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Thread: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits'

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by Mustachio View Post
    I signed up for my state's exchange, and it looks much better than what I have. It's a bummer I have to wait for it to kick in, because I sure could use it now. The premiums are about the same as I pay now for much better care. There are half a million people in my state alone who are uninsured, and I think the truth is that most of them want health insurance and have never been willing to jump through the hoops to get it. They're lazy and the mandate will help people go out there and get insurance. The end result will be a better system, one in which people start getting preventative care. It's going to make our country better, and for the many posters in this thread who talk about how horrible they think Obama is, making the country better seems like a pretty good use of our money. Bush - used our money to invade two countries. Obama - used our money to set up affordable health insurance for the majority of our citizens.

    I can see why that's so scary to Republicans. No, I'm just kidding, I have no idea why anybody would be terrified of the ACA. We need to reform entitlement programs and get spending down, granted, but Obamacare seems good to me.
    Would you mind posting the comparison to what you have now? Include monthly premium, deductible, out of pocket max, and co-insurance rate.

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by j-mac View Post
    Complete opposite of reality....

    "On Thursday, the government's official Obamacare Facebook page was riddled with people expressing sticker shock over the government's high cost premiums after struggling for hours to wade through the technical failures vexing Obamacare exchanges all across the country.

    "I am so disappointed," wrote one woman. "These prices are outrageous and there are huge deductibles. No one can afford this!" The comment received 169 "likes."

    "There is NO WAY I can afford it," said one commenter after using the Kaiser Subsidy Calculator. "Heck right now I couldn't afford an extra 10$ [sic] a month...and oh apparently I make to [sic] much at 8.55/hour to get subsidies."

    Obamacare Facebook Erupts with Citizen Sticker Shock

    So, although it is early on in the roll out, so far it can only be described as an unmitigated disaster.

    Oh, and that is not even to start discussing how code writers, and IT security people that have looked at the site, have described nothing less than a hackers, or identity thief's dream.

    "On Fox Business Network’s “Cavuto” on Wednesday, computer programmer and founder of McAfee, Inc. John McAfee said the online component of Obamacare “is a hacker’s wet dream” that will cause “the loss of income for the millions of Americans who are going to lose their identities.”

    For starters, McAfee said the way it is set up makes it possible for fake websites be set up to fool people to think they’re signing up for Obamacare.

    “It’s seriously bad,” McAfee said. “Somebody made a grave error, not in designing the program but in simply implementing the web aspect of it. I mean, for example, anybody can put up a web page and claim to be a broker for this system. There is no central place where I can go and say, ‘OK, here are all the legitimate brokers, the examiners for all of the states and pick and choose one.’”



    Read more: McAfee on Obamacare: 'This is a hacker's wet dream' [VIDEO] | The Daily Caller

    I wouldn't go anywhere near that site, even to check it out.


    One funny thing is, when checking that Kaiser calculator, people who smoke (predominantly the poor) are going to get reamed. They get an automatic 50% surcharge on top of their premium that can not be covered by the subsidy. So the poor folks have to give up their cigarettes... but crack and marijuana is OK.


    Even funnier is that the Out of Pocket for the SILVER plan is about $12k which means that this plan won't even save the poor from medical bill induced bankruptcy. The Bronze plan, which is all the poor will be able to afford, is even worse.
    Last edited by jmotivator; 10-07-13 at 10:34 AM.

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by Mustachio View Post
    I signed up for my state's exchange, and it looks much better than what I have. It's a bummer I have to wait for it to kick in, because I sure could use it now. The premiums are about the same as I pay now for much better care.
    Of course there is NO way to verify that without seeing both plans you are talking about side by side in their entirety.

    There are half a million people in my state alone who are uninsured, and I think the truth is that most of them want health insurance and have never been willing to jump through the hoops to get it. They're lazy and the mandate will help people go out there and get insurance.
    Yeah, all those darned 'lazy' 27 year old's that don't really use health care services outside the occasional visit to a Doctor's Care clinic for a cold, now have to be forced to buy a private product to cover things that they will never use, all in the name of redistribution of their premium money paid.

