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Thread: Patients Pay Before Seeing Doctor as Deductibles Spread

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by trfjr View Post
    its not just the co-pay that is required up front it is the deductible that is in the thousands come on people read the dam articles I post. am I just wasting my time posting them?

    from the article you failed to read
    Okay, based on the estimated service cost. I can see that. You're being admitted into the hospital and have a $1,500 deductible. Payable when you check in. What on earth do we expect hospitals to do? Write off all the bad debts that arise from people taking advantage of healthcare services when they have no money? It's time people started realizing that life necessarily has expenses. (This also applies to co-pays for doctor visits.)

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    Then you really do need to manage your money better. Jesus. If you don't have a $30 emergency fund, that's just pathetic.
    I've never needed it. The local clinic allows us to pay after visiting them and they don't mind waiting a few days for a measly $30. This deal where clinics are starting to demand up front payment will no doubt change that. I'll have to find some way of coming up with that $30. No doubt doing the same thing that the couple in the video did, cutting TV and a car....and I only have one car. Guess that means I'll have to walk the mile to the grocery store with my kids in tow and all of us carrying grocery bags. Thank god I don't have a baby in the house anymore. And all so I, and those clinics, can "comply" with Obamacare.
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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Summerwind View Post
    Then please explain how one is going to control costs when we can't tax medical devices or employers and we can't limit the cost the government pays doctors? So you admit you're demanding things that are counter to each other and can't be both accomplished at the same time.
    The costs on medicare already were tightly controlled. It's no longer a matter of cost control, but underpayment. Doctors can no longer afford to see medicare patients. It costs them to do so. This is what happens when you have "free" healthcare and the people actually paying the bill get riled, call their senator and the senator reacts with legislation lowering medicare payments. The same will happen with Obamacare. You end up where we are today - doctors, a smaller and smaller set of folks, refusing to take on medicare patients.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Cardinal View Post
    Wouldn't medicare kick in at that point? Genuinely curious.
    No, Medicare is for the elderly. Medicaid is what you mean, and not all states have Medicaid for the poor. Idaho for example only has it for 18-65 if you're disabled.
    jallman: "It's all good. At least you have a thick skin and can take being poked fun back at without crying. "

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Summerwind View Post
    No, Medicare is for the elderly. Medicaid is what you mean, and not all states have Medicaid for the poor. Idaho for example only has it for 18-65 if you're disabled.
    Yup, Medicaid is what I meant. Thanks for the correction.

    And I'm so happy I don't live in a red state. And I'm not even poor.

  6. #36
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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by trfjr View Post
    Patients Pay Before Seeing Doctor as Deductibles Spread - Bloomberg

    wasn't Obama care supposed to keep the uninsured from flocking to the emergency rooms for any little illness?
    Now it will be the insured and uninsured doing just that because they cant afford the deductibles and co-pay
    so there goes another liberal talking point down the drain
    From my perspective, this is simply sound business practice and I see nothing inherently wrong with it. It is particularly good practice if the business doesn't have a longstanding and good relationship with the client/customer.

    Healthcare is a business like any other - there isn't a professional around who doesn't require a deposit against payment for services before they start the clock and take you as a client. Try getting a lawyer to start acting on your behalf without paying a retention of services fee.

    I don't think deductibles are an invention of Obamacare.
    "Liberals claim to want to give a hearing to other views, but then are shocked and offended to discover that there are other views." William F. Buckley Jr.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by clownboy View Post
    The costs on medicare already were tightly controlled. It's no longer a matter of cost control, but underpayment. Doctors can no longer afford to see medicare patients. It costs them to do so. This is what happens when you have "free" healthcare and the people actually paying the bill get riled, call their senator and the senator reacts with legislation lowering medicare payments. The same will happen with Obamacare. You end up where we are today - doctors, a smaller and smaller set of folks, refusing to take on medicare patients.
    Really all I have to do is repeat what I already posted. Nothing compelling here, same ol' proof that you don't want solutions, you just want to bitch, and do it completely inanely.
    jallman: "It's all good. At least you have a thick skin and can take being poked fun back at without crying. "

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    Okay, based on the estimated service cost. I can see that. You're being admitted into the hospital and have a $1,500 deductible. Payable when you check in. What on earth do we expect hospitals to do? Write off all the bad debts that arise from people taking advantage of healthcare services when they have no money? It's time people started realizing that life necessarily has expenses. (This also applies to co-pays for doctor visits.)
    so we are back to a mother taking her child with a common cold to the emergency room because she cant afford to pay her deductible up front to her regular doctor that Obama care according to the liberals was supposed to keep from happening, but now the mother is out 100 or more dollars a month for insurance she cant afford to use

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by trfjr View Post
    so we are back to a mother taking her child with a common cold to the emergency room because she cant afford to pay her deductible up front to her regular doctor that Obama care according to the liberals was supposed to keep from happening, but now the mother is out 100 or more dollars a month for insurance she cant afford to use
    Sweet tap-dancing Jesus, this was only three paragraphs in, people!

    The practice of upfront payment for non-emergency care has been spreading in the U.S. as deductibles rise. Now, the advent of the Patient Protection and Affordable Care Act is likely to accelerate that trend.
    This was happening before Obamacare was even a thing!

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by CanadaJohn View Post
    From my perspective, this is simply sound business practice and I see nothing inherently wrong with it. It is particularly good practice if the business doesn't have a longstanding and good relationship with the client/customer.

    Healthcare is a business like any other - there isn't a professional around who doesn't require a deposit against payment for services before they start the clock and take you as a client. Try getting a lawyer to start acting on your behalf without paying a retention of services fee.

    I don't think deductibles are an invention of Obamacare.
    I agree it is sound business practice to do just that. my point of the post was to show the liberals that Obama care will not solve the problem of people going to the emergency room for the common cold

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