Page 50 of 58 FirstFirst ... 404849505152 ... LastLast
Results 491 to 500 of 576

Thread: Obamacare: Is a $2,000 deductible 'affordable?'

  1. #491
    Sage

    Join Date
    Jan 2013
    Last Seen
    @
    Lean
    Undisclosed
    Posts
    5,016

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by roughdraft274 View Post
    And your response was "nobody goes to the emergency room to get blood pressure medication", which shows me that you don't even understand the argument. High blood pressure can cause a stroke. Or an aneurysm. Compare the cost of subsidizing someone's health insurance which aides them in going to the doctor more often, and lets them catch things like high blood pressure, and provides them reasonable access to blood pressure medication vs. the cost of them being ignorant of their condition and having an aneurism. Or a stroke. Even you can figure out which is cheaper. Hope fully. But you're prolly still scratching your head saying noone goes to the emergency room for blood pressure medication.
    Keep dancing. Why is it so hard for you to admit what you said instead of trying to weasel out of it? You made a dumb analogy. Gee that never happens.
    There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences.
    P. J. O'Rourke

  2. #492
    ThunderCougarFalconBird
    roughdraft274's Avatar
    Join Date
    Feb 2010
    Location
    Louisiana
    Last Seen
    Today @ 12:55 AM
    Gender
    Lean
    Other
    Posts
    11,068

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Heebie Jeebie View Post
    Keep dancing. Why is it so hard for you to admit what you said
    The problem isn't with what I said, it's with your reading comprehension ability.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

  3. #493
    Professor

    Join Date
    Nov 2012
    Last Seen
    Yesterday @ 01:48 AM
    Gender
    Lean
    Other
    Posts
    1,455

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by sawyerloggingon View Post
    Obama care takes choice away. Some people preferred a low deductible and frequent doc visits.
    Some people prefer to use more healthcare resources and pay less for it? Interesting..

  4. #494
    Professor

    Join Date
    Nov 2012
    Last Seen
    Yesterday @ 01:48 AM
    Gender
    Lean
    Other
    Posts
    1,455

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Heebie Jeebie View Post
    Yes it is. No one goes to the emergency room to get birth control pills just like nobody goes to the emergency room to get blood pressure medication.

    So what changes in the system again regarding the uninsured, beside paying more for their emergency care?
    I work in a hospital and I can positively say that people DO come to the ER to get preventative maintenance drugs. They come for the sniffles. They come for back pain. They come for little rashes and stomach aches. They come for headaches. People come to the ER for everything because they can't be refused until they are seen and verified to be at least medically stable. Medicaid pays for them to come to the ER. Many doctors won't take medicaid patients because the payments are too low so they can't get primary care doctors. So they come to the ER.

  5. #495
    Sage
    j-mac's Avatar
    Join Date
    Mar 2009
    Location
    South Carolina
    Last Seen
    Yesterday @ 12:51 PM
    Gender
    Lean
    Conservative
    Posts
    30,274

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Boo Radley View Post
    Nonsense. The sky will not fall. More will likely get more than were.
    You hope that is the case. If so, it'd be a first in centralized health care.
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

    Alexis de Tocqueville

  6. #496
    Sage
    Boo Radley's Avatar
    Join Date
    Dec 2009
    Last Seen
    11-22-17 @ 04:22 PM
    Gender
    Lean
    Liberal
    Posts
    36,858

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by j-mac View Post
    You hope that is the case. If so, it'd be a first in centralized health care.
    Nonsense. You misinterpret other such healthcare systems. You accept propaganda on the subject. They spend less than we do. And have better access. However, we don't have that type of system.

    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

  7. #497
    Sage

    Join Date
    Jan 2013
    Last Seen
    @
    Lean
    Undisclosed
    Posts
    5,016

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by vash1012 View Post
    I work in a hospital and I can positively say that people DO come to the ER to get preventative maintenance drugs. They come for the sniffles. They come for back pain. They come for little rashes and stomach aches. They come for headaches. People come to the ER for everything because they can't be refused until they are seen and verified to be at least medically stable. Medicaid pays for them to come to the ER. Many doctors won't take medicaid patients because the payments are too low so they can't get primary care doctors. So they come to the ER.
    But what they don't come for are things like birth control pills and blood pressure medicine as these require more than just symptoms to diagnose. If they didn't you wouldn't need a prescription for them.
    There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences.
    P. J. O'Rourke

  8. #498
    Banned
    Join Date
    May 2011
    Location
    Where they have FOX on in bars and restaurants
    Last Seen
    09-14-14 @ 02:09 PM
    Gender
    Lean
    Independent
    Posts
    14,700

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Boo Radley View Post
    Nonsense. You misinterpret other such healthcare systems. You accept propaganda on the subject. They spend less than we do. And have better access. However, we don't have that type of system.
    Obamacare is not a centralized healthcare system, it is a hodge podge cobbled together mandatory mess. I think the ultimate goal is single payer and that is what the dem's should have been honest about and proposed. I am open to the idea but we needed an honest debate on how much it would cost and how it would be financed as in which taxes go up and by how much. What we have now is gov bureaucracy at its worst.

