Page 11 of 25 FirstFirst ... 91011121321 ... LastLast
Results 101 to 110 of 249

Thread: Patients Pay Before Seeing Doctor as Deductibles Spread

  1. #101
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by jmotivator View Post
    Look at it this way Maggie:

    A woman who works two part time jobs makes $15,000 annually. Because of the ACA she gets bronze health insurance with, say, a $5000 deductible.

    This woman gets the flu, but the doctor wants payment up front for the visit. She doesn't have the money to pay the doctor.

    Now tell me how this is any different than her life before Obamacare?
    She pays a measly $95 penalty and is in no worse shape than she was before. And if her premiums would be more than 8% of her salary? She faces no penalty at all. If a woman is working two part-time jobs and earning $15,000 annually? She's got more vacation time than you have. Perhaps she needs three. Not all uninsured will face fines under Affordable Care Act | ksl.com

    Let's get real here.

  2. #102
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by jmotivator View Post
    Everyone has insurance, less people get care. It's a great system....
    That's nonsense.

  3. #103
    Hot Flash Mama
    Summerwind's Avatar
    Join Date
    Apr 2007
    Last Seen
    01-23-17 @ 05:55 PM
    Gender
    Lean
    Other
    Posts
    11,010

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by jmotivator View Post
    Look at it this way Maggie:

    A woman who works two part time jobs makes $15,000 annually. Because of the ACA she gets bronze health insurance with, say, a $5000 deductible.

    This woman gets the flu, but the doctor wants payment up front for the visit. She doesn't have the money to pay the doctor.

    Now tell me how this is any different than her life before Obamacare?
    It sort of depends on how the deductible has to be applied. IIRC, from way back when I had insurance, certain maintenance appointments are paid for with a reasonable co-pay, it's the catastrophic and chronic issues that get the deductible treatment. So a person having known chronic issues shouldn't get a $5000 deductible, and a person with a catastrophic issue should be damn glad his costs will be limited to about $5000, plus what 20% of everything else with no limits, lifetime or annual.
    jallman: "It's all good. At least you have a thick skin and can take being poked fun back at without crying. "

  4. #104
    Outer space potato man

    Join Date
    Feb 2010
    Last Seen
    Today @ 12:15 AM
    Gender
    Lean
    Undisclosed
    Posts
    51,775

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by trfjr View Post
    you are going to have a lot of pissed off the Obama voters which most are miss or uniformed that will sign up pay that one monthly premium and go to the doctor demanding treatment to find out it will cost them a few thousand to get that treatment
    I don't think that will happen, no. Unless that person is completely unaware of the concept of a deductible, for some reason. But someone that ignorant was going to run into problems regardless of the ACA.
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

  5. #105
    Sage
    jmotivator's Avatar
    Join Date
    Feb 2013
    Location
    Virginia
    Last Seen
    Today @ 01:17 AM
    Gender
    Lean
    Conservative
    Posts
    16,681

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    That's nonsense.
    You said yourself that under the new system fewer people will be going to see the doctor and that that is a good thing. Less doctors visits = less care.

  6. #106
    Sage
    jmotivator's Avatar
    Join Date
    Feb 2013
    Location
    Virginia
    Last Seen
    Today @ 01:17 AM
    Gender
    Lean
    Conservative
    Posts
    16,681

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    She pays a measly $95 penalty and is in no worse shape than she was before. And if her premiums would be more than 8% of her salary? She faces no penalty at all.
    So in your "better" system she has no medical insurance but doesn't have to pay a penalty? You mean just like BEFORE Obamacare?

    If a woman is working two part-time jobs and earning $15,000 annually? She's got more vacation time than you have. Perhaps she needs three.
    If she is making $8 an hour she is working full time.

    Yes, let's get real here: You have just shown that the people that the Affordable Care Act was meant to help have been EXCUSED FROM THE AFFORDABLE CARE ACT BECAUSE THEY CAN'T AFFORD IT.

  7. #107
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by jmotivator View Post
    So in your "better" system she has no medical insurance but doesn't have to pay a penalty? You mean just like BEFORE Obamacare?



    If she is making $8 an hour she is working full time.



    Yes, let's get real here: You have just shown that the people that the Affordable Care Act was meant to help have been EXCUSED FROM THE AFFORDABLE CARE ACT BECAUSE THEY CAN'T AFFORD IT.
    Look, if people are going to pick worst cases and make up ****, then Obamacare is a piece of ****. But it's not. How many adults do you know who earn minimum wage? I sure don't know any. And if they are, chances are they're on Medicaid anyhow.

    If it is the piece of crap folks seem to think it is? Then why is Barack Obama a second term president? I support Obamacare (though I think it needs work) and I didn't vote for him.

  8. #108
    Sage
    jmotivator's Avatar
    Join Date
    Feb 2013
    Location
    Virginia
    Last Seen
    Today @ 01:17 AM
    Gender
    Lean
    Conservative
    Posts
    16,681

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    Look, if people are going to pick worst cases and make up ****, then Obamacare is a piece of ****. But it's not. How many adults do you know who earn minimum wage? I sure don't know any. And if they are, chances are they're on Medicaid anyhow.

    If it is the piece of crap folks seem to think it is? Then why is Barack Obama a second term president? I support Obamacare (though I think it needs work) and I didn't vote for him.
    Obamacare was designed to save the worst case scenarios. Now it excuses them from participating.

  9. #109
    Curmudgeon


    LowDown's Avatar
    Join Date
    Jul 2012
    Location
    Houston
    Last Seen
    Yesterday @ 06:05 PM
    Gender
    Lean
    Libertarian
    Posts
    11,551
    Blog Entries
    11

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by Cardinal View Post
    I don't think anyone is entirely happy with PPACA, it's just meant to be better than what came before it. At least it expands coverage to 16 million more people (so I read), and eliminates cutting people off for pre-existing conditions as well as eliminating kicking people off for getting sick, all real problems.
    Granted those are all improvements. Still, as it turns out, the ACA is bringing the pain. Will this prompt people to shift support to single payer or will trust in big government be so damaged that that goal becomes impossible? In my opinion it will be the latter.

    "The urge to save humanity is almost always a false front for the urge to rule." --HL Mencken

  10. #110
    Banned
    Join Date
    Nov 2012
    Last Seen
    02-18-14 @ 08:18 PM
    Gender
    Lean
    Libertarian - Right
    Posts
    5,660

    Re: Patients Pay Before Seeing Doctor as Deductibles Spread

    Quote Originally Posted by MaggieD View Post
    Are you posting this as if it's bad news? That would be good news. Emergency rooms are ridiculously over-used. If people have to pay up in advance, they'll make an appointment with their doctor -- or, YIKES! get a family doctor.

    I've had the misfortune of having to use the ER on four occasions in the last six years...for genuine pain-threshhold-ten emergencies. Somebody's there because his foot cast itches...a kid with a sore throat who's running around the waiting area...dozens of people looking just fine patiently waiting for ER care. More convenient at night is my guess. That's simply GOT to change.

    Large deductibles are a good thing.
    I think they are a bad thing especially when premiums exceed what they were with low deductables. He sends a bad message to the middle class that has maintained coverage all their lives. People with low deductibles take better care of themselves with preventative care.

Page 11 of 25 FirstFirst ... 91011121321 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •