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Florida Blue cutting 300K policies

j-mac

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JACKSONVILLE, Fla. -Letters sent by health insurance company Florida Blue have some people concerned. The insurance company is dropping over 300,000 people from their coverage.

The insurance company told Channel 4 the coverage is being cut because of the Affordable Care Act.

Florida Blue cutting 300K policies | News - Home


And this is just one state....

Hundreds of thousands of Americans who purchase their own health insurance have received cancellation notices since August because the plans do not meet Obamacare’s requirements.
The number of cancellation notices greatly exceed the number of Obamacare enrollees.
Insurance carrier Florida Blue sent out 300,000 cancellation notices, or 80 percent of the entire state’s individual coverage policies, Kaiser Health News reports. California’s Kaiser Permanente canceled 160,000 plans — half of its insurance plans in the state — while Blue Shield of California sent 119,000 notices in mid-September alone.


Two major insurance carriers in Pennsylvania, Insurance Highmark in Pittsburgh and Independence Blue Cross in Philadelphia plan to cancel 20 percent and 45 percent of their total plans, respectively.
Nearly 800,000 New Jersey residents’ health-care plans will not longer exist in 2014
, forcing insurers to create new ones for individuals and small business owners that hew to the Obamacare’s new regulations, The New Jersey Star Ledger found in early October.

Read more: Health insurance cancellation notices soar above Obamacare enrollment rates | The Daily Caller


This is a disaster that was predicted, and the cancellations are dwarfing the sign ups....Thanks progressives, you are breaking the system. :doh:doh


 
Yea it was, predicited.

The lies from this President never stop.

Obama's own words that he's going to penalize people that already have good healthcrae plans so "they can raise a litttle money".

Who the hell does he think he is ?
 
Let's see, you had a policy that was cheap, well, because it was a cheap policy. If you got really sick, like cancer, you could be kicked off that cheap policy. If they didn't kick you off when you got cancer, then the lifetime max would kick in and you wouldn't have health ins. although you desperately needed it. Clearly, you had a cheap policy that did a reasonable job taking care of normal healthcare needs and it failed to take care of major needs. But, since most people are healthy most of the time, most people were dumb and happy about their situation, until they got really sick and they became very unhappy with their crappy situation after they were dropped and couldn't get health insurance anywhere because of the health insurance company death panels that evaluated their illness and denied them coverage due to their pre-existing condition.

Clearly that cheap old policy cannot provide the standard of benefits required by Obamacare (which people need whether their short sighted minds realize it now or not), so the policy must be changed to specify new terms that meet the standard, and at a new rate.

You are guaranteed coverage in the exchange, and that policy will not have a lifetime maximum, and you can't be dropped just because you have or get a serious illness. That's a much better policy.

How is that a bad thing?
 
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More people that were lied to by the Dems and Obama, now join the ranks of the uninsured or soon to be uninsured.

And we have to listen to clowns and their denial about the devastating results of Obamadon'tcare. And it's only just begun.
 
Let's see, you had a policy that was cheap, well, because it was a cheap policy. If you got really sick, like cancer, you could be kicked off that cheap policy. If they didn't kick you off when you got cancer, then the lifetime max would kick in and you wouldn't have health ins. although you desperately needed it. Clearly, you had a cheap policy that did a reasonable job taking care of normal healthcare needs and it failed to take care of major needs. But, since most people are healthy most of the time, most people were dumb and happy about their situation, until they got really sick and they became very unhappy with their crappy situation after they were dropped and couldn't get health insurance anywhere because of the health insurance company death panels that evaluated their illness and denied them coverage due to their pre-existing condition.

Clearly that cheap old policy cannot provide the standard of benefits required by Obamacare (which people need whether their short sighted minds realize it now or not), so the policy must be changed to specify new terms that meet the standard, and at a new rate.

You are guaranteed coverage in the exchange, and that policy will not have a lifetime maximum, and you can't be dropped just because you have or get a serious illness. That's a much better policy.

How is that a bad thing?

Because those cheap policies might not exist any longer for many. Not everyone can just "start paying more for better coverage", so it's likely a large portion of those 300k being dropped are now SOL.

The thing that will piss me off the most in all of this is the democrats will eventually just blame the free market instead of the ACA itself, then use that as another reason to grab more power.
 
