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Thread: NYT: Health Care Law Fails to Lower Prices for Rural Areas

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    NYT: Health Care Law Fails to Lower Prices for Rural Areas

    I nearly fell out of my chair when I learned the the following headline appeared on the front page of the New York Times. "Health Care Law Fails to Lower Prices for Rural Areas". Do those of you on the left and you Obamacare supporters understand what this means?

    Front page of NYT = Game over for Obama.

    When a democratic president's prize legislation get's slammed on page 1 of the Times, the argument is over and that's all she wrote. Obamacare is now officially a legislative nightmare and the only question that remains is, will the left do the right thing and demand that this trainwreck be scrapped, or will the cheerleading continue?



    Health Care Law Fails to Lower Prices for Rural Areas
    by REED ABELSON, KATIE THOMAS and JO CRAVEN McGINTY
    Published: October 23, 2013

    Excerpt

    While competition is intense in many populous regions, rural areas and small towns have far fewer carriers offering plans in the law’s online exchanges. Those places, many of them poor, are being asked to choose from some of the highest-priced plans in the 34 states where the federal government is running the health insurance marketplaces, a review by The New York Times has found.

    Of the roughly 2,500 counties served by the federal exchanges, more than half, or 58 percent, have plans offered by just one or two insurance carriers, according to an analysis by The Times of county-level data provided by the Department of Health and Human Services. In about 530 counties, only a single insurer is participating.

    The analysis suggests that the ambitions of the Affordable Care Act to increase competition have unfolded unevenly, at least in the early going, and have not addressed many of the factors that contribute to high prices. Insurance companies are reluctant to enter challenging new markets, experts say, because medical costs are high, dominant insurers are difficult to unseat, and powerful hospital systems resist efforts to lower rates.

    http://www.nytimes.com/2013/10/24/bu...reas.html?_r=0

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    What were the rates in rural areas before ACA? The article didn't say. Nor did it mention that many of the Republican governors of those rural states refused to expand Medicaid and set up an exchange. There probably wouldn't be such a disparity in rates if it were single payer UHC.

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by Grim17 View Post
    I nearly fell out of my chair when I learned the the following headline appeared on the front page of the New York Times. "Health Care Law Fails to Lower Prices for Rural Areas". Do those of you on the left and you Obamacare supporters understand what this means?

    Front page of NYT = Game over for Obama.
    This really is not that big of news. States with smaller populations were having trouble months ago finding enough insurance companies to compete since small populations do not offer enough incentives for insurance companies to do business with them. The same thing can be said of poor states with large rural communities. The bigger prizes for them are large cities and states where they will have plenty of customers willing and able to pay for their products.


    Quote Originally Posted by Grim17 View Post
    When a democratic president's prize legislation get's slammed on page 1 of the Times, the argument is over and that's all she wrote. Obamacare is now officially a legislative nightmare and the only question that remains is, will the left do the right thing and demand that this trainwreck be scrapped, or will the cheerleading continue?
    The ACA is going nowhere. Maybe if conservatives could come up with legitimate reforms aside from the boilerplate rhetoric about tort reform and selling across states lines, then health insurance could be reformed yet again. Given how long conservatives had during the 1990s and 2000s to reform health insurance, I do not see them putting anything substantive on the table in the near future.

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by Grim17 View Post
    I nearly fell out of my chair when I learned the the following headline appeared on the front page of the New York Times. "Health Care Law Fails to Lower Prices for Rural Areas". Do those of you on the left and you Obamacare supporters understand what this means?

    Front page of NYT = Game over for Obama.

    When a democratic president's prize legislation get's slammed on page 1 of the Times, the argument is over and that's all she wrote. Obamacare is now officially a legislative nightmare and the only question that remains is, will the left do the right thing and demand that this trainwreck be scrapped, or will the cheerleading continue?






    http://www.nytimes.com/2013/10/24/bu...reas.html?_r=0
    The "cheerleading" will continue. Obama and the Dems have been hellbent on destroying America and now that they finally have their ducks lined up in a row to pull it off, they won't back off. They have already made it perfectly clear that they do not care about people losing their jobs or having their hours cut over this disaster. Nor do they care about the added expense being forced on Americans by the same disaster. And they sure don't care about the doctor shortage this disaster is creating.

    But they do have a lot more power and control over people and that's all they really wanted to begin with.
    "“If we don’t deepen our ports all along the Gulf — places like Charleston, South Carolina; or Savannah, Georgia; or Jacksonville, Florida…” -Obama

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    I never really understood how selling across state lines was supposed to work. Isn't that a tacit demand that the federal government step in a remove state's rights and increase federal power and authority?

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    This is a true story. On October 25, 2013 I went to www.healthcare.gov. I spent about 2 hours answering a lot of questions. It was very time consuming. The information I was providing was irritating to me but it was information that the government probably already had.

    After filling out all of these questions I signed up for a Blue Cross Blue Shield of NC Blue Value 3000 policy. My cost was $60.63999999986 per month. This policy covers myself and my wife. Both of us are age 34, non-smokers with no pre-existing health conditions and we live in North Carolina. I estimated that my income for 2014 to be $32,532. This made me eligible for $487.00 a month credit. I'm guessing that means the policy actually costs $547.63999999986 per month. The federal government is paying $478.00 and I get stuck paying the rest.

