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Thread: Florida Blue cutting 300K policies

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Erod View Post
    You can't possibly believe that.
    Yeah, it is what happens when you put your fingers in your ears, you miss things.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by finebead View Post
    Do you deny that the low rates for these seriously limited policies that failed when you needed them most, were subsidized by the death of sick people who were refused coverage by the health insurance company death panels that refused to cover them, and what justification do you offer to their families for this immoral treatment by the insurance company death panels?
    Instead they should have no insurance at all? That DOES sound better. Then maybe the government can fine them for not having health insurance. There are ****ty policies out there, and there are good ones.

    If I offered a policy for $5/month but put in writing that I can and will deny all payouts of any kind, and they still take it, that's their decision. The government is only supposed to insure the fair arbitration of the market. At most I think the government should make a requirement that the health insurance contract be more legally clear so that people can make informed decisions.
    Quote Originally Posted by LowDown View Post
    I've got to say that it is shadenfreudalicious to see the rich and famous fucquewads on the coast suffering from the fires.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Samhain View Post
    On the exchange, in Ohio, there are 32 plans available for me that range from $444.82/mo to $1,167.42/mo. My current plan is 320/mo and has a better copay, deductible, and out-of-pocket max than the $444 plan.

    I'm eligible for $43 in subsidies.
    Does your employer pay for any portion of your health coverage? The figures the calculator (at least the NY State calculator: http://www.healthbenefitexchange.ny....Estimator.xlsm) provides is based on one's paying the total cost of one's coverage.

    If employers eliminated or reduced the share of coverage they finance, then out-of-pocket costs for insured persons could rise, even if the total net price (price after subsidy) of the given policy fell. It should be noted that the subsidy rapidly falls as one moves through the middle income range. How employers respond will be an important factor in determining the ACA's impact on overall coverage, individual costs to policyholders, etc.

    For me--and maybe I'm too cautious to speculate--it's too soon to assess the full impact, for example, its impact on middle income earners whose employers currently fund most of their health coverage costs. In other words, even as the ACA should increase coverage for low-income persons courtesy of large subsidies (an appreciable share of whom don't have coverage), one does not know if this will lead to a significant trade-off in terms of out-of-pocket costs and/or reductions in coverage when it comes to middle- or even higher-income earner. The CBO expects about a 4% reduction in employer-based coverage than would otherwise have been the case within 10 years. Estimating the potential effects of the ACA is highly complex, so there is probably a larger degree of uncertainty than for most policy-related changes.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by tererun View Post
    So they are charging you more. Please do tell me how that effects me. It actually amuses me quite a bit, and you could have had univerrsal health care for all, but you wanted to elect the guys who keep the medical insurance people in business charging you to live. You get what you deserve. Maybe next time we can just get the government health plan that we can vote up or down. Obama was going to give us all free health care and your guys insisted the insurance companies get their cut of socialized medicine.
    Wow, did you get suckered. None of what you just posted is true, in fact, just the opposite. It was Obama who bargained away single payer and any possible path to UHC as a return for insurance company support for Obamacare.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by tererun View Post
    Yeah, it is what happens when you put your fingers in your ears, you miss things.
    Precisely, though I imagine you covered your eyes too.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by finebead View Post
    You are asserting the boogieman argument with no data to support it, because there is no actual experience with how many people had ins. and can no longer afford it. I have heard some rumors to this affect, and I have heard the rumors countered because these people have not gone on the exchange and priced their option. They were quoting a new price from their EXISTING company, not an exchange price. What I have heard on TV is that others looked up the monthly rate on the exchange and it was lower than the people complaining reported they were originally paying.

    This a the reality of the old system, and it is not a myth:

    Because Fox Asked, Here Are Examples Of People Who Were Denied Health Care | Research | Media Matters for America

    I'll wait for your facts.
    It is very likely that most of the denials of coverage in a given year are by Medicare who denies the lions share of healthcare claims every year. Medicare denies more coverage than all major insurers combined, and at a higher percentage rate. In fact, of all denials studied, Medicare accounted for a whopping 74% of all coverage denials.

    ... but don't touch Medicare!

    Your liberal source relies on anecdotes and leaves it to you to fill in the blanks as if this is a rampant problem, and people who read Media Matters have a lot of blanks...

    So no, your biased source is biased. They refused to tell you that the source of most coverage denials is Medicare, not private sector, and they fool you with the anecdotes that mask the real truth of it.
    Last edited by jmotivator; 10-25-13 at 01:49 PM.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by finebead View Post
    Let's see, you had a policy that was cheap, well, because it was a cheap policy. If you got really sick, like cancer, you could be kicked off that cheap policy. If they didn't kick you off when you got cancer, then the lifetime max would kick in and you wouldn't have health ins. although you desperately needed it. Clearly, you had a cheap policy that did a reasonable job taking care of normal healthcare needs and it failed to take care of major needs. But, since most people are healthy most of the time, most people were dumb and happy about their situation, until they got really sick and they became very unhappy with their crappy situation after they were dropped and couldn't get health insurance anywhere because of the health insurance company death panels that evaluated their illness and denied them coverage due to their pre-existing condition.

    Clearly that cheap old policy cannot provide the standard of benefits required by Obamacare (which people need whether their short sighted minds realize it now or not), so the policy must be changed to specify new terms that meet the standard, and at a new rate.

    You are guaranteed coverage in the exchange, and that policy will not have a lifetime maximum, and you can't be dropped just because you have or get a serious illness. That's a much better policy.

    How is that a bad thing?
    Many don't think it through very well. You, however, did a nice job here.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: Florida Blue cutting 300K policies

    Nothing gives me more pleasure than reading the thoughts of people, who don't know their butt from a hole in the ground, whine about Obamacare.

    I bet the same type of "intellectuals," made similar comments when Social Security came out or Medicare. Go try to take their Social Security or Medicare away from them now and see what they say.

    Carry on with the whining. I'm very pleased to see how discontent and disgruntled you have become. The ways of the world are going in the directions you regressive people hate. And there is NOTHING you can do about it. Payback's a bitch.

    It's GREAT to be me. --- "45% liberal/55% conservative"
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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Captain America View Post
    Nothing gives me more pleasure than reading the thoughts of people, who don't know their butt from a hole in the ground, whine about Obamacare.

    I bet the same type of "intellectuals," made similar comments when Social Security came out or Medicare. Go try to take their Social Security or Medicare away from them now and see what they say.

    Carry on with the whining. I'm very pleased to see how discontent and disgruntled you have become. The ways of the world are going in the directions you regressive people hate. And there is NOTHING you can do about it. Payback's a bitch.
    Only thing worse are those who don't know their butt from a hole in the ground celebrating the royal screwing we are getting from Obamacare. Don't fret, you'll eventually have a good day, the mental clouds will clear and you'll have your, "Oh...wait..." moment.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by clownboy View Post
    Only thing worse are those who don't know their butt from a hole in the ground celebrating the royal screwing we are getting from Obamacare. Don't fret, you'll eventually have a good day, the mental clouds will clear and you'll have your, "Oh...wait..." moment.
    You obviously polish your crystal balls more than I do.

    It's GREAT to be me. --- "45% liberal/55% conservative"
    Diplomacy is the art of saying 'nice doggy" until you can find a gun.

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