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Thread: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143:248]

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Dittohead not! View Post
    which is why we need to have regulation to keep worthless policies off of the market.
    Every single state in the union has an insurance regulation department. There may be a few scams on the market, but they don't stay long and their ownership goes to jail. We didn't need Obamacare Exchanges to accomplish that. We needed insurance regulations to spell out what must be included in the Bronze, Silver, Gold and Platinum policies and get out of the way of the free market.

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    You know . . . when you contrive a new system you're supposed to TEST IT first. Test - fix - test - fix - and so on, so forth, until it's within a margin of accuracy.

    I gather that they didn't consider this at all.
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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by j-mac View Post
    The problem was that it was too ambitious, and past through a one party vote that makes people feel like a.) they don't understand the entire bill, and b.) like they are forced to take it.

    That isn't how you get things done in this country.
    they felt the needed to strike while the iron was hot they had control of all of government and they wanted to push for socialist medicine before they lost control, because they knew once it was implemented there was no turning back. they didn't give a rats ass if it worked or was good for the country it was just another drug of dependency they are pushing to get more and more hooked so they can stay in power

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by trfjr View Post
    and I hate to say it their theory has historical backing name one welfare program that has ever been repealed after roll out
    Liberals know this and it is why they forced rollout before 2014 so even if they lost the senate it will be to late to turn back
    liberals are just like drug dealers and their drug the are pushing is the slavery of dependency the more they can get hooked on that drug the better chance they have to stay in power
    FDR said of socialist security that if people paid for it politicians would never take it away. The problem with Obamacare is that people can do better for themselves if government would just back away.
    "A democracy cannot exist as a permanent form of government. It can only exist until the majority discovers it can vote itself largess out of the public treasury." Attributed to Alexander Tytler

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by MaggieD View Post
    Another thing that bothers me about this exchange is the fact that it takes insurance salespeople out of the mix. The greater majority of people need someone to interpret insurance legalese. Even though these programs are supposed to be idiot proof? When I was able to briefly view options, they were confusing to me. I've learned that if I'm confused, the greater majority of people are as well.

    Insurance salespeople are able to cut through the baloney and compare features. There's a huge assumption being made that people are going to take the time and have the smarts to wade through the exchange and determine what policy is most advantageous for them. That, in my opinion, is a mistake.
    You are so right, Maggie. I used to work for a heath insurance company, so I know a thing or two about policies and how they work...but even so, I won't buy into a plan without seeing a complete breakdown of costs and benefits. Most people don't even know enough to understand what such a breakdown even means. They need to have a person in front of them who will explain every single detail.

    You can't get that from a website...and you SURE can't get that from Obamacare's website.
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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Dittohead not! View Post
    which is why we need to have regulation to keep worthless policies off of the market.
    and you call your self a libertarian?
    the market will regulate that on its own by people realizing a worthless product and not buy it
    we cant continue to try to save people from their own stupidity they will never learn if they don't make their own mistakes to learn from

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by sawdust View Post
    FDR said of socialist security that if people paid for it politicians would never take it away. The problem with Obamacare is that people can do better for themselves if government would just back away.
    and all those liberals would be with out a job if they don't have more and more dependent on them

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Mycroft View Post
    You are so right, Maggie. I used to work for a heath insurance company, so I know a thing or two about policies and how they work...but even so, I won't buy into a plan without seeing a complete breakdown of costs and benefits. Most people don't even know enough to understand what such a breakdown even means. They need to have a person in front of them who will explain every single detail.

    You can't get that from a website...and you SURE can't get that from Obamacare's website.
    Obama care doesn't want the details exposed and explained, because when it is the people would come to the realization they are getting screwed

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by MaggieD View Post
    Every single state in the union has an insurance regulation department. There may be a few scams on the market, but they don't stay long and their ownership goes to jail. We didn't need Obamacare Exchanges to accomplish that. We needed insurance regulations to spell out what must be included in the Bronze, Silver, Gold and Platinum policies and get out of the way of the free market.
    Interesting that you should bring up state regulation. One of the mantras of the Republicans during the health care debate was that all we need to do is allow insurers to operate across state lines, and costs will go down. The truth of the matter is that insurers can operate across state lines, and always have had that ability, so long as they conform to the regulations of the state in which they're selling insurance. Now, one of the things in Obamacare is allowing insurers to operate across state lines. Interesting, no?
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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Dittohead not! View Post
    Interesting that you should bring up state regulation. One of the mantras of the Republicans during the health care debate was that all we need to do is allow insurers to operate across state lines, and costs will go down. The truth of the matter is that insurers can operate across state lines, and always have had that ability, so long as they conform to the regulations of the state in which they're selling insurance. Now, one of the things in Obamacare is allowing insurers to operate across state lines. Interesting, no?
    I'd imagine that's because the Obamacare policies are deemed conforming. Republicans were wrong if they thought that was all that was necessary. Pre-existing conditions needed to be addressed. And, unfortunately, without a mandate for enrollment, premiums would have necessarily sky-rocketed to cover them.

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