    Co-pays and co-insurance
    $5 Primary doctor
    $10 Specialist doctor
    $10 Copay after deductible Generic drugs


    Deductible
    $1,000
    group total

    Out-of-pocket maximum
    $1,400

    I'm sure you guys will have more questions. My question is this. Can a family of four with an annual income of $32,532 afford $60.64 per month? If not, what did a health insurance policy cost prior to the Affordable Health Care Act of 2010?

    This is an extra burden on my family because I never paid for health insurance before. I always thought it was a rip-off but now that it's required by law I thought I would sign up. According to the Supreme Court the government imposed a $727.68 annual tax on my family. This doesn't bother me. I haven't paid any federal taxes since my first daughter was born in 2003.

    This is a true story and actually events are not fictitious. I was an Affordable Health Care Act of 2010 Guinea Pig. If you prefer: I was an Obamacare guinea pig.

    vasuderatorrent

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by vasuderatorrent View Post
    This is a true story. On October 25, 2013 I went to www.healthcare.gov. I spent about 2 hours answering a lot of questions. It was very time consuming. The information I was providing was irritating to me but it was information that the government probably already had.

    After filling out all of these questions I signed up for a Blue Cross Blue Shield of NC Blue Value 3000 policy. My cost was $60.63999999986 per month. This policy covers myself and my wife. Both of us are age 34, non-smokers with no pre-existing health conditions and we live in North Carolina. I estimated that my income for 2014 to be $32,532. This made me eligible for $487.00 a month credit. I'm guessing that means the policy actually costs $547.63999999986 per month. The federal government is paying $478.00 and I get stuck paying the rest.

    Co-pays and co-insurance
    $5 Primary doctor
    $10 Specialist doctor
    $10 Copay after deductible Generic drugs


    Deductible
    $1,000
    group total

    Out-of-pocket maximum
    $1,400

    I'm sure you guys will have more questions. My question is this. Can a family of four with an annual income of $32,532 afford $60.64 per month? If not, what did a health insurance policy cost prior to the Affordable Health Care Act of 2010?

    This is an extra burden on my family because I never paid for health insurance before. I always thought it was a rip-off but now that it's required by law I thought I would sign up. According to the Supreme Court the government imposed a $727.68 annual tax on my family. This doesn't bother me. I haven't paid any federal taxes since my first daughter was born in 2003.

    This is a true story and actually events are not fictitious. I was an Affordable Health Care Act of 2010 Guinea Pig. If you prefer: I was an Obamacare guinea pig.

    vasuderatorrent
    Oh that's SOO NICE You're getting your family cared for by the hard work of others. I'd feel so proud, so very glad other people work their butts off so that you can have "affordable healthcare"! Isn't it great folks, here's someone just pleased as kittens with a saucer of milk that other people make sure his family get's the care they need. Never mind others rates are going through the roof, other people have lost their healthcare plans they liked, could afford and wanted. His family got the hook up. Here's a guy that can crow about the good forcing working American's to hook his family up. If only more people would just embrace paying for others living we'd all be better off!

    Truly, you should be proud of yourself.
    Climate, changes. It takes a particularly uneducated population to buy into the idea that it's their fault climate is changing and further political solutions can fix it.



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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by MrVicchio View Post
    Oh that's SOO NICE You're getting your family cared for by the hard work of others. I'd feel so proud, so very glad other people work their butts off so that you can have "affordable healthcare"! Isn't it great folks, here's someone just pleased as kittens with a saucer of milk that other people make sure his family get's the care they need. Never mind others rates are going through the roof, other people have lost their healthcare plans they liked, could afford and wanted. His family got the hook up. Here's a guy that can crow about the good forcing working American's to hook his family up. If only more people would just embrace paying for others living we'd all be better off!

    Truly, you should be proud of yourself.
    If you read his post, you'll find out that he didn't want it and the only reason that he signed up is because it is mandatory.

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by Grim17 View Post
    I nearly fell out of my chair when I learned the the following headline appeared on the front page of the New York Times. "Health Care Law Fails to Lower Prices for Rural Areas". Do those of you on the left and you Obamacare supporters understand what this means?

    Front page of NYT = Game over for Obama.

    When a democratic president's prize legislation get's slammed on page 1 of the Times, the argument is over and that's all she wrote. Obamacare is now officially a legislative nightmare and the only question that remains is, will the left do the right thing and demand that this trainwreck be scrapped, or will the cheerleading continue?

    http://www.nytimes.com/2013/10/24/bu...reas.html?_r=0
    I find the thing rather odd. Why would a policy have a different price in one county than in another?

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by Moot View Post
    What were the rates in rural areas before ACA? The article didn't say. Nor did it mention that many of the Republican governors of those rural states refused to expand Medicaid and set up an exchange. There probably wouldn't be such a disparity in rates if it were single payer UHC.
    I really cannot tell, as I am not ŕ jour on the Rates. But if the rates are much different from one county to the next, there is a design error.

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