Page 5 of 37 FirstFirst ... 3456715 ... LastLast
Results 41 to 50 of 367

Thread: Florida Blue cutting 300K policies

  1. #41
    Sage
    rabbitcaebannog's Avatar
    Join Date
    Jun 2013
    Location
    Massachusetts
    Last Seen
    12-09-17 @ 08:35 PM
    Gender
    Lean
    Other
    Posts
    10,918

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Fenton View Post
    Ask the people that have lost coverage for themselves and their dependants, who now have to go the exchanges and buy their own policoes with money they don't have.

    Policies that have become extremely expensive because of all of those " guarantees" you stated.

    Obama-Care is an absolute disaster through and through.
    Those canceled plans were individual policies.

  2. #42
    Sage
    Fenton's Avatar
    Join Date
    Nov 2012
    Last Seen
    Today @ 01:20 AM
    Gender
    Lean
    Conservative
    Posts
    26,211

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by finebead View Post
    And you seem to buy into the myth of
    health ins. under the old system, that the cheap policy they could afford, which guaranteed would FAIL if they really needed it when they got a survivable cancer illness that required expensive long term care, that is an OK model. It is not; it is merely a myth that you have a good policy. You have a policy designed to GUARANTEE the heath ins. company a profit if nothing really bad happens to you, and FAILS for you if you get really sick and need a lot of care. That's simply a pathetic system. It's not a national healthcare system, its just a guaranteed profit system for the health ins. industry.
    You're using a small minority of situations to justify a massive takeover that will result in millions losing their coverage and or being forced to shop off of the exchanges for policies they can't afford.

    The last time Govt stuck its nose into a large aspect of private enterprise it nearly cratered our economy.

    Those "guarantees" you speak of under ACA are being financed by the middle class through higher premiums.

    That's going to have drastic economic effects on the already sick economy.

    The ACA was the worst possible option for "fixing" our health care industry, amd how anyone could have any faith in the competence of our current Presidential administration after the bungled release of the Obama Care website is beyond me.

  3. #43
    Sage
    Fenton's Avatar
    Join Date
    Nov 2012
    Last Seen
    Today @ 01:20 AM
    Gender
    Lean
    Conservative
    Posts
    26,211

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by rabbitcaebannog View Post
    Those canceled plans were
    individual policies.
    Huh ? Been ducking all of the reports of Corporations dropping or cutting back coverage ?

  4. #44
    dangerously addictive
    americanwoman's Avatar
    Join Date
    Jul 2005
    Location
    Somewhere over the rainbow
    Last Seen
    12-08-17 @ 10:30 PM
    Gender
    Lean
    Independent
    Posts
    17,396

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by donsutherland1 View Post
    At this time, it is too early to determine whether the ACA will lead to costly distortions in the health insurance market. A degree of risk exists, but much more data will be required to support evidence-based conclusions concerning that risk.

    With respect to these early cancellations, at least two points are important:

    1. Are policies being canceled simply because they don't contain all the required elements ("under-coverage" if you will) or for purposes of altering risk pools (adverse selection) to make them more profitable for the insurer. The News 4 article, which contains text from the Florida Blue press release, suggests the former.

    2. When policies are canceled, do the former policyholders have a chance to enroll in new plans? Insurers cannot automatically enroll former policyholders into new plans by law and for ethical reasons. The News 4 piece suggests that former policyholders are being encouraged to speak with their insurance agents to enroll in the company's new plan, among other options. That further suggests that the adverse selection issue may not be involved, but again more data will be required before one can reach a firm conclusion e.g., cost barriers to the new policies will be important (if they are prohibitive, then adverse selection is playing a role; if they are commensurate with the added coverage on a net cost--or added cost reduced by the subsidy--then adverse selection is not a meaningful factor.

    Sir, please take all common sense and check it at the door.
    I call my own shots, largely based on an accumulation of data, and everyone knows it.
    _____________________________________________

  5. #45
    Banned
    Join Date
    Aug 2012
    Location
    The darkside of the moon
    Last Seen
    05-24-14 @ 05:56 AM
    Gender
    Lean
    Other
    Posts
    4,905
    Blog Entries
    2

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by j-mac View Post
    And this is just one state....

