"He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
The point is, the "we're trying to ban smoking to save money" argument is weak. If we're only speaking financially, we should want old people to die as quickly as possible.
"If I take death into my life, acknowledge it, and face it squarely, I will free myself from the anxiety of death and the pettiness of life - and only then will I be free to become myself." ~ Martin Heidegger
If you're a bulk shopper who plans ahead it's a great deal. I tried it for a bit, but I'm a procrastinator and it didn't suit me.