Page 4 of 58 FirstFirst ... 234561454 ... LastLast
Results 31 to 40 of 576

Thread: Obamacare: Is a $2,000 deductible 'affordable?'

  1. #31
    Sage davidtaylorjr's Avatar
    Join Date
    May 2013
    Location
    South Carolina
    Last Seen
    10-18-13 @ 08:57 AM
    Gender
    Lean
    Very Conservative
    Posts
    6,775

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Erod View Post
    Obamacare: Is a $2,000 deductible 'affordable?' - Jun. 13, 2013





    So when does the "Affordable" part of the Affordable Care Act kick in? High deductibles and high co-pays were not what Obama sold us.
    You believed Obama? Mistake number 1.
    Freedom is never more than one generation away from extinction. We didn't pass it to our children in the bloodstream. It must be fought for, protected, and handed on for them to do the same.

    Ronald Reagan

  2. #32
    Sage

    Join Date
    Mar 2012
    Location
    okla-freakin-homa
    Last Seen
    Today @ 05:33 AM
    Gender
    Lean
    Progressive
    Posts
    12,619

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by sawyerloggingon View Post
    The point is obamacare will force people off plans they had and liked, the so called Cadillac plans.
    not THE point, one small point and not what you asked... insurance isn't 'worthless'. Now just who is on the 'Cadillac' plan anyway? I first heard that term used by the Right Wing Wonks to bash UNION workers who's contract healthcare was sooooo detrimental to competitiveness.

    You now defending UNION Cadillac Healthcare plans, just to bash ACA?

  3. #33
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by notquiteright View Post
    not THE point, one small point and not what you asked... insurance isn't 'worthless'. Now just who is on the 'Cadillac' plan anyway? I first heard that term used by the Right Wing Wonks to bash UNION workers who's contract healthcare was sooooo detrimental to competitiveness.

    You now defending UNION Cadillac Healthcare plans, just to bash ACA?
    The unions are an easy target. Tens of millions of people have so-called Cadillac Plans. They no doubt will change, as the Administration wants them to. Until we start passing along costs to the consumer, healthcare costs will not be effected. The $500 deductible plans will go the way of the dinosaur, which is part of the reason our healthcare costs have skyrocketed.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

  4. #34
    Guru
    Samhain's Avatar
    Join Date
    Sep 2011
    Location
    Northern Ohio
    Last Seen
    Today @ 11:32 AM
    Lean
    Libertarian
    Posts
    3,881

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by MaggieD View Post
    How much of that premium is your employer paying? 'Cause that's not all it costs.
    I suspect its below 50%, as it is at most employers.

  5. #35
    Banned
    Join Date
    Nov 2010
    Last Seen
    12-29-15 @ 10:42 PM
    Gender
    Lean
    Conservative
    Posts
    3,747

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by notquiteright View Post
    ALL insurance from auto to health is 'worthless' until a major accident or major illness/injury. Then it can be priceless.
    Agreed.

    Quote Originally Posted by MaggieD View Post
    Do you know what that policy would cost today?? (This "average" means absolutely nothing. Healthcare insurance premiums are based on age.) Before signing up for Illinois' subsidized ICHIP program, I paid $850 a month for a $5,200 deductible policy. The rate you've listed here looks cheap. (Illinois' subsidized ICHIP program premium is $670 a month for the same deductible.)

    Combine what I consider to be reasonable rates with the fact that people who've heretofore been unable tobuy health insurance because of pre-existing conditions, and I don't think these rates are bad at all.

    Without a comparison to "before," your "after" is meaningless.
    Agreed. The plan did not look that outrageous to me. The copays were a bit above average in my experience for that price range.

    For those who thought Obamacare was going to be attractively affordable, that is not going to happen.

  6. #36
    Sage
    Gimmesometruth's Avatar
    Join Date
    Feb 2012
    Location
    US Southwest
    Last Seen
    09-13-17 @ 10:22 AM
    Gender
    Lean
    Liberal
    Posts
    22,405

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Eighty Deuce View Post

    For those who thought Obamacare was going to be attractively affordable, that is not going to happen.
    I guess, if you leave out the subsidies based on income.
    Quote Originally Posted by trouble13 View Post
    If you wanna know why Trumpsters are ignoring you its for the same reason you ignored the KKKs complaints about Obama.
    Quote Originally Posted by Moderate Right View Post
    When it comes down to it, all facts are cherry picked.
    Quote Originally Posted by Bodhisattva View Post
    He didn't say it didn't make sense. He said it is complete nonsense.

  7. #37
    Guru
    Samhain's Avatar
    Join Date
    Sep 2011
    Location
    Northern Ohio
    Last Seen
    Today @ 11:32 AM
    Lean
    Libertarian
    Posts
    3,881

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by roughdraft274 View Post
    Yes, the highest deductible plans seem cheaper when you only account for what you want to account for. Did you account for scenarios where you get a long term illness that require constant tests, appointments, treatments and medicines. My mother in law has Lupus and two or three other auto immune diseases. She has to go in for IV fluids and medicines every month, she's on constant medicine, has to see multiple specialists every month or two. With everything the way it is she pays her deductible off every year within the first month or two. If she had a high deductible plan, say 10000, she'd have to pay that 10000 every single year, on top of premiums. That could easily get to be overly burdensome on people. So you can't honestly say that "no matter how we sliced it" that the high deductible plan came out the cheapest. It's only the way you sliced it.
    I ran the computation they offered in numerous ways. Even under high usage, my expenses for the year capped out well below what it would have been signing up for the "normal" plan they offered.

  8. #38
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Samhain View Post
    I suspect its below 50%, as it is at most employers.
    You suspect wrong. Part of the problem is that people have no clue what their employers are paying toward their premium. Try to buy it in the private market and get back to us.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

  9. #39
    Guru
    Samhain's Avatar
    Join Date
    Sep 2011
    Location
    Northern Ohio
    Last Seen
    Today @ 11:32 AM
    Lean
    Libertarian
    Posts
    3,881

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by MaggieD View Post
    You suspect wrong. Part of the problem is that people have no clue what their employers are paying toward their premium. Try to buy it in the private market and get back to us.
    In order to be eligible for my wife's plan, I have to show what my employer pays vs employee pays for insurance, and its less than 50%. My employer has 175,000 employees.

  10. #40
    Outer space potato man

    Join Date
    Feb 2010
    Last Seen
    Today @ 11:09 AM
    Gender
    Lean
    Undisclosed
    Posts
    51,742

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by sawyerloggingon View Post
    You are limited to a couple of plans your state offers with Obama care.
    This isn't true. The state doesn't even offer a plan! Boy you really bought all the right-wing fearmongering didn't you.
    He touched her over her bra and underpants, she says, and guided her hand to touch him over his underwear
    Quote Originally Posted by Lutherf View Post
    We’ll say what? Something like “nothing happened” ... Yeah, we might say something like that.

Page 4 of 58 FirstFirst ... 234561454 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •