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Thread: Florida Blue cutting 300K policies

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by donsutherland1 View Post
    That would be problematic, to say the least. I am not stating that there is no potential problem. My point is that we need to wait until there is sufficient data to draw hard conclusions.

    Legitimate risks exist. However, the Florida Blue experience and that of other cases will all need to be looked at more closely before one can reach conclusions e.g., those concerning possible adverse selection, among other issues. The opportunity to enroll, cost of replacement plans, shift in enrollment patterns, and impact on currently covered and currently uninsured persons, are some examples of data that will need to be examined.

    My early guess, based on CBO and other analyses, historic experience with sophisticated product/service introductions, etc., is that changes beyond a website fix will likely be needed. The magnitude of such changes (local? regional? national?) and nature of such changes are uncertain.
    Why put people through that? Studies are already being done on this...

    Enrollment in Obamacare Exchanges: How Will Your Health Insurance Fare?

    We can't even get proper figures of people actually signing up for this out of the WH, why do you suppose that is?

    It sure isn't because they have overwhelming demand for their plans....
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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Samhain View Post
    Replace Medicare with Medicaid, and I think you are correct.
    So Medicare, the program for seniors, is a jointly funded program and Medicaid is only funded by the federal government? Was the $500-$700 million taken out of Medicare to help fund the transition just monies from the federal side? If Medicaid was/is to cover all those who have no insurance and can't afford to pay for insurance, then the rationale for Obamacare seems to be lost and the only real goal was to get healthy and/or young people forced into the system.
    "Liberals claim to want to give a hearing to other views, but then are shocked and offended to discover that there are other views." William F. Buckley Jr.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by CanadaJohn View Post
    So Medicare, the program for seniors, is a jointly funded program and Medicaid is only funded by the federal government? Was the $500-$700 million taken out of Medicare to help fund the transition just monies from the federal side? If Medicaid was/is to cover all those who have no insurance and can't afford to pay for insurance, then the rationale for Obamacare seems to be lost and the only real goal was to get healthy and/or young people forced into the system.
    No, Medicaid is the joint venture, which was expanded by the states with federal money, and the expanded medicaid accounts for more than 50% of the current exchange enrollments or those that can't afford insurance. We "care" for our seniors and "aid" the poor.

    And yes, the goal of ACA was to get the young/healthy people into the system, but they shot themselves in the foot when they took 50% of that population and let them stay on their parents policy. Getting the principles onto the rolls is the only way you can eliminate pre-existing condition cost controls.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by CanadaJohn View Post
    I guess I'm confused because you did originally say everyone should have been just folded into Medicare and I was pretty sure that the States who opposed Obamacare partly did so because the federal government was passing a law that in effect increased the State's costs related to Medicare. It's also, from what I understood, why a large number of States refused to create exchanges under Obamacare because the exchanges and coverage for those below certain income threshholds were being covered under Medicare and since Medicare is a joint federal/states program, the state's costs would rise.
    of course moving everyone to single payer will cost more initially, but there will be savings in other areas, as one entity covering all basic care has a lot of power to force down prices. for example, you guys pay a lot less for prescriptions than we do.

    just moving everyone to single payer won't completely solve the problem. we're going to have to address lawsuits, too. we will also have to remove the artificial roadblocks and bottlenecks to the supply of physicians. the AMA has it set up so it's crushingly expensive to become a doctor so that existing doctors can make hundreds of thousands of dollars a year. again, this is not working for patients.

    there will be a lot of benefits to switching, though. for example, right now, businesses are saddled with health care costs, which makes them less competitive on the global stage. no other first world country distributes health care through specific employment. as business costs drop, economic activity will increase. we could potentially pay for it in a lot of ways and split the cost. for example, instead of spending many thousands per year per employee, businesses could be levied a smaller tax so that they still come out much better, but pay a small chunk of what they were paying. also, we could look at a small national sales tax to cover it.

    my proposal, though, is that we pay for most of it by abdicating our self assigned role as global cop. if the world wants an army, it should build and fund one. the US is too broke to do it, and we need to seriously re-prioritize.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Helix View Post
    of course moving everyone to single payer will cost more initially, but there will be savings in other areas, as one entity covering all basic care has a lot of power to force down prices. for example, you guys pay a lot less for prescriptions than we do.

    just moving everyone to single payer won't completely solve the problem. we're going to have to address lawsuits, too. we will also have to remove the artificial roadblocks and bottlenecks to the supply of physicians. the AMA has it set up so it's crushingly expensive to become a doctor so that existing doctors can make hundreds of thousands of dollars a year. again, this is not working for patients.

    there will be a lot of benefits to switching, though. for example, right now, businesses are saddled with health care costs, which makes them less competitive on the global stage. no other first world country distributes health care through specific employment. as business costs drop, economic activity will increase. we could potentially pay for it in a lot of ways and split the cost. for example, instead of spending many thousands per year per employee, businesses could be levied a smaller tax so that they still come out much better, but pay a small chunk of what they were paying. also, we could look at a small national sales tax to cover it.

    my proposal, though, is that we pay for most of it by abdicating our self assigned role as global cop. if the world wants an army, it should build and fund one. the US is too broke to do it, and we need to seriously re-prioritize.

    Now, I don't know who this guy is, but watch this...




    Here's the article from 2009....

    France Fights Universal Care's High Cost - WSJ.com
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    Re: Florida Blue cutting 300K policies

    the real question is what kind of a teabagger pig would side with an insurance company over the lives and wellbeing of his fellow citizens? All motivated by nothing but racist hate for a black president.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Michael66 View Post
    the real question is what kind of a teabagger pig would side with an insurance company over the lives and wellbeing of his fellow citizens? All motivated by nothing but racist hate for a black president.
    Well, this post was time I'll never recover from having read, as it is nothing but hate directed towards one's fellow citizens...
    I don't often change my signature, but this was just too over the top to let anyone forget with what this country is up against...
    Quote Originally Posted by James D Hill View Post
    I am for gay marriage because it ticks off Jesus freaks and social conservatives. Gays are also good voters because the vote for my side so I fight next to them.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by j-mac View Post
    Now, I don't know who this guy is, but watch this...




    Here's the article from 2009....

    France Fights Universal Care's High Cost - WSJ.com
    .....
    2012-07-17-03-31-04-pm1.jpg

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Michael66 View Post
    One would hope you're right. It's only a matter of time before the US comes to the realization that it has to join the rest of the first world with proper insurance coverage for all it's people. A little suffering will likely bring it on sooner. the insurance company death panels will ensure that!
    Laughable.

    No, the upper class will just form private medical groups (my doctor has already spoken to me about my family) that share costs across a small group of families and a few specialized doctors. The rest of America can go to the clinic. Good luck with all that.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by j-mac View Post
    Now, I don't know who this guy is, but watch this...




    Here's the article from 2009....

    France Fights Universal Care's High Cost - WSJ.com

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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