I'm convinced it's by design that this entire cluster**** happened. Ultimately, give the middle class no choice but to adopt a single payer government plan and put the insurance industry out of business.

But those folks in Congress will be exempt and get an aristocratic plan of their own.
 
I'm convinced it's by design that this entire cluster**** happened. Ultimately, give the middle class no choice but to adopt a single payer government plan and put the insurance industry out of business.

But those folks in Congress will be exempt and get an aristocratic plan of their own.

But I'm sure all the Republicans are above that and will sign up for Obamacare :lamo
 
It would be interesting to know how many of these "cheap" policies that no longer meet Obamacare standards are lacking because they don't cover things such as contraceptives, morning after pills, and abortions, etc. Obama and the administration "claimed" that insurers would be providing these "free of charge" as a "claim" that these requirements do not/did not impact religious institutions that provided their employees healthcare insurance coverage. Any person with even half a brain, liberals excepted, would understand that no business provides any service free of charge, particularly one that is ongoing and virtually constant for the duration of most female's lives. As a result, it wouldn't surprise me if these insurers are telling their clients in a round about way that they cannot provide them with increased coverage at the rates they were paying previously, and therefore they are cancelling their coverage.
 
It would be interesting to know how many of these "cheap" policies that no longer meet Obamacare standards are lacking because they don't cover things such as contraceptives, morning after pills, and abortions, etc. Obama and the administration "claimed" that insurers would be providing these "free of charge" as a "claim" that these requirements do not/did not impact religious institutions that provided their employees healthcare insurance coverage. Any person with even half a brain, liberals excepted, would understand that no business provides any service free of charge, particularly one that is ongoing and virtually constant for the duration of most female's lives. As a result, it wouldn't surprise me if these insurers are telling their clients in a round about way that they cannot provide them with increased coverage at the rates they were paying previously, and therefore they are cancelling their coverage.

No government can provide anything for free either.
 
The OP must be totally false because President Obama personally promised everyone can keep the policies they have. Why does everyone keep lying about Obama? The OP can't be true because Obama promised this would not happen.
 
But I'm sure all the Republicans are above that and will sign up for Obamacare :lamo

How are they going to do that? How is anyone?:roll:
 
How are they going to do that? How is anyone?:roll:

True. I'm just saying that they're obviously on the side of normal Americans and so will definitely not take the better plan. :lamo
 
Absolutely true - but I've yet to see a business that can be run more efficiently and effectively by government than by private enterprise.

It's Canada's fault, John. This is what happens when you hire a bunch of Timbit chomping frogs from Montreal to do something. :mrgreen:
 
Let's see, you had a policy that was cheap, well, because it was a cheap policy. If you got really sick, like cancer, you could be kicked off that cheap policy. If they didn't kick you off when you got cancer, then the lifetime max would kick in and you wouldn't have health ins. although you desperately needed it. Clearly, you had a cheap policy that did a reasonable job taking care of normal healthcare needs and it failed to take care of major needs. But, since most people are healthy most of the time, most people were dumb and happy about their situation, until they got really sick and they became very unhappy with their crappy situation after they were dropped and couldn't get health insurance anywhere because of the health insurance company death panels that evaluated their illness and denied them coverage due to their pre-existing condition.

Clearly that cheap old policy cannot provide the standard of benefits required by Obamacare (which people need whether their short sighted minds realize it now or not), so the policy must be changed to specify new terms that meet the standard, and at a new rate.

You are guaranteed coverage in the exchange, and that policy will not have a lifetime maximum, and you can't be dropped just because you have or get a serious illness. That's a much better policy.

How is that a bad thing?

screw those safe auto plans; good riddance.

it's nuts that we didn't just extend medicare to cover everybody. i'm still shaking my head over the abject stupidity of not doing that.
 
But I'm sure all the Republicans are above that and will sign up for Obamacare :lamo

Those of us that can afford to will join medical groups outside the system altogether in a shared expense plan. That's where the best doctors are headed. They want no part of Obamacare.

It's already happening.
 
