Combine what I consider to be reasonable rates with the fact that people who've heretofore been unable tobuy health insurance because of pre-existing conditions, and I don't think these rates are bad at all.
Without a comparison to "before," your "after" is meaningless.
I like my 3k/year deductable + HSA plan. my Premium is about 110 a month for family coverage. I also get quarterly rebates of 150/person
My wife's employer, whom the insurance is through, offers a plan comparison that allows you to enter hypothetical situations or needs( office visits, preventative care, hospital stays, cancer treatments, etc ), and no matter how we sliced it, the high deductible plan equated to the cheapest.