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Thread: Patients Pay Before Seeing Doctor as Deductibles Spread

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by trfjr View Post
    I think you misunderstand what's going to happen
    a mother takes her sick child to a family doctor the doctor says you need to pay your co-pay and or deductible up front before you can see the doctor like the article describes. And if the mother doesn't have either she will be forced to go to the emergency room. just like before Obama care, but now that mother is out the couple of hundred a month she was forced to spend on her premiums, and still has to take her child to the emergency room over a simple illness because she doesn't have the thousands needed to pay up front to cover the deductible
    If the mother goes to the ER, she's still going to pay her deductible. But instead of a $30 co-pay at her doctor? She's on the hook for the $1,500 the ER charges until she's satisfied her deductible.

    ??

    I mean, really. If you don't have a $30 co-pay for the doctor visit? You shouldn't be having kids. Right?

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by trfjr View Post
    Pregnant couple had to SELL CAR, disconnect cable because of Obamacare… » The Right Scoop -





    stories like this are being told all over America by the thousands and it is just going to get worse as the time goes by
    Meh...so what? Its only this one couple. I mean come on...this is nothing more than ancedotal evidence! Just because a few THOUSAND.....*cough* .... thousand of people are being affected negatively by Obamacare doesn't mean its not good for the millions of people now getting subsidies that the general tax payer is paying for in order to pay for the medical costs incurred by those same millions of poor people! Wait......umm...nvm......

    /sarcasm for those that missed it.
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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Deuce View Post
    Cant do video at work. So you're saying their insurance company dropped their old health insurance plan?
    yes and forced them into another plan with a higher deductible to meet the new requirements and they are now are forced to pay 2k more to what they have already paid

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    If the mother goes to the ER, she's still going to pay her deductible. But instead of a $30 co-pay at her doctor? She's on the hook for the $1,500 the ER charges until she's satisfied her deductible.

    ??

    I mean, really. If you don't have a $30 co-pay for the doctor visit? You shouldn't be having kids. Right?
    Maggie, My bank account is currently in the negatives, IE I owe money. My debit card would not pay for a 1 cent piece of candy much less a $30 up front cost to the local clinic. I'll be able to pay for it in 4 days. But if I had to take my kid to the doctors today I would have to go to the emergency room if I had to pay the $30 up front. Simply because I don't have it at this point in time. I could certainly pay it in 4 days. But today is not 4 days from now.
    I have an answer for everything...you may not like the answer or it may not satisfy your curiosity..but it will still be an answer. ~ Kal'Stang

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by trfjr View Post
    ya those greedy ass doctors. why should they make more than a car mechanic? forget that they had to pay hundreds of thousands on schools and 6 years of learning and training and the tens of thousands they have to pay for malpractice insurance
    Then please explain how one is going to control costs when we can't tax medical devices or employers and we can't limit the cost the government pays doctors? So you admit you're demanding things that are counter to each other and can't be both accomplished at the same time.
    jallman: "It's all good. At least you have a thick skin and can take being poked fun back at without crying. "

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Kal'Stang View Post
    Maggie, My bank account is currently in the negatives, IE I owe money. My debit card would not pay for a 1 cent piece of candy much less a $30 up front cost to the local clinic. I'll be able to pay for it in 4 days. But if I had to take my kid to the doctors today I would have to go to the emergency room if I had to pay the $30 up front. Simply because I don't have it at this point in time. I could certainly pay it in 4 days. But today is not 4 days from now.
    Then you really do need to manage your money better. Jesus. If you don't have a $30 emergency fund, that's just pathetic.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    If the mother goes to the ER, she's still going to pay her deductible. But instead of a $30 co-pay at her doctor? She's on the hook for the $1,500 the ER charges until she's satisfied her deductible.

    ??

    I mean, really. If you don't have a $30 co-pay for the doctor visit? You shouldn't be having kids. Right?
    its not just the co-pay that is required up front by some doctors it is the deductible that is in the thousands come on people read the dam articles I post. am I just wasting my time posting them?

    from the article you failed to read

    Earlier in the year, another clinic insisted she pay her entire remaining insurance deductible for the year -- more than $1,000 -- before the doctor would even see her.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    Then you really do need to manage your money better. Jesus. If you don't have a $30 emergency fund, that's just pathetic.
    Well, Maggie, that's kind of harsh. To be fair, it's entirely possible that Kal'Stand had health insurance, but then she or someone in her family got sick and was subsequently dropped from their insurance and then --

    Ohhhhh....right.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    If the mother goes to the ER, she's still going to pay her deductible. But instead of a $30 co-pay at her doctor? She's on the hook for the $1,500 the ER charges until she's satisfied her deductible.

    ??

    I mean, really. If you don't have a $30 co-pay for the doctor visit? You shouldn't be having kids. Right?
    So what are parents to do when they were able to financially have kids but the the recession took their good jobs, replaced them with bad ones, their parents' retirement funds and real estate assets disappeared so they had to move in also... Sorry, but **** happens. I'm sort of fortunate that both my children were out of the house, educated, and on their way before I fell, but **** happens to young folk too, y'know.
    jallman: "It's all good. At least you have a thick skin and can take being poked fun back at without crying. "

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Summerwind View Post
    So what are parents to do when they were able to financially have kids but the the recession took their good jobs, replaced them with bad ones, their parents' retirement funds and real estate assets disappeared so they had to move in also... Sorry, but **** happens. I'm sort of fortunate that both my children were out of the house, educated, and on their way before I fell, but **** happens to young folk too, y'know.
    Wouldn't medicare kick in at that point? Genuinely curious.

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