True. I'm just saying that they're obviously on the side of normal Americans and so will definitely not take the better plan. :lamo

To be fair, you are aware that Republicans during the shutdown/debt ceiling discussions overwhelmingly in the House passed a motion to remove the Obamacare waiver for Congress, congressional staff, the White House and White House staff, and put them all into the federal exchange and Democrats in the House wanted no part of it and the Democrat Senate refused to even take up the bill?

Some may look at it as a kind of poison pill amendment but seems the only real poison pills are being doled out to the few in America who haven't been granted a waiver from Obamacare.
 
screw those safe auto plans; good riddance.

it's nuts that we didn't just extend medicare to cover everybody. i'm still shaking my head over the abject stupidity of not doing that.

I don't disagree with your suggestion, but wouldn't such a significant change to medicare require States to approve it since they pay a big chunk of the costs too? And wouldn't that have been more open to constitutional challenge than Obamacare proved to be?
 
Let's see, you had a policy that was cheap, well, because it was a cheap policy. If you got really sick, like cancer, you could be kicked off that cheap policy. If they didn't kick you off when you got cancer, then the lifetime max would kick in and you wouldn't have health ins. although you desperately needed it. Clearly, you had a cheap policy that did a reasonable job taking care of normal healthcare needs and it failed to take care of major needs. But, since most people are healthy most of the time, most people were dumb and happy about their situation, until they got really sick and they became very unhappy with their crappy situation after they were dropped and couldn't get health insurance anywhere because of the health insurance company death panels that evaluated their illness and denied them coverage due to their pre-existing condition.

Clearly that cheap old policy cannot provide the standard of benefits required by Obamacare (which people need whether their short sighted minds realize it now or not), so the policy must be changed to specify new terms that meet the standard, and at a new rate.

You are guaranteed coverage in the exchange, and that policy will not have a lifetime maximum, and you can't be dropped just because you have or get a serious illness. That's a much better policy.

How is that a bad thing?

Those that will join the exchange will be those with pre-existing conditions.

The Exchanges are setup to only stay in the black if 40% of "healthy invincibles" purchase plans. That isn't going to happen because: 1) like you said, I can get insurance after I get sick and I'm still covered, and 2) I can stay on my parents plan for 5 years of my "healthy invincible" years.

Biggest shock is going to come in late 2014/early 2015. That will be when the media gets to report on the exchange plan price differences between years. Since companies have to spend 80% of premiums on care, what percentage increase do you think is going to be come next year? Remember, they can't kick you off if you are sick or have a pre-existing condition.

The premium price will then skyrocket, even less people will be covered, and the end result will be death spiral.
 
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Let's see, you had a policy that was cheap, well, because it was a cheap policy. If you got really sick, like cancer, you could be kicked off that cheap policy. If they didn't kick you off when you got cancer, then the lifetime max would kick in and you wouldn't have health ins. although you desperately needed it. Clearly, you had a cheap policy that did a reasonable job taking care of normal healthcare needs and it failed to take care of major needs. But, since most people are healthy most of the time, most people were dumb and happy about their situation, until they got really sick and they became very unhappy with their crappy situation after they were dropped and couldn't get health insurance anywhere because of the health insurance company death panels that evaluated their illness and denied them coverage due to their pre-existing condition.

Clearly that cheap old policy cannot provide the standard of benefits required by Obamacare (which people need whether their short sighted minds realize it now or not), so the policy must be changed to specify new terms that meet the standard, and at a new rate.

You are guaranteed coverage in the exchange, and that policy will not have a lifetime maximum, and you can't be dropped just because you have or get a serious illness. That's a much better policy.

How is that a bad thing?



You need to learn the differences between a planning and execution. Progressive plans always LOOK great if your judge them by their end goal. There is little attention given to the moment or the failures, it's always the end that matters.

You spell out all this things that you think are super great about the ACA, but it means nothing to the family that no longer has insurance, can't afford this new insurance, and couldn't sign up for it even if they could.

All that the ACA does is take the donut whole of uninsured that that used to exist down at the bottom of the income range and shift it up a few notches. Now you have to work to be unable to afford insurance....
 
But I'm sure all the Republicans are above that and will sign up for Obamacare :lamo

One of the many elected idiots from Illinois, Durbin, asked that same question to Sen Cruz and ended up with egg on his face as Cruz doesn't use the government plan.
 
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