Page 14 of 58 FirstFirst ... 4121314151624 ... LastLast
Results 131 to 140 of 576

Thread: Obamacare: Is a $2,000 deductible 'affordable?'

  1. #131
    Sage
    jmotivator's Avatar
    Join Date
    Feb 2013
    Location
    Virginia
    Last Seen
    Today @ 11:02 AM
    Gender
    Lean
    Conservative
    Posts
    16,689

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by roughdraft274 View Post
    The actual time it takes to sign up for insurance will depend on your states exchange, since they are to be state run. Most will probably have regulations against signing up while in the hospital or right after you find that you need expensive surgery. At the very least, regardless of how fast you sign up, it's unlikely that you would be good to go and fully insured by the end of your hospital visit even if you signed up during the ambulance ride. And even then, if this is possible and becomes a big problem, it would be easy to rid the program of it by instituting a 14 day waiting period for new health insurance plans or something similar.

    So wait, a major selling point of the ACA was that it mad eit illegal to deny anyone insurance for pre-existing conditions. And now you propose that the fix to the major flaw in the penalty system is to... limit access to people with pre-existing conditions?

    Hmmmmm....

  2. #132
    Sage
    Taylor's Avatar
    Join Date
    Aug 2009
    Location
    US
    Last Seen
    Today @ 02:01 PM
    Lean
    Undisclosed
    Posts
    6,170

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by winston53660 View Post
    As Jared Bernstein points out, there’s a factual problem here: a large part of the rise in the disability rolls reflects simple demographics, because aging baby boomers are a lot more likely to have real ailments than those same workers did when they were in their 20s and 30s. The Social Security Administration does a formal adjustment for this reality, and as Jared says, it looks like this:
    From Welfare Queens to Disabled Deadbeats - NYTimes.com
    I don't know what chart Krugman is looking at, but the one he links shows that "a large part of the rise in the disability rolls" reflected "simple demographics" was true from about 2002-2008. Since 2009, however, only a very small part of rise in disability rolls "reflects simple demographics" (the difference in slope being much, much less pronounced). Someone should tell Krugman that the entirety of the "aging baby boomers" has been in the "older worker" column since 2009, and started leaving for retirement in 2011.

    If you want to understand the trouble Democrats are in, all you need to do is try following the "logic" of one Paul Krugman.

  3. #133
    ThunderCougarFalconBird
    roughdraft274's Avatar
    Join Date
    Feb 2010
    Location
    Louisiana
    Last Seen
    Today @ 02:17 PM
    Gender
    Lean
    Other
    Posts
    11,068

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by sawyerloggingon View Post
    How do you know? Can you quote the pertinent line in the 3000 pages? what is your source?
    There isn't a line saying it's not retroactive. But it's not my job to prove that. It's your job to show me the line that says it is. And why on earth would you think that it would be? It's a stupid concept. That's how I know it's not in there. You can't just make **** up and then pretend it's in the bill. I know thats how you normally operate but that's not how it works.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

  4. #134
    ThunderCougarFalconBird
    roughdraft274's Avatar
    Join Date
    Feb 2010
    Location
    Louisiana
    Last Seen
    Today @ 02:17 PM
    Gender
    Lean
    Other
    Posts
    11,068

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by trfjr View Post
    not tenderhearted just pointing out the vile disgusting blatant hypocrisy on the left
    Kinda like how you're willing to complain about those gaming the system, while planning out ways to game the system?

    Have fun with that.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

  5. #135
    ThunderCougarFalconBird
    roughdraft274's Avatar
    Join Date
    Feb 2010
    Location
    Louisiana
    Last Seen
    Today @ 02:17 PM
    Gender
    Lean
    Other
    Posts
    11,068

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by jmotivator View Post
    So wait, a major selling point of the ACA was that it mad eit illegal to deny anyone insurance for pre-existing conditions. And now you propose that the fix to the major flaw in the penalty system is to... limit access to people with pre-existing conditions?

    Hmmmmm....
    Completely different. Please don't be intentionally thick headed about this.

    The goal of the ACA was to increase access especially to those with ore-existing conditions. And it will do this. But it was not created so that people could get insurance as soon as they get admitted to the hospital. There's a difference. In order to see it you'd have to take those nifty blinders off.
    Quote Originally Posted by TurtleDude View Post
    uh that is so small as to be stupid. Do you want registration? given less than 3% of criminals get their guns from private sales, its pretty much a waste of resources
    **Thirty Minutes Later**
    Quote Originally Posted by TurtleDude View Post
    you are confused. I never denied that many criminals get guns in private sales.

