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Thread: One man's ObamaCare nightmare[W:51]

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    Re: One man's ObamaCare nightmare[W:51]

    Quote Originally Posted by j-mac View Post
    No the whole purpose was to overload the current system, break it, and replace it with government controlled single payer. Classic Cloward and Piven......
    This is why (re C and P) the present administration has actually advertised for people to go on food stamps, and why they insist on the debt growing even greater. The plan to break the United States appears to be deliberate.

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    Re: One man's ObamaCare nightmare[W:51]

    Quote Originally Posted by j-mac View Post
    That is a misleading lie. Demos didn't want to negotiate anything. Still don't.
    No, it isn't. The link has been shown to you many, many times. Sorry.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by notquiteright View Post
    My wife and I had Humana as private insurance- high deductible (5K), no on going health care issues, and no riders to cover the high deductible such as AFLAC.

    550 a month.

    We asked about a plan with riders to cover cancer and serious illness (the AFLAC style riders) well they claimed to not offer such but could put together a plan with other insurance carriers- 830 a month IIRC.

    We now have a different company with riders, a dental plan, and a vision care thing.

    343 a month.

    You don't take the gubmint's word without question, why do you take Humana's as if it is the 11th commandment????

    Like Pappa John's and that Florida franchise owner of I think it was Denny's.... They claim one thing, but simple math shows they are just being petty, partisan asses....
    So, the free market worked in your favor, huh?
    ”People willing to trade their freedom for temporary security deserve neither and will lose both.” --- Ben Franklin

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    Sterotypes are mostly based on truths.

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by ItAin'tFree View Post
    That study done out in Oregon shows otherwise. Health insurance/no health insurance, makes no difference in health.
    No difference in what? Link the study. I can better answer you then.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by American View Post
    Socializing healthcare is liberalism. Never try to say it's something else. And don't try to pass it off as something all Republicans supported.
    We haven't socialized it. We don't have UHC. UHC hasn't been proposed. so ACA doesn't qualify as socialized medicine.

    So I repeat: For passing it, no. For pretending it's radical liberalism, yes. Do pay attention.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by mac View Post
    So, the free market worked in your favor, huh?
    Who is trying to claim insurance is a free market?

    Only with an extreme amount of hair pulling did we finally find a new policy and quite frankly we have NO idea if better is out there, the search is exhausting- and seems to be very deliberate in making it a huge hassle to cut to the bottom line in comparing policies. The current system doesn't favor comparisons or simple terms. Have you read an insurance policy? The biggest problem is the difficulty in finding the apples in several plans to compare, and the oranges are just plain evasive!

    ACA is a more uniform market where companies (that should really mean the companies that are the fingers of HUGE conglomerates) are rated and categorized in a simple easy to use format. It puts a simple label on the product. Like 'wool' socks that have the content percentage on the back. I have found 'wool' socks with less than 10% wool in them.

    The ACA sets a series of standards for the insurance companies to meet so at least some of the huckster salesmanship is eliminated.

    with ACA I can eliminate all the bronze, gold, platinum plans and concentrate on the silver ones- that would have been a HUGE benefit. So would the ability to see the plans in one place and not have to depend on a salesman plugging what he wants to push.

    When health insurance purchasing can be as simple as new car shopping I'll be a MUCH happier camper.

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by tech30528
    Actually no. HSAs are specifically excluded in Obamacare because they are catastrophic only plans and all qualifying coverage has to provide for preventative care.
    Now I don't claim to be an expert on HSA's, HRA's or FSA's, but from what I can find is that HSA's are allowed under the ACA. And the only thing I can find on your claim that accumulated HSA funds (and interest) will be taxed as income is only addressed as that which is spent on "non-medical purposes" or "over-the-counter medications not prescribed by a doctor".

    Am I missing something here?
    HSAs will continue to be available under the ACA, but are also subject to some new limits and restrictions. In addition to the new ban on using tax-free HSA funds to pay for over-the-counter drugs without a doctor’s prescription, the tax penalty for withdrawals of HSA funds for non-medical purposes doubled from 10% to 20% starting in 2011.
    [...]
    While there has been some uncertainty about whether high-deductible plans would continue to be offered under the ACA when the legislation was first passed in 2010, it now appears that HSAs will continue to be widely available going forward.

