There's probably no way that you can crunch hypothetical numbers to know for sure, but I can't possibly think that it'd be more expensive to have large structures that house many people and use less in utilities than to give people money to use at their own discretion, or subsidizing "section 8" places. I mean, let's face it - welfare shouldn't get you your own place. You don't earn that. If you want to have your own place, you stay at a shelter I described and save up money in order to put yourself in your own space.Now, this is an actual statement with substance! I actually love this idea and have advocated it myself. However, the trouble I run across in practicality is the cost. Can you implement a system like that, with the same allocation of funds the current system has? The argument you into is, no and we shouldn't anyway, because it's a waste of tax payer money. How logistically, do you restructure funding, and get the people who truly believe the poor are just lazy on board with that kind of a system?
The problem I see, is when the argument shifts to the merits of the recipients, you have a problem. Because the narrative from the right promotes the stereotype about poverty that deems them worthless and lazy, it makes it difficult to discuss. That type of narrative drives an invalid perception of the poor, that makes people think they aren't worth helping. The kinds of stereotypes you yourself promoted here. How does a national discussion about that kind of reform, if one side doesn't acknowledge it's worth reforming?
Why do you think Mexicans fit 20 people in a 2 bedroom apartment? Cost. There is cost minimization in people sharing common space as opposed to giving them each their own.
If you give people the absolute minimum necessary to function but give them discretionary funds used solely for employment-seeking actions (or maybe even have shelters with available vehicles that can be used as limited transports), you can get people to work toward self-sufficiency. I have no problem meeting anyone halfway who really tries to better his or her situation.