    The end result will be a better system, one in which people start getting preventative care. It's going to make our country better, and for the many posters in this thread who talk about how horrible they think Obama is, making the country better seems like a pretty good use of our money.
    Well, that is a catchy talking point, too bad it isn't the reality of what is taking place.

    Bush - used our money to invade two countries. Obama - used our money to set up affordable health insurance for the majority of our citizens.
    You libs just can't help yourselves can you? THIS HAS NOTHING TO DO WITH BUSH!!!

    I can see why that's so scary to Republicans. No, I'm just kidding, I have no idea why anybody would be terrified of the ACA. We need to reform entitlement programs and get spending down, granted, but Obamacare seems good to me.
    With all due respect, lots of things 'seem' good on paper, when in practical application they are disasters, this is no different.
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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by jmotivator View Post
    One funny thing is, when checking that Kaiser calculator, people who smoke (predominantly the poor) are going to get reamed. They get an automatic 50% surcharge on top of their premium that can not be covered by the subsidy. So the poor folks have to give up their cigarettes... but crack and marijuana is OK.

    Even funnier is that the Out of Pocket for the SILVER plan is about $12k which means that this plan won't even save the poor from medical bill induced bankruptcy. The Bronze plan, which is all the poor will be able to afford, is even worse.
    Yeah, this is never going to work, but then again it was never meant to work at all...
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by j-mac View Post
    Yeah, this is never going to work, but then again it was never meant to work at all...
    Not to mention the retiring couple with a 25 year old smoker will get reamed as well because they will get charged big time for their child's habit but have no legal recourse to avoid incurring the debt because in all other aspects of the law they have no say in their child's life choices and can not boot them off their insurance.

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    First thing that will go up is the fine for not buying obamasurance.

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by Mustachio View Post
    ...The end result will be a better system, one in which people start getting preventative care. It's going to make our country better...
    This part of your post has always confused me. Around here an annual checkup costs as little as $80 and as much as $250. There are even annual free health fairs which do a fairly comprehensive examination including BP, heart rate and blood work. My confusion is how someone cannot afford to set aside $8-$20/month to cover the annual expense and yet will be able to afford $?(presumably much more) per month in premiums. Sure if there is some medical issue discovered in these checkups the individual has NEW cost issues but the 'preventative care' point is mute at that point isn't it?
    "The fact that we are here today to debate raising America's debt limit is a sign of leadership failure" - 2006 Senator Obama...leadership failure indeed!

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by j-mac View Post
    Of course there is NO way to verify that without seeing both plans you are talking about side by side in their entirety.
    Very true. And many people don't really understand their benefits anyway. Even after ACA requirements are present I still don't expect people will understand their benefits any better than before. It's how companies like McDonald's were offering "insurance" to their employees with approximately $2,000/year maximum benefit payout. Someone could purchase the insurance, tell people they were insured, but even a minor injury would put them way over their coverage. Of course they wouldn't know this until they had an accident or a stroke or whatever and end up getting an ambulance ride to the hospital. Then of course the hospital can't collect the bill and the cost gets passed on to the rest of us. Even though they had "insurance". If they never had an accident or needed the insurance they will never have known what they had was so terrible. And no doubt comparing the cost of that fake insurance to the minimum mandated in ACA makes insurance under the ACA much more expensive.

    The minimum insurance requirements under ACA fix that. Can't offer something with $2,000 maximum payout and call it health insurance.

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by j-mac View Post
    The problem with that is that when a liberal progressive says 'we need to work together', what they really mean is 'you need to do everything my way'....
    For the 93rd time:

    What are Democrats getting in this supposed negotiation?
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

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    Re: Enrollment In Obamacare's Federal Exchange, So Far, May Only Be In 'Single Digits

    Quote Originally Posted by Mustachio View Post
    It's a bummer I have to wait for it to kick in, because I sure could use it now. .
    you are already anxious to run up a bill
    did you not understand my post? for the premiums to stay where they are at now million will need to sign up for Obama care and not use it. if all that signs up are like you looking forward to running up a bill Obama care will collapse

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