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Thread: NYT: Health Care Law Fails to Lower Prices for Rural Areas

  1. #11
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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by joG View Post
    I really cannot tell, as I am not jour on the Rates. But if the rates are much different from one county to the next, there is a design error.
    Rural areas have always been more expensive to insure because of they are smaller risk pool and they have a higher rate of obesity and diabetes.

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by Moot View Post
    Rural areas have always been more expensive to insure because of they are smaller risk pool and they have a higher rate of obesity and diabetes.
    I thought ACA was going to do away with health risk pricing.

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by vasuderatorrent View Post
    This is a true story. On October 25, 2013 I went to www.healthcare.gov. I spent about 2 hours answering a lot of questions. It was very time consuming. The information I was providing was irritating to me but it was information that the government probably already had.

    After filling out all of these questions I signed up for a Blue Cross Blue Shield of NC Blue Value 3000 policy. My cost was $60.63999999986 per month. This policy covers myself and my wife. Both of us are age 34, non-smokers with no pre-existing health conditions and we live in North Carolina. I estimated that my income for 2014 to be $32,532. This made me eligible for $487.00 a month credit. I'm guessing that means the policy actually costs $547.63999999986 per month. The federal government is paying $478.00 and I get stuck paying the rest.

    Co-pays and co-insurance
    $5 Primary doctor
    $10 Specialist doctor
    $10 Copay after deductible Generic drugs


    Deductible
    $1,000
    group total

    Out-of-pocket maximum
    $1,400

    I'm sure you guys will have more questions. My question is this. Can a family of four with an annual income of $32,532 afford $60.64 per month? If not, what did a health insurance policy cost prior to the Affordable Health Care Act of 2010?

    This is an extra burden on my family because I never paid for health insurance before. I always thought it was a rip-off but now that it's required by law I thought I would sign up. According to the Supreme Court the government imposed a $727.68 annual tax on my family. This doesn't bother me. I haven't paid any federal taxes since my first daughter was born in 2003.

    This is a true story and actually events are not fictitious. I was an Affordable Health Care Act of 2010 Guinea Pig. If you prefer: I was an Obamacare guinea pig.

    vasuderatorrent
    Now here is a great example of who is signing up, those that need a subsidy of $487 a month for one, second all those that have a precondition. However to make this program work the young healthy person that needs no subsidy has to sign up by the millions. Otherwise this program will increase our national debt to continue to skyrocket, or tax the people who make money to pay for all those that don't pay anything and now who are all getting subsidies and all the rest of the entitlement programs and free stuff.

    Obamacare is just another way of wealth distribution.
    Liberals - Punish the Successful, Reward the Unsuccessful
    Liberals - Tax, Borrow, Spend, and Give Free Stuff
    Obama's legacy - President Donald Trump

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by reinoe View Post
    I never really understood how selling across state lines was supposed to work. Isn't that a tacit demand that the federal government step in a remove state's rights and increase federal power and authority?
    That is what makes it such a paradox. Any reform will erode a state's ability to regulate their own insurance market while at the same time enhancing the capability of the federal government to regulate insurance markets nationwide.

    Despite that, I think the only way to have insurance markets with increased competition is to do just that. Otherwise, the United States will continue to see insurance companies ignore rural and less populated regions because the risks are too large and the rewards are too small. At least with a national market insurance companies could subsidize smaller markets with profits from larger markets, something that is not possible in some states.

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by The Man View Post
    If you read his post, you'll find out that he didn't want it and the only reason that he signed up is because it is mandatory.
    You must understand I'm mocking the whole healthcare law, perhaps harshly but he didnt have to sign up. The penalty is far less to pay then the subsidized insurance. If he really thought it was a rip off he'd eat the pittance tax penalty and pocket the rest.
    Climate, changes. It takes a particularly uneducated population to buy into the idea that it's their fault climate is changing and further political solutions can fix it.



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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by MrVicchio View Post
    Oh that's SOO NICE You're getting your family cared for by the hard work of others. I'd feel so proud, so very glad other people work their butts off so that you can have "affordable healthcare"! Isn't it great folks, here's someone just pleased as kittens with a saucer of milk that other people make sure his family get's the care they need. Never mind others rates are going through the roof, other people have lost their healthcare plans they liked, could afford and wanted. His family got the hook up. Here's a guy that can crow about the good forcing working American's to hook his family up. If only more people would just embrace paying for others living we'd all be better off!

    Truly, you should be proud of yourself.
    I didn't pass any legislation. You have me confused with someone else.

    vasuderatorrent

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Again, I'm mocking obamacare.
    Climate, changes. It takes a particularly uneducated population to buy into the idea that it's their fault climate is changing and further political solutions can fix it.



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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by MrVicchio View Post
    Again, I'm mocking obamacare.
    I know but lots of conservatives enjoy criticizing "welfare queens" or the welfare culture. If people are giving a choice between $1,000 or $0 most people will choose the $1,000.

    The anger should be directed at the government who gives the money away not the people who accept it. When conservatives start criticizing people who receive government benefits it makes me think that the government caused all the problems but managed to force peoples attention elsewhere. It just seems like a perfect scam and it pisses me off that smart people fall for it. They wreak havoc and turn Americans against Americans. All the while they look like angels and continue to get re-elected.

    I'll be the first to call someone an idiot for criticizing a government beneficiary. They never committed a crime. They actually done something noble by doing the best thing for their family. To criticize a good man while leaving the perpetrator unscathed is beyond retarded it's just sad that the government has that much power to twist the minds of otherwise intelligent people.

    vasuderatorrent

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by The Man View Post
    If you read his post, you'll find out that he didn't want it and the only reason that he signed up is because it is mandatory.
    Of course he doesn't want it. Moochers never want to pay their share either
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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    Re: NYT: Health Care Law Fails to Lower Prices for Rural Areas

    Quote Originally Posted by reinoe View Post
    I never really understood how selling across state lines was supposed to work. Isn't that a tacit demand that the federal government step in a remove state's rights and increase federal power and authority?
    It vreates more competition.
    Quote Originally Posted by Top Cat View Post
    At least Bill saved his transgressions for grown women. Not suggesting what he did was OK. But he didn't chase 14 year olds.

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