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CBS News: HealthCare.gov pricing feature can be off the mark

Beaudreaux said:
I can understand the need to sign up, or at least give all your information, so that the software (insurance companies) can give you quote, before you buy in.

At least that's the way I think it was meant to work. But this thing is so screwed up, I doubt a reasonable explanation can define the real reason.
Click to expand...

I think the underlying glitch is that your information is actually verified by linking with other governmental data bases, the IRS being one. This to determine for sure whether or not you get a subsidy. But that could have easily been handled by estimating the subsidy with a disclaimer that said something like: "When you sign up, we will verify the information you've entered and confirm the amount of this estimated subsidy. You will be given an opportunity to change your mind once your subsidy has been verified."

Or somesuch.
 
Beaudreaux said:
I can understand the need to sign up, or at least give all your information, so that the software (insurance companies) can give you quote, before you buy in.

At least that's the way I think it was meant to work. But this thing is so screwed up, I doubt a reasonable explanation can define the real reason.
Click to expand...

But the thing is I got a quote outside the exchange and didn't have to 'give all my information'...I realize the purpose was to validate info for subsidy but that shouldn't effect the base price of a policy...but merely ascertain the 'discount'.
 
Dickieboy said:
Further, it is being 'reported' by some who HAVE been able to navigate the website there is no way to assure that your medical providers are part of the policies available...I see this 'delay' happening and for much longer than previously imagined...
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CNN reported today that there are now a number of Democrats in Congress calling for a delay in the individual mandate. Sounds kinda familiar, doesn't it.
 
MaggieD said:
I think the underlying glitch is that your information is actually verified by linking with other governmental data bases, the IRS being one. This to determine for sure whether or not you get a subsidy. But that could have easily been handled by estimating the subsidy with a disclaimer that said something like: "When you sign up, we will verify the information you've entered and confirm the amount of this estimated subsidy. You will be given an opportunity to change your mind once your subsidy has been verified."

Or somesuch.
Click to expand...

It asked me in the beginning if I thought I would get a subsidy. I said no. It still didn't work real well, and I had to go through a number of different pages, back and forth, reloading pages, to get it to work. In fact, I didn't get my quotes until I logged off and back on.
 
Dickieboy said:
But the thing is I got a quote outside the exchange and didn't have to 'give all my information'...I realize the purpose was to validate info for subsidy but that shouldn't effect the base price of a policy...but merely ascertain the 'discount'.
Click to expand...

Suffice to say, the system is not working.
 
Beaudreaux said:
CNN reported today that there are now a number of Democrats in Congress calling for a delay in the individual mandate. Sounds kinda familiar, doesn't it.
Click to expand...

No matter:

But under the prospective change, individuals will only be expected to have started enrollment by March 31 to avoid incurring a penalty.
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Administration to adjust health care penalty deadline guidance - U.S. News

The Blaze is reporting this WILL happen:

UPDATE: NBC News reports the Obama administration will delay the Obamacare individual mandate by as long as six weeks following the glitch-ridden rollout of the health care law’s website, healthcare.gov.
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NBC News: White House Plans to Delay Obamacare’s Individual Mandate by as Long as 6 Weeks | TheBlaze.com

But it is unconfirmed so far. Now wondering if 6 weeks is enough...or will this be another 'continuing resolution'...:lamo
 
My God, a new website with some bugs in it. How will the nation survive!

Quick, Issa, hold an investigation!
 
MaggieD said:
I don't believe that.
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Actually I watched the CBS news story on TV.

On the ACA web site if you choose to view plans it asks for your age group. The groups are

49 or younger (gives quotes based on 27 years of age)
50 or older ( gives quotes based on age 50)

Some who they interviewed was 62 years old. The actual premiem was almost double the price quoted. Reason the quote was for a 50 year old person , not 62.

I am glad I don't have to go through what many are.

So it is true , the view plans to get a quote does not use the persons true age., hence false premiums costs.
 
mike2810 said:
Actually I watched the CBS news story on TV.

On the ACA web site if you choose to view plans it asks for your age group. The groups are

49 or younger (gives quotes based on 27 years of age)
50 or older ( gives quotes based on age 50)

Some who they interviewed was 62 years old. The actual premiem was almost double the price quoted. Reason the quote was for a 50 year old person , not 62.

I am glad I don't have to go through what many are.

So it is true , the view plans to get a quote does not use the persons true age., hence false premiums costs.
Click to expand...

What a cluster****.
 
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