    Also, States have the right to decide what they think is best for their particular State. That's why you have the stats you quoted. That's a good thing. But the federal government removing choices from the State...or the individual...is a bad thing.
    TANSTAAFL

    “An armed society is a polite society.”
    ― Robert A. Heinlein, Beyond This Horizon

  10. #100
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    Re: CBS: Thousand of policy cancellations

    Quote Originally Posted by Mycroft View Post
    If a person decides that what you consider a "bad plan" is better for them, who are you to tell them they are wrong?

    Also, States have the right to decide what they think is best for their particular State. That's why you have the stats you quoted. That's a good thing. But the federal government removing choices from the State...or the individual...is a bad thing.
    what if the states are making choices that are bad for people, and negatively hurting our country as a whole.

    and even if they have the right to make the choice, why are they making choices that hurt people. those stats i posted were the reasons why the system needed to change.

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