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Thread: Florida Blue cutting 300K policies

  1. #141
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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Helix View Post
    screw those safe auto plans; good riddance.

    it's nuts that we didn't just extend medicare to cover everybody. i'm still shaking my head over the abject stupidity of not doing that.
    You do know you pay for medicare right? Who is going to pay for the millions who don't have money?
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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by finebead View Post
    Let's see, you had a policy that was cheap, well, because it was a cheap policy. If you got really sick, like cancer, you could be kicked off that cheap policy. If they didn't kick you off when you got cancer, then the lifetime max would kick in and you wouldn't have health ins. although you desperately needed it. Clearly, you had a cheap policy that did a reasonable job taking care of normal healthcare needs and it failed to take care of major needs. But, since most people are healthy most of the time, most people were dumb and happy about their situation, until they got really sick and they became very unhappy with their crappy situation after they were dropped and couldn't get health insurance anywhere because of the health insurance company death panels that evaluated their illness and denied them coverage due to their pre-existing condition.

    Clearly that cheap old policy cannot provide the standard of benefits required by Obamacare (which people need whether their short sighted minds realize it now or not), so the policy must be changed to specify new terms that meet the standard, and at a new rate.

    You are guaranteed coverage in the exchange, and that policy will not have a lifetime maximum, and you can't be dropped just because you have or get a serious illness. That's a much better policy.

    How is that a bad thing?
    Im sorry but, your interpretation of reality is incorrect. Its not even the issue of pre existing conditions. Lets just assume we all agree there is no issue with that. The problem with the ACA policies is you have to pay for insurance coverage in which youll never use most of them. Some covergaes are only applicable to women and some only applicable to men. Because all policies must be equal now including pre existing conditions. Therefore, people will be forced to buy coverages they cant possibly use hence, the huge increase in premiums! Heres a good new policy rule for you. A women the age of 30 with an income of 36k per year or more will get 0 (ZERO) subsidies. That means a policy increase of at least 64% automatically! Fell free to look up this information for yourself. I guess in a way you cant blame the insurance companies they are providing the policy requirements. And somebody has to pay for the policies they cant give them them away for free! Of the approx 500K enrollments of the ACA, 87 % of those are medicaid! Thats 87% percent not paying one penny for health coverage! There are 300 million+ people in America. You do the math!
    Last edited by BasherPolitics; 10-25-13 at 10:22 PM.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Navy Pride View Post
    You do know you pay for medicare right? Who is going to pay for the millions who don't have money?
    Same people who pay now.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by VanceMack View Post
    This will impact millions. the "you can keep your insurance" rhetoric was a lie. What they didnt tell you was "you can keep your insurance provided it is what WE tell you you have to have. If not, we will cancel your insurance and you will be forced to purchase our insurance exchanges under threat of penalty from the IRS."

    Many people had those policies for decades. They had them, were comfortable with them, they did what they wanted them to do. But...government knows better. Now shut up and get in line and do as you are told.
    The country is filled with horror stories from people who thought they had good insurance until they got sick. There is nothing worse than "comfortably" paying for a policy for years and loving it only to find that when you get sick, your claims are disallowed and the policy was worthless. Is that what you are ranting about?
    Until Obamacare the insurers were full of imaginative ways to part people with their money with little risk, a clause here, and asterisk there and they had a surefire way to up their take. The sad thing is that some would say "buyer beware" and "that will never happen to me". You sound like that kind to me. But Obamacare will protect even you from bankruptcy should you fall ill. That is the way a good Govt. works.
    Last edited by iguanaman; 10-25-13 at 11:52 PM.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by Navy Pride View Post
    You do know you pay for medicare right? Who is going to pay for the millions who don't have money?
    who is paying for them to get treated at the emergency room right now? individuals and businesses. makes a lot more sense for them to be treated by a primary care physician.

    you have to remember, we already have UHC, it is being delivered in the most inefficient way possible, and is being paid for by you and by businesses via premiums.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by iguanaman View Post
    The country is filled with horror stories from people who thought they had good insurance until they got sick. There is nothing worse than "comfortably" paying for a policy for years and loving it only to find that when you get sick, your claims are disallowed and the policy was worthless. Is that what you are ranting about?
    Until Obamacare the insurers were full of imaginative ways to part people with their money with little risk, a clause here, and asterisk there and they had a surefire way to up their take. The sad thing is that some would say "buyer beware" and "that will never happen to me". You sound like that kind to me. But Obamacare will protect even you from bankruptcy should you fall ill. That is the way a good Govt. works.
    So...you of course believe that the government should tell you what you need.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by VanceMack View Post
    So...you of course believe that the government should tell you what you need.
    I really have no problem with the government the FDA ensuring my cuedomin/warfarin is what it is.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by winston53660 View Post
    I really have no problem with the government the FDA ensuring my cuedomin/warfarin is what it is.
    not even remotely close comparison to an individual that has carried an insurance policy by choice for decades having it cancelled against their will because the government 'says so'.

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by VanceMack View Post
    So...you of course believe that the government should tell you what you need.
    Do you trust Gov. Scott of Florida..
    Why do you suppose Republican governors of Ohio and Wisconsin have signed their states up for the Medicaid extension??
    I liked Kasich referring to the Pearly Gates and what did he do for poor folks with no insurance .
    Physics is Phun

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    Re: Florida Blue cutting 300K policies

    Quote Originally Posted by VanceMack View Post
    not even remotely close comparison to an individual that has carried an insurance policy by choice for decades having it cancelled against their will because the government 'says so'.
    Like the drugs the insurance policy should be the same. Both are supposed to do.

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