    [/SIZE]

    This is a disaster that was predicted, and the cancellations are dwarfing the sign ups....Thanks progressives, you are breaking the system.


    Yeah, and then they are going to buy plans that are better which will cost about the same or possibly less and have more regulations that protect them from insurance company dirty tricks. That was pretty much the plan if the old insurance company felt they could not give their customer's reasonable service for what they paid. I do not see anything now or anything to worry about here.

  6. #46
    Guru
    Samhain's Avatar
    Join Date
    Sep 2011
    Location
    Northern Ohio
    Last Seen
    12-08-17 @ 04:46 PM
    Lean
    Libertarian
    Posts
    3,873

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by tererun View Post
    Yeah, and then they are going to buy plans that are better which will cost about the same or possibly less and have more regulations that protect them from insurance company dirty tricks. That was pretty much the plan if the old insurance company felt they could not give their customer's reasonable service for what they paid. I do not see anything now or anything to worry about here.
    Since the plans are "better", which means they cover more, you can be assured they cost more. Nothing is free.

  7. #47
    Sage
    j-mac's Avatar
    Join Date
    Mar 2009
    Location
    South Carolina
    Last Seen
    12-08-17 @ 03:46 PM
    Gender
    Lean
    Conservative
    Posts
    30,272

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by tererun View Post
    Yeah, and then they are going to buy plans that are better which will cost about the same or possibly less and have more regulations that protect them from insurance company dirty tricks. That was pretty much the plan if the old insurance company felt they could not give their customer's reasonable service for what they paid. I do not see anything now or anything to worry about here.
    Simply not true..in fact, reports are that premiums have gone up. People will see, despite liberal attempts to hide the sticker shock...
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

    Alexis de Tocqueville

  8. #48
    Professor
    finebead's Avatar
    Join Date
    Dec 2009
    Location
    Houston
    Last Seen
    12-09-17 @ 09:02 PM
    Gender
    Lean
    Independent
    Posts
    1,558

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Fenton View Post
    Ask the people that have lost coverage for themselves and their dependants, who now have to go the exchanges and buy their own policoes with money they don't have.

    Policies that have become extremely expensive because of all of those " guarantees" you stated.

    Obama-Care is an absolute disaster through and through.
    We'll disagree on the definition of extremely expensive until more data is available. Maybe you can cite some specifics. But it is extremely more valuable to have a policy that can't be cancelled if you get cancer and need a lot of care, right?

    I don't think we can say Obamacare is a disaster yet, unless you are a political operative talking your side.

    All the people who were rejected by the health ins. company death panels due to their pre-existing conditions seem very happy, and they have signed up. That is success, not disaster.

  9. #49
    Sage
    rabbitcaebannog's Avatar
    Join Date
    Jun 2013
    Location
    Massachusetts
    Last Seen
    12-09-17 @ 08:35 PM
    Gender
    Lean
    Other
    Posts
    10,918

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Fenton View Post
    Huh ? Been ducking all of the reports of Corporations dropping or cutting back coverage ?
    Oh, I see you were off topic from OP. Carry on-

  10. #50
    Banned
    Join Date
    Aug 2012
    Location
    The darkside of the moon
    Last Seen
    05-24-14 @ 05:56 AM
    Gender
    Lean
    Other
    Posts
    4,905
    Blog Entries
    2

    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Samhain View Post
    Since the plans are "better", which means they cover more, you can be assured they cost more. Nothing is free.
    That may or may not be the case. Due to subsidies and restrictions on how much they have to have paid out for medical costs or else they are legally forced to give you a refund it may be less. Why don't you look for yourself instead of bitchin about something you have not even tried. God, why do I feel like a parent trying to get some overly picky kids to eat some food they have never tried before but I know they would probably like if they had it?

Page 5 of 37 FirstFirst ... 3456715 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •