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Florida Blue cutting 300K policies

NIMBY said:
Do you trust Gov. Scott of Florida..
Why do you suppose Republican governors of Ohio and Wisconsin have signed their states up for the Medicaid extension??
I liked Kasich referring to the Pearly Gates and what did he do for poor folks with no insurance .
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if i lived in those states i would be concerned about those states. None of this is relevant to the fact that the government is canceling peoples insurance because they know better.
 
winston53660 said:
Like the drugs the insurance policy should be the same. Both are supposed to do.
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I suppose if you need parents as na adult to make your decisions for you then I can see why you full on embrace this.
 
VanceMack said:
I suppose if you need parents as na adult to make your decisions for you then I can see why you full on embrace this.
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Yeah embracing drugs or insurance to do as they should do is so childish
 
winston53660 said:
Yeah embracing drugs or insurance to do as they should do is so childish
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yes...clamoring for a government to tell you what you have to do is rather childlike. Interesting that 80%of the country were previously responsible enough to take care of their needs, but under this admin, that will all change.
 
VanceMack said:
if i lived in those states i would be concerned about those states. None of this is relevant to the fact that the government is canceling peoples insurance because they know better.
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I just don't know enough of what these states are doing to help or prevent ACA..As well, I don't know whether Insurance companies are part of this dumping of people..I'd like to know why this happened when you have a chance..I'm impressed with what Kentucky is doing also .
 
There are also stories of insurance companies denying service under the claim that a non pre-existing condition as a pre-existing condition. Or of course just flat out denying service that they are supposed to cover for the sake of denial. The PPACA isn't going to address all the problems but there are a slew of things people are already benefiting from without their knowledge already.
 
iguanaman said:
They have lost nothing. They must simply pick a different plan that meets minimum coverage standards. People change plans all the time. A lot of those that get sick will be very grateful they changed too.
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They haven't lost anything yet (maybe job or hours=money). But when they are forced to pay higher premiums and higher deductibles they will lose money. So when the lights get cut off or something like that, does any serious person think they will be happy?
 
Those policies didn't conform to the new law because they were garbage. Now these people can get subsidies or whatever. Don't bother trying to make it seem like they are hopelessly without any means of obtaining health care.
 
iguanaman said:
What if those cancelled find that they can get better coverage at cheaper prices on the exchange? That they now qualify for subsidies too? What will you say then?
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I'd say the same thing I said before: "Some people will find their policies cheaper, and some will find it more expensive, that's the way redistribution works."

If you'd like to **** the middle class to help the poor, then that's your own sad outlook on life.
 
chromium said:
Those policies didn't conform to the new law because they were garbage. Now these people can get subsidies or whatever. Don't bother trying to make it seem like they are hopelessly without any means of obtaining health care.
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I would say one mans trash is another mans treasure but that doesn't apply here. People bought what they could afford and what they needed, that's anything but garbage. I wouldn't ,"Don't bother trying to make it seem like they are hopelessly without any means of obtaining health care." because that's not been the case for anyone in America, at least in the last 30 years or so.

Subsidies? Get real. Most people will still have a higher expense each month and with the higher deductibles for when they do get treatment something in their budget is going to take a big hit. Or does Obamadon'tcare change the rules of math now?
 
ItAin'tFree said:
Subsidies? Get real. Most people will still have a higher expense each month and with the higher deductibles for when they do get treatment something in their budget is going to take a big hit. Or does Obamadon'tcare change the rules of math now?
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This is a true story. On October 25, 2013 I went to www.healthcare.gov. I spent about 2 hours answering a lot of questions. It was very time consuming. The information I was providing was irritating to me but it was information that the government probably already had.

After filling out all of these questions I signed up for a Blue Cross Blue Shield of NC Blue Value 3000 policy. My cost was $60.63999999986 per month. This policy covers myself and my wife. Both of us are age 34, non-smokers with no pre-existing health conditions and we live in North Carolina. I estimated that my income for 2014 to be $32,532. This made me eligible for $487.00 a month credit. I'm guessing that means the policy actually costs $547.63999999986 per month. The federal government is paying $478.00 and I get stuck paying the rest.

Co-pays and co-insurance
$5 Primary doctor
$10 Specialist doctor
$10 Copay after deductible Generic drugs


Deductible
$1,000
group total

Out-of-pocket maximum
$1,400

I'm sure you guys will have more questions. My question is this. Can a family of four with an annual income of $32,532 afford $60.64 per month? If not, what did a health insurance policy cost prior to the Affordable Health Care Act of 2010?

This is an extra burden on my family because I never paid for health insurance before. I always thought it was a rip-off but now that it's required by law I thought I would sign up. According to the Supreme Court the government imposed a $727.68 annual tax on my family. This doesn't bother me. I haven't paid any federal taxes since my first daughter was born in 2003.

This is a true story and actual events are not fictitious. I was an Affordable Health Care Act of 2010 Guinea Pig. If you prefer: I was an Obamacare guinea pig. It ain't free but it's pretty darn close.

vasuderatorrent
 
RabidAlpaca said:
I'd say the same thing I said before: "Some people will find their policies cheaper, and some will find it more expensive, that's the way redistribution works."

If you'd like to **** the middle class to help the poor, then that's your own sad outlook on life.
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Although most of the time the middle class is ****ed to help the rich. I just thought you ought to know.
 
Samhain said:
On the exchange, in Ohio, there are 32 plans available for me that range from $444.82/mo to $1,167.42/mo. My current plan is 320/mo and has a better copay, deductible, and out-of-pocket max than the $444 plan.

I'm eligible for $43 in subsidies.

When you make one-size-fits-all plans, with mandated coverage options, like maternity care even for single gay men, the cost will go up.

Also, that "legally forced to give you a refund" amount, if any, will be split between you and the government. Remember, they paid some of the premiums too.
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Do you have a super sized income? I estimated my 2014 income to be $32,532 with a family of four and my subsidy was $487 per month.

vasuderatorrent
 
finebead said:
Its immoral and unacceptable, unless you can explain how its moral.
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Business exist to make money. There are no morals involved in the process. All insurance companies in the United States could shut down tomorrow. That would be a morally superior option. You seem to have insurance companies mixed up with charities. Oh my gosh. Oh my gosh. Oh my gosh. I knew people believed this crap but I never saw it with such sincerity. Very weird.

vasuderatorrent
 
RabidAlpaca said:
Instead they should have no insurance at all? That DOES sound better. Then maybe the government can fine them for not having health insurance. There are ****ty policies out there, and there are good ones.

If I offered a policy for $5/month but put in writing that I can and will deny all payouts of any kind, and they still take it, that's their decision. The government is only supposed to insure the fair arbitration of the market. At most I think the government should make a requirement that the health insurance contract be more legally clear so that people can make informed decisions.
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If I promised the insurance company that I will have a $10,000,000 surgery next month and offered to pay $50,000 a month for the best policy, should the insurance agent sell me the policy? or would that be stealing on my part?

vasuderatorrent
 
AlabamaPaul said:
When the question begins with "What if...", the argument is an exercise in mental masturbation...
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Are you saying that the people will never go to the exchange to find out the truth? Are you saying it feels so much better to be right than to find out what is really going on?

Go to the exchange, put in your information, pick a policy, sign up, get happy or pissed and then share your story with us. Nevermind. Just keep spouting off the Republican Party Platform adopted at the 2013 convention.

The truth will destroy your rhetoric or strengthen your rhetoric. Is it worth the risk to find out the truth? Hell no. You'd rather be right.

vasuderatorrent
 
AlabamaPaul said:
The fact is that individuals have lost their current insurance. Every post not addressing that fact is basically irrelevant and just speculative...
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Tell us your story in a truthful manner.

vasuderatorrent
 
AlabamaPaul said:
What happened to the promise "If you like your insurance, you will be able to keep your insurance"? There are so many posting with no knowledge of the options, I find the number of experts amazingly high...
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What did you find out on the exchange about your situation?

vasuderatorrent
 
vasuderatorrent said:
If I promised the insurance company that I will have a $10,000,000 surgery next month and offered to pay $50,000 a month for the best policy, should the insurance agent sell me the policy? or would that be stealing on my part?

vasuderatorrent
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If you come to a written agreement with them and you both decide to agree to the deal, you should be held to that contract.

reinoe said:
Although most of the time the middle class is ****ed to help the rich. I just thought you ought to know.
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And who are the ones doing that? The government being in bed with corporations. So people want to give the government more power and more money to reward them for being so trustworthy.

That's so stupid it almost makes my brain explode.
 
RabidAlpaca said:
And who are the ones doing that? The government being in bed with corporations. So people want to give the government more power and more money to reward them for being so trustworthy.

That's so stupid it almost makes my brain explode.
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The voters select the politicians who create policies that rob the middle class to pay the rich. I would have thought that Americans would rally in support of the ideals of Occupy Wall Street, but much to my surprise Americans bent over backwards to support the banks that caused the economic downturn.
 
reinoe said:
The voters select the politicians who create policies that rob the middle class to pay the rich. I would have thought that Americans would rally in support of the ideals of Occupy Wall Street, but much to my surprise Americans bent over backwards to support the banks that caused the economic downturn.
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No, occupy wall street was totally misguided. We shouldn't be focused on the corporations, but the government that makes laws that support those corporations. Companies have no loyalty to the American people, while our politicians swore an oath to protect and serve and to represent their constituency.

It should have been occupy capital hill. All the occupy wallstreet whiners did was cry that they wanted higher taxes, IE: give the corrupt government more money. Ridiculous.
 
reinoe said:
The voters select the politicians who create policies that rob the middle class to pay the rich. I would have thought that Americans would rally in support of the ideals of Occupy Wall Street, but much to my surprise Americans bent over backwards to support the banks that caused the economic downturn.
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The American public didn't support banks. They simply failed to support a movement with socialist goals. And, as Alpaca said, nothing could be more stupid than giving a greedy, corrupt, over spending government even more money to waste.
 
reinoe said:
The voters select the politicians who create policies that rob the middle class to pay the rich. I would have thought that Americans would rally in support of the ideals of Occupy Wall Street, but much to my surprise Americans bent over backwards to support the banks that caused the economic downturn.
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The occutards wanted to steak from everybody so they could sit on their asses and not work.
 
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