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Thread: Patients Pay Before Seeing Doctor as Deductibles Spread

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Cephus View Post
    They don't have to pay $1500, emergency rooms cannot refuse to care for anyone, regardless of their ability to pay. They just walk in, say they have no money and still get care.
    Why would anyone with health insurance go through the hell of an emergency room visit?

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Cephus View Post
    They don't have to pay $1500, emergency rooms cannot refuse to care for anyone, regardless of their ability to pay. They just walk in, say they have no money and still get care.
    That's just not true. They do not refuse EMERGENCY, life saving care. They can and do refuse non-emergency, non-life threatening care to those who cannot pay.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Mason66 View Post
    Why would anyone with health insurance go through the hell of an emergency room visit?
    This has been covered in another thread - they cannot afford the co-pay and the doctor's office wants that upfront.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by American View Post
    I'm not saying large deductibles shouldn't exist, but by your post it's obvious you did not fully read the article. This isn't at all about ER visits, it's about non-ER visits. I suggest you re-read it. If you don't walk into your first couple of doctor visits of the year with a pocket full of money, YOU WILL NOT BE SEEN.
    First, this applies to some providers. Second, they will not ask for more money than your visit. Some of these providers discussed in the OP will ask that you pay your co-pay up front. That might be, what? $30? Some might ask that you pay for the entire visit -- if they're hooked up via computer with your health insurer. I say THAT because unless they have a direct link to YOUR policy, they have absolutely NO idea how much of your deductible you've used. But no doctor is going to ask for your $5,000 deductible for a $125 doctor visit.

    This is another horror story.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    First, this applies to some providers. Second, they will not ask for more money than your visit. Some of these providers discussed in the OP will ask that you pay your co-pay up front. That might be, what? $30? Some might ask that you pay for the entire visit -- if they're hooked up via computer with your health insurer. I say THAT because unless they have a direct link to YOUR policy, they have absolutely NO idea how much of your deductible you've used. But no doctor is going to ask for your $5,000 deductible for a $125 doctor visit.

    This is another horror story.
    We're not talking about co-pays which have been required for years....decades. We're talking about paying for entire procedures upfront before any insurance. Wow, what happened to all that compassion for the poor Obamacare was going to solve.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by American View Post
    We're not talking about co-pays which have been required for years....decades. We're talking about paying for entire procedures upfront before any insurance. Wow, what happened to all that compassion for the poor Obamacare was going to solve.

    "Elective procedures."

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by clownboy View Post
    This has been covered in another thread - they cannot afford the co-pay and the doctor's office wants that upfront.
    If these people are paying for their health insurance, you can asume they have the money for the co-pay and even the deductible.

    With health insurance you go see your doctor.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Mason66 View Post
    Why would anyone with health insurance go through the hell of an emergency room visit?
    If you're required to pay your deductable up front at the doctor and you don't have that money, you have no other choice, do you?
    There is nothing demonstrably true that religion can provide the world that cannot be achieved more rationally through entirely secular means.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Mason66 View Post
    If these people are paying for their health insurance, you can asume they have the money for the co-pay and even the deductible.

    With health insurance you go see your doctor.
    In this very thread, there has been someone saying they do not have the money right now to pay $30.
    There is nothing demonstrably true that religion can provide the world that cannot be achieved more rationally through entirely secular means.

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    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by clownboy View Post
    That's just not true. They do not refuse EMERGENCY, life saving care. They can and do refuse non-emergency, non-life threatening care to those who cannot pay.
    Right now you could walk into any emergency room in the country and find people waiting to see doctors who haven't got a penny to their name. Sorry, that's just not the case. The modern ER has been turned into a fast-service doctor's office for the poor.
    There is nothing demonstrably true that religion can provide the world that cannot be achieved more rationally through entirely secular means.

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