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Thread: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143:248]

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Gimmesometruth View Post
    Thank you once again for fully displaying your deep and insightful comprehension of my statement. Your thoughts and comments are always appreciated!
    So, you can't answer the question I posed to you cogently, so you just attack....My, how intellectual.....
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Mycroft View Post
    You won't be pleasantly surprised, in my opinion. I think you'll talk to someone who got an 8 hour class on health insurance plans...and is looking up answers on a flip chart. Kind of like you get when you call some technical service centers about your computer.
    That's pretty much where I am, Mycroft. Someone who has a dog in the fight (that would be a licensed insurance salesperson) is well trained and very much into customer service. His motivation is quite different from that of a customer service rep sitting in a bullpen taking one call after another ad infinitum.

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by MaggieD View Post
    Don't mean to insult you, Sangha. (But you know that.)

    The only evidence I have is my own impressions of almost every government bureaucrat I've ever had the pleasure to interact with. That would include those on the phones within the Internal Revenue Service (including the Problem Resolution Department), my county so-called experts, business licensing questions, Dept of Motor Vehicles, Dept of Insurance, Depts of Zoning, Senior Services people (for my mom's needs). Hell, even postal employees when it came to Bulk Mail questions. You know, those people who are supposed to have the answers and serve us? Well, it's been my personal experience that even getting one to answer their PHONE is a chore. Perhaps I'm cynical. But I seriously doubt these "Navigators" are much better.

    In my OPINION, they will have a cursory knowledge of the products being offered buttressed by Cliffs Notes. Perhaps if I dealt with them, I would be pleasantly surprised.

    Perhaps I am wrong. Perhaps your experience with Federal/state employees has been pleasantly different.
    I have had mixed results in dealing with govt employees. Some good, and some bad.

    However, I'll note that before Obamacare, those in the private market seeking insurance had no one to turn to that would help them navigate through the insurance marketplace. Not over the phone and certainly not face to face.

    Sure, an individual could go from insurer to insurer and meet with agents, but how likely is a salesperson (whose income depends on selling you their policy) going to tell you the truth about their own and their competitors products? And sure, you could get your insurance through a broker who offers policies from a variety of providers, but again, how likely is it that they will tell what is best for *you* as opposed to selling you the policy which brings them the highest commission?

    IOW, the sort of service these "navigators" are providing was simply not available before now. So even if their performance is sub par, it is still better than the nothing that you had before.

    Quote Originally Posted by MaggieD View Post
    That's pretty much where I am, Mycroft. Someone who has a dog in the fight (that would be a licensed insurance salesperson) is well trained and very much into customer service. His motivation is quite different from that of a customer service rep sitting in a bullpen taking one call after another ad infinitum.
    Perhaps your experience with salespeople has been more pleasant than mine, but in my experience their motivation is to earn the largest commission they can, which is not necessarily the same as selling you the policy which suits you best.
    Last edited by sangha; 10-18-13 at 07:09 PM.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  4. #124
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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Mycroft View Post
    Sure you did. But that's all you did. You provided no evidence that it has anything to do with some supposed right to health care.
    I refuted your claim that the constitution was devoted to one purpose, and one purpose only (ie to secure liberty)
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  5. #125
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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by j-mac View Post
    You're right. It is the other way around....People are being forced into the exchanges.
    Nope

    No one is forced to purchase insurance, either
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by sangha View Post
    I refuted your claim that the constitution was devoted to one purpose, and one purpose only (ie to secure liberty)
    Oh...come on...you didn't refute anything. You just disagreed.

    Looks like you are about ready to slink away.
    TANSTAAFL

    “An armed society is a polite society.”
    ― Robert A. Heinlein, Beyond This Horizon

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Mycroft View Post
    Oh...come on...you didn't refute anything. You just disagreed.

    Looks like you are about ready to slink away.
    The Preamble states several reasons why we adopted a constitution. It is more than just securing liberty

    You're in denial

    We the people of the United States, in order to form a more perfect union, establish justice, insure domestic tranquility, provide for the common defense, promote the general welfare, and secure the blessings of liberty to ourselves and our posterity, do ordain and establish this Constitution for the United States of America.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by sangha View Post
    The Preamble states several reasons why we adopted a constitution. It is more than just securing liberty

    You're in denial
    shrug...

    I guess I'm just going to get the same old blah, blah, blah from you with nothing to back it up.

    So it goes.
    TANSTAAFL

    “An armed society is a polite society.”
    ― Robert A. Heinlein, Beyond This Horizon

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by j-mac View Post
    We would have loved to be included. Too bad that demo's that had total control over government chose to lock those doors. As for "death panels", we will see won't we? And "offing gramma" really? You want to go there? Remember that ad about Ryan? Who did that? Repubs or demo's?
    Like I said, there is plenty of blame to go around. Neither party has to hog it all.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

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    re: Insurers reportedly receiving faulty data from ObamaCare exchanges [W:143]

    Quote Originally Posted by Gimmesometruth View Post
    Um, it is the polar opposite of a totalitarian state.

    You didn't have to make your argument so false.
    Sure. We're forcing you to buy something you don't want to buy, and telling you that it's the opposite of a totalitarian state. War is peace. Freedom is slavery. Keep repeating the lines until you believe them.

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