  9. #499
    Professor

    Join Date
    Nov 2012
    Last Seen
    Yesterday @ 01:48 AM
    Gender
    Lean
    Other
    Posts
    1,455

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Heebie Jeebie View Post
    But what they don't come for are things like birth control pills and blood pressure medicine as these require more than just symptoms to diagnose. If they didn't you wouldn't need a prescription for them.
    No, no.. they absolutely do COME for them.. I never said they get them, but they do come for them. We've had people who ran out of refills whose primary care doc wouldn't see them due to bills/not having open appointments call ambulances to take them to the ER and demand refills. I would not say it is unlikely we've given out birth control and bp med prescriptions. I'll ask the ER director next time I see him how often they do things like that.

  10. #500
    Professor

    Join Date
    Nov 2012
    Last Seen
    Yesterday @ 01:48 AM
    Gender
    Lean
    Other
    Posts
    1,455

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by sawyerloggingon View Post
    Obamacare is not a centralized healthcare system, it is a hodge podge cobbled together mandatory mess. I think the ultimate goal is single payer and that is what the dem's should have been honest about and proposed. I am open to the idea but we needed an honest debate on how much it would cost and how it would be financed as in which taxes go up and by how much. What we have now is gov bureaucracy at its worst.
    As someone who works in healthcare, I will say there is good and bad in the Affordable Healthcare Act. If you wanted to make the absolute minimum amount of changes to our healthcare system and get everyone access to insurance (note I did not say healthcare, I said insurance), then I suppose it is not the worst thing in the world. It does very, very little to address overall cost issues. It will likely make insurance for healthy people more expensive since it caps the cost of high risk patients' insurance. It caps profit/overhead margins for insurance companies which I think is a shortsighted idea. It sounds nice that they have to spend 80% on healthcare costs, but I think this'll be an incentive for them to spend more money so they can have larger nominal profits rather than keeping costs down. The healthcare exchanges are a good idea, but they should have just made a national system instead of allowing states to do their own thing. This'll create confusion. More confusion is a bad thing in an already confusing industry. Most of all, the main problems with our healthcare system are not addressed. That being we tie our health insurance to employment and that the administrative costs of our healthcare systems are far too high largely BECAUSE of the fact that we have 1000 insurance plans and companies whose rules we have to know and follow in addition to The Joint Commission, CMMC, DHEC, and the other regulatory bodies we have to contend with.

    I think, if we are going to stay with the private insurance model, we should be incentivising companies to take what they are spending on healthcare costs and just give it back to their employees so they can get health insurance on their own. With more people in the health insurance market and companies competing to keep prices down, I think we would have better outcomes than people being tied to their employers plan which may or may not work for them. This also eliminates the need for people to worry about being left without health insurance or sudden expenses when they lose their job. They have a fixed expense they can anticipate and save for. Combine this with Medicaid for low income people, a progressively scaling subsidy for lowish income people, and the ubiquitous use of health care savings accounts that are tax advantaged and don't have to be spent in fiscal year, and I think we would have a decent system in place for insuring ACCESS adequately. Cost issues is another issue entirely.

    A single payer healthcare system I think is ultimately likely outcome. If it was a perfect world, I would like to see a UHC system that had a progressively scaled deductible down to a very small or no deductible for low income patients. Co pays maybe too could scale progessively after the deductible is met and there would be a yearly maximum expenditure. Keep the tax advantaged HSAs around. This would help eliminate a lot of the unnecessary administrative costs of billing hundreds of different insurance plans, not being able to predict healthcare costs in advance to give patients accurate quotes, and unpredictability in income for the hospital itself. I think one of the reasons for cost increases in healthcare is a lack of transparency in billing due to it being completely unpredictable. How many times have you gone to a dentist or doctor and paid your copay only to receive another bill in 2 months for what the insurance didn't pay? A cost sharing component is necessary to curb abuse of healthcare resources and make people more inclined to look for competitive pricing. Cost sharing has increased dramatically over the last 4 years and it has directly lead to a slowdown in the growth of healthcare costs. Oh and the UHC would be completely paid for through a payroll tax and not run 30% budget deficits every year

Page 50 of 58 FirstFirst ... 404849505152 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •