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Well comparatively speaking you have fairly well reasoned arguments, but realize the pro-UHC crowd in general seems really geeked about universal access and not really aware of a need for cost-control or how to achieve it. Even as a libertarian I'd rather have a cost-controlled government system than our cost-uncontrollable status quo. What we have right now is disastrous, with or without PPACA.
Actually costs for the insurers is controlled quite well. Have you ever looked at the details of what is accepted after you've seen a doctor or had a procedure?