    How Obamacare affects HSAs and Cafeteria Plan Accounts | US Tax Center
    I even found it on a site that some cons may prefer...
    During the debate over Obamacare, many experts feared that its enactment would destroy Health Savings Accounts. But in a surprise turn of events, the exact opposite appears to have happened.

    Health Savings Accounts: Affordable Alternative to ObamaCare
    “We just simply don’t know how to govern” - Rep. Steve Womack (R-AR) a member of the House Budget Committee

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by notquiteright View Post
    Who is trying to claim insurance is a free market?

    Only with an extreme amount of hair pulling did we finally find a new policy and quite frankly we have NO idea if better is out there, the search is exhausting- and seems to be very deliberate in making it a huge hassle to cut to the bottom line in comparing policies. The current system doesn't favor comparisons or simple terms. Have you read an insurance policy? The biggest problem is the difficulty in finding the apples in several plans to compare, and the oranges are just plain evasive!

    ACA is a more uniform market where companies (that should really mean the companies that are the fingers of HUGE conglomerates) are rated and categorized in a simple easy to use format. It puts a simple label on the product. Like 'wool' socks that have the content percentage on the back. I have found 'wool' socks with less than 10% wool in them.

    The ACA sets a series of standards for the insurance companies to meet so at least some of the huckster salesmanship is eliminated.

    with ACA I can eliminate all the bronze, gold, platinum plans and concentrate on the silver ones- that would have been a HUGE benefit. So would the ability to see the plans in one place and not have to depend on a salesman plugging what he wants to push.

    When health insurance purchasing can be as simple as new car shopping I'll be a MUCH happier camper.
    To use your car analogy Obamacar would would be fully loaded with every feature available whether you want it or not but you still have to pay for it all. For 2008 the government mandated that every car sold here had to have a tire pressure monitor system, ostensibly to save gas. The systems added $1200 or more to the cost of each car. Some states, like California, mandated that repair shops were required to check and record the tire pressures on every car regardless of what they came in for, but they are allowed to charge for it. It might save gas, but will it ever be enough to cover the costs to the vehicle owner?

    In my shop I charge $15 for a tire rotation, if it has tire pressure monitors that do not auto locate (every manufacturer makes them different) it's $30 because once I rotate them and correct the pressures I have to put the vehicle in learn mode and use a $600 handheld tool to activate each tire pressure sensor in the correct sequence so the vehicle knows where they are. The sensors themselves cost anywhere from $80 to $150 each and they do fail. Often.

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by Boo Radley View Post
    No difference in what? Link the study. I can better answer you then.
    Just as I said. Having health insurance or not having health insurance makes no difference in future health problems.

    I provided you with more than enough clues to find the study and it's already been linked many times before now. It's common public knowledge not an obscure study.

    Spend your time finding it this time.
    "“If we don’t deepen our ports all along the Gulf — places like Charleston, South Carolina; or Savannah, Georgia; or Jacksonville, Florida…” -Obama

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    Re: One man's ObamaCare nightmare

    Quote Originally Posted by notquiteright View Post
    My wife and I had Humana as private insurance- high deductible (5K), no on going health care issues, and no riders to cover the high deductible such as AFLAC.

    550 a month.

    We asked about a plan with riders to cover cancer and serious illness (the AFLAC style riders) well they claimed to not offer such but could put together a plan with other insurance carriers- 830 a month IIRC.

    We now have a different company with riders, a dental plan, and a vision care thing.

    343 a month.

    You don't take the gubmint's word without question, why do you take Humana's as if it is the 11th commandment????

    Like Pappa John's and that Florida franchise owner of I think it was Denny's.... They claim one thing, but simple math shows they are just being petty, partisan asses....
    My family is self ensured, our premium went up from 580 a month to almost 800 per month. Our pharmacy benefits decreased, our copays increased, and our deductible increased. I also know many hospitals that are cutting budgets and laying off staff (job destruction) in anticipation of Obamacare.
    When the debate is lost, slander becomes the tool of the loser. -Socrates
    Tired of elections being between the lesser of two evils.

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