Just the idea of pretending florida is like Ny and areas like that is absurd. First off florida does not have mountains to deal with and run off. Seconmd florida does not have a lot of underground facilities like Ny does. Florida does not have to worry about temps that fall below zero at that time of year. Florida has trees and fauna used to tropical rains, which NY doesn't have. Florida has canals and run off areas to deal with the flooding of hurricanes. NY doesn't have that sort of run off.
You just need to calm down and stop pretending like each area deals with the same disasters like others. The disasters hit areas differently. If you had a kansas tornado hit NY the death toll and destruction of it would dwarf any kansas tornado ever. If you had a california earthquake hit NY you would see a disaster like you could not imagine. Of course if you dump three feet of snow in Florida their houses would collapse, their utilities would be ravaged, and the people would die because they simply are not made to deal with a huge snowstorm.