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Thread: Calif. Dems push liability insurance for gun owners

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    Calif. Dems push liability insurance for gun owners

    It will be interesting to see how this plays out

    Calif. Dems push liability insurance for gun owners

    Democratic lawmakers in California introduced a bill Tuesday that would require gun owners to purchase liability insurance to cover costs in case their weapons ever caused death or injury.

    “The government requires insurance as a condition of operating a car — at the very least we should impose a similar requirement for owning a firearm,” San Francisco Assemblymember Philip Y. Ting said in a press release from the California State Assembly. “The cost to society of destruction by guns is currently being born collectively by all of us, and not by those who, either through carelessness or malice, cause the destruction. It is time to change that equation so that those who cause the harm pay the costs.”
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    Re: Calif. Dems push liability insurance for gun owners

    Quote Originally Posted by Somerville View Post
    It will be interesting to see how this plays out
    Just when we think the anti-2nd amendment tards couldn't **** on the 2nd amendment even more they prove us wrong.
    "A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murder is less to fear"

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    Re: Calif. Dems push liability insurance for gun owners

    Wouldn't this require an amendment to the U.S. Constitution? That is an infringement on a constitutional right, which is forbidden. Now, if the government provides that insurance for free (at no cost to the weapon owner) they may be able to do it.

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    Re: Calif. Dems push liability insurance for gun owners

    Sounds as reasonable as requiring manditory lawyer insurance should you ever be charged with any crime; no lawyer insurance policy then no taxpayer funded attorney either. Yet another "reasonable restriction" to place basic individual Constitutional rights out of reach of all but the rich. Note thet all "gun control" measures seem to require more money to be paid to keep these rights, not ever considered as "infringements", simply "reasonable restrictions" that a bit of money, paid as directed by the gov't, will overcome easily. Just like in Texas, where $240 lets you keep and bear your handgun. Hmm...
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    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: Calif. Dems push liability insurance for gun owners

    How many legal gun owners see their weapons cause accidental or intentional damage every year?

    In 2008 there were 592 accidental gun deaths (0.5% of all accidental deaths that year).
    There were 304 million people in the U.S. in 2008, so accidental gun deaths accounted for the deaths of less than 0.0002% of the total population.

    On the other hand, there were 37,261 deaths related to vehicular accidents in 2008. So vehicular accident deaths account for the deaths of 0.01% of the population.

    In addition to the deaths from vehicular accidents, there were 10.2 million total accidents (may or may not have included a fatality).


    Total accidental shootings not resulting in death? Harder to find. Looks like at least 2,500 based on what I could find on google that would actually load up.

    So maybe I'm missing something, but I'm not getting why it would be necessary for law-abiding gun owners to have insurance because of gun ownership. The likelihood of accidental shooting (for which the insurance would apply) is slim to nil, and injuries sustained inside the home, where most accidents are likely to occur, would be covered by homeowners insurance or medical insurance. Assuming the gun owner had neither, they could easily be sued in civil court for damages. By the numbers, insurance specifically for gun owners seems rather silly.
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    Re: Calif. Dems push liability insurance for gun owners

    Quote Originally Posted by Somerville View Post
    It will be interesting to see how this plays out
    I'm curious - you don't say so in your post but did Assemblymember Ting indicate that in California if your car is stolen and it is then involved in the commission of a crime, you are liable for that illegal act and any damages resulting? If you live in California and a deranged neighbor steals your shovel and bops another neighbor on the head with it, are you liable because the shovel hitting the head was yours?

    I ask these questions not knowing what to expect since California is the birthplace of most idiocy.

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    Re: Calif. Dems push liability insurance for gun owners

    Hopefully this bill will get shot down really quick. Absolutely idiotic.

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    Re: Calif. Dems push liability insurance for gun owners

    Quote Originally Posted by TheNextEra View Post
    Hopefully this bill will get shot down really quick. Absolutely idiotic.
    I hope you're right but the fact that it has the potential to create an entirely new product(gun insurance) with a guaranteed customer base(gun owners) tells me that it may gain the support of some very powerful players.(insurance lobby) The fact that the assemblyman who came up with this crackpot attempt to violate the 2nd amendment comes from San Fransisco shouldn't surprise anyone, either. Seriously, between the 9th circuit and crap like this has there ever been an idea that came out of that city that wasn't crazy?
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    Re: Calif. Dems push liability insurance for gun owners

    Quote Originally Posted by jamesrage View Post
    Just when we think the anti-2nd amendment tards couldn't **** on the 2nd amendment even more they prove us wrong.
    I have been saying this from the beginning--it is not about protecting anyone--it is about being able to find people to sue (via registration/tracking in some way shape or form) and insuring that there is money there to pay the trial lawyers. It is John Edwards' Liberalism---"Honestly, I am in it for the principle--the principle of making someone give me a fight check (tee hee hee)....."

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    Re: Calif. Dems push liability insurance for gun owners

    There is a direct Constitutional right to bear arms, there is not a Constitutional right to drive a car. Mandating that someone buy insurance and keep it current to own their gun is just indirect infringement upon 2nd Amendment rights.

    I also laughed when I read this part.

    It is time to change that equation so that those who cause the harm pay the costs.
    Gun owners do not cause harm, this is essentially trying to ignorantly blanket gun owners as criminals and the ones responsible for "causing harm". If someone illegally uses their gun to hurt someone or kill someone else they will be tried in court, found guilty, and forced to pay the costs via legal action. That's how it should be.
    Last edited by digsbe; 02-07-13 at 12:56 PM.
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