  6. #136
    Banned
    Join Date
    May 2011
    Location
    Where they have FOX on in bars and restaurants
    Last Seen
    09-14-14 @ 02:09 PM
    Gender
    Lean
    Independent
    Posts
    14,700

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by roughdraft274 View Post
    There isn't a line saying it's not retroactive. But it's not my job to prove that. It's your job to show me the line that says it is. And why on earth would you think that it would be? It's a stupid concept. That's how I know it's not in there. You can't just make **** up and then pretend it's in the bill. I know thats how you normally operate but that's not how it works.
    No need to get snotty. You said something like you knew it for a fact so I assumed you had real world info. I honestly don't know one way or the other and I thought maybe you did, my mistake.

  7. #137
    Banned
    Join Date
    Feb 2013
    Last Seen
    12-08-13 @ 10:28 AM
    Gender
    Lean
    Libertarian - Right
    Posts
    3,114

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by roughdraft274 View Post
    Kinda like how you're willing to complain about those gaming the system, while planning out ways to game the system?

    Have fun with that.
    its not gaming the system it is buying a service when you need it and not buying when you don't.

    Its not my fault the dumb ass democrats passed such a flawed law that it is cheaper to not get insurence if you dont need it and allows you to buy it when you do
    Last edited by trfjr; 06-14-13 at 12:24 PM.

  8. #138
    Sage
    jmotivator's Avatar
    Join Date
    Feb 2013
    Location
    Virginia
    Last Seen
    Today @ 11:02 AM
    Gender
    Lean
    Conservative
    Posts
    16,689

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Deuce View Post
    You are aware that an insurance company doesn't have to pay for pre-existing bills, right? If I wait until I get sick, the insurance might not kick in until after I get myself a big fat bill. Even if I try to be sneaky and sign up for insurance during the ride to the hospital, I'd bet insurance companies will have a "your insurance starts next week" clause.
    You aren't thinking about this very carefully. Let's say a 20 something year old decides not to pay for health insurance be cause it costs more than the fine. Some time later he starts feeling sick and applies for insurance and schedules a doctor's visit. After the checkup the doctor decides that he needs to see a specialist, who gives him an appointment two weeks later. The specialist finds through a battery of tests that the patient has Leukemia and immediately puts him on the path to a treatment regimen.

    How much of that do you think will be covered by Health Insurance? If you say "none" then the ACA really doesn't cover pre-existing conditions. By the way the bill was sold, all of that would be covered by insurance.

    Moreover, the actual rate of catastrophic illness in the young healthy population is so low that it is a fair bet that the average 20 something could go YEARS without actually needing health insurance. Out of 1000 27-45 year olds, how many will incur a medical bill exceeding, say, $2000 in that 18 years? The reason I have insurance at all is to maintain that unbroken insurance record in order to avoid getting penalized for a pre-existing condition. If I don't have to worry about that penalty then the odds are well in my favor in any given year that I will not have a catastrophic medical expense.

    More over, there is already a type of insurance that covers ONLY critical illness expenses that you can buy to cover a set amount of medical bills. Mutual of Omaha has a plan that covers accidents AND illnesses like cancer for $16/month per $25,000 in pay out. A $50,000 policy would cover almost every conceivable illness I might incurr, and I can pay the every day medical bills with the money I save by NOT paying for Obamacare. A $25,000 policy would cover the majority of the illnesses I might contract, all cheaper than Obamacare.

    Obamacare seems to "fix" a problem that only appears to impact those incapable of rational life planning.


    Anyone who thinks Obamacare threatens the insurance industry should keep in mind that the insurance industry wrote the bill.
    So the Insurance industry wrote the insurance bill and then spent huge sums of money trying to defeat it?

  9. #139
    Banned
    Join Date
    Feb 2013
    Last Seen
    12-08-13 @ 10:28 AM
    Gender
    Lean
    Libertarian - Right
    Posts
    3,114

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by roughdraft274 View Post
    There isn't a line saying it's not retroactive. But it's not my job to prove that. It's your job to show me the line that says it is. And why on earth would you think that it would be? It's a stupid concept. That's how I know it's not in there. You can't just make **** up and then pretend it's in the bill. I know thats how you normally operate but that's not how it works.
    the whole bill is one big stupid concept. so why would it not be believeable if that wasn't in there?
    what stupid ass decided no businesses under 50 employees would have to provide insurance and not expect businesses to keep who they hire under 50? what idiot thought it was a good idea to not force business to provide insurance for part timers and not expect business not to make every one part time?

  10. #140
    Sage

    Join Date
    Dec 2011
    Location
    Florida
    Last Seen
    Today @ 03:54 AM
    Gender
    Lean
    Liberal
    Posts
    23,366

    Re: Obamacare: Is a $2,000 deductible 'affordable?'

    Quote Originally Posted by Woodman909 View Post
    If this law wasn't so horrible, not to mention unconstitutional, it would almost be funny. Couple this with the hoards of illegals (soon to be legal democrats) that will get health care for free, and you can watch the USA become Greece in a matter of months, if not weeks.
    LOL. Why are you so hung up on a 3rd world country like Greece. Nothing about Greece resembles the USA....nothing.

Page 14 of 58 FirstFirst ... 4121314151624 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •