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Thread: Obamacare: Is a $2,000 deductible 'affordable?'

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by roughdraft274 View Post
    It's insurance. You can't just look at a single year and say "see you're over paying!" Because then you overlook that one year where you needed emergency surgery with a short stay in the ICU, where you shelled out a few thousand but didn't have to pay the other hundred thousand dollars of your bill. Do you really not understand that or are you being intentionally thick headed?
    You can't be denied for a pre-existing condition, so why on earth would you pay for insurance when it's cheaper to pay the penalty?

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by MaggieD View Post
    You suspect wrong. Part of the problem is that people have no clue what their employers are paying toward their premium. Try to buy it in the private market and get back to us.
    My wife and I are self employed. We have a high deductible with RIDERS to cover accident, cancer and major illness. It runs us $407.00 a month.

    We had a for crap plan with no riders that cost us 550 a month. Gotta shop around.

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Deuce View Post
    I think you're missing the entire concept of health insurance.

    No, I'm not. Democrats forgot the purpose of health insurance when they designed a system that is more expensive to participate in than it is to not participate. The penalties for not participating in the exchanges is less than the premiums+copay. If someone get's catastrophically ill and was not on insurance when they got sick then they can simply apply for insurance at the exchange and they have to be accepted.

    So why participate?

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Health insurance used to be a simple fee for a simple service. Insurance was only for catastrophic care. There are two reasons things became so insanely expensive, both of them brought to us by Democrats:

    1) Every time anyone tries to do anything about frivolous lawsuits, Democrats rush in to stop them, and vote them down along party lines, because trial lawyers are the left's 2nd biggest campaign contributors (and nothing else matters but Democrat power).

    2) In their standard obsession with forcing equal results at everyone else's expense, Democrats passed law, after law, after law, forcibly expanding what insurance companies had to cover and how they had to cover it.

    Even then, there was no actual health care crisis for Obama to rush in and destroy the economy (and what was left of the Constitution) over.
    Last edited by aquapub; 06-13-13 at 02:21 PM.
    Democracy is two wolves and a sheep voting on what's for dinner (paraphrasing James Bovard).

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Gimmesometruth View Post
    So you ARE going to go with a minimal level of insurance, an Obamacare plan, basically a high deduc/catastrophic plan?
    For me that works. My wife and I are in good health, take no meds and only go to the doc once a year for a physical.

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by notquiteright View Post
    not THE point, one small point and not what you asked... insurance isn't 'worthless'. Now just who is on the 'Cadillac' plan anyway? I first heard that term used by the Right Wing Wonks to bash UNION workers who's contract healthcare was sooooo detrimental to competitiveness.

    You now defending UNION Cadillac Healthcare plans, just to bash ACA?
    Interesting, I thought it was Obama care supporters bashing Caddy plans saying it drove up health care cost for everyone else. The point is obamacare has no Caddy plan that some people want or even need.

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by sawyerloggingon View Post
    For me that works. My wife and I are in good health, take no meds and only go to the doc once a year for a physical.
    OK....so then your worrying about Cadillac plans has nothing to do with your own personal interests, it was just a rhetorical device.
    Quote Originally Posted by trouble13 View Post
    If you wanna know why Trumpsters are ignoring you its for the same reason you ignored the KKKs complaints about Obama.
    Quote Originally Posted by Moderate Right View Post
    When it comes down to it, all facts are cherry picked.
    Quote Originally Posted by Bodhisattva View Post
    He didn't say it didn't make sense. He said it is complete nonsense.

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by sawyerloggingon View Post
    Interesting, I thought it was Obama care supporters bashing Caddy plans saying it drove up health care cost for everyone else. The point is obamacare has no Caddy plan that some people want or even need.
    If a "cadi plan" is one with low/no deductible....well, the platinum plans get pretty close.
    Quote Originally Posted by trouble13 View Post
    If you wanna know why Trumpsters are ignoring you its for the same reason you ignored the KKKs complaints about Obama.
    Quote Originally Posted by Moderate Right View Post
    When it comes down to it, all facts are cherry picked.
    Quote Originally Posted by Bodhisattva View Post
    He didn't say it didn't make sense. He said it is complete nonsense.

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by notquiteright View Post
    ALL insurance from auto to health is 'worthless' until a major accident or major illness/injury. Then it can be priceless.
    So why aren't we just being forced to buy catastrophic care coverage?
    There is only one basic human right, the right to do as you damn well please. And with it comes the only basic human duty, the duty to take the consequences.
    P. J. O'Rourke

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    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Gimmesometruth View Post
    OK....so then your worrying about Cadillac plans has nothing to do with your own personal interests, it was just a rhetorical device.
    The world does not revolve around me, I consider how Obama care will effect other people and the country in general. As I said I am going to make out like a bandit.

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