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Thread: Federal government releases long-awaited health reform rules

  1. #21
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    Re: Federal government releases long-awaited health reform rules

    Quote Originally Posted by roughdraft274 View Post
    No where in the article does it say that they are only charging smokers more, and it does not say 5x more. We need to deal with this rationally and not go off making up numbers Harry.

    It said that it will allow insurers to charge a certain amount extra for certain groups that are at higher risk such as smokers and older people. I'm sure obese people also fit in to this category. All it is doing is limiting the amount that can be charged extra to a reasonable amount.
    You should not be "sure" that any past rational health risk factors will be used to set individual premium rates. PPACA allows only age and tobacco use to be considered.

    See link: http://www.acscan.org/pdf/healthcare...atingRules.pdf
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: Federal government releases long-awaited health reform rules

    While you're at it let the government control exactly how many calories you consume, when you see the doctor for what and how to spend your money. Personal responsibility will no longer have to be learned or a possibility for an independent thinking person, you can be a robot.
    Einstein, "science without religion is lame, religion without science is blind."

  3. #23
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    Re: Federal government releases long-awaited health reform rules

    Quote Originally Posted by TheNextEra View Post
    Again, you still have not shown proof of health issues from having a glass of wine every 3-4 days. That isn't an increased risk.
    Ok, now that is settled.
    Why should people who use any amount of alcohol be exempted, while tabacco users, of varying degrees, must pay the full price?

    Light drinking may relate to increase in risk for certain cancers
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    Re: Federal government releases long-awaited health reform rules

    Quote Originally Posted by Harry Guerrilla View Post
    Ok, now that is settled.
    Why should people who use any amount of alcohol be exempted, while tabacco users, of varying degrees, must pay the full price?

    Light drinking may relate to increase in risk for certain cancers

    Not settled, per your article:

    an average reported intake of up to 1 typical drink/day
    That's not every 3-4 days. Next? Again when you want to show a PEER reviewd study of a glass of wine every 3-4 days as being a health issue, I will be waiting.

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    Re: Federal government releases long-awaited health reform rules

    Quote Originally Posted by TheNextEra View Post
    Not settled, per your article:



    That's not every 3-4 days. Next? Again when you want to show a PEER reviewd study of a glass of wine every 3-4 days as being a health issue, I will be waiting.
    The facts are, alcohol is a carcinogen, aka it causes cancer.
    Increased premiums for tobacco users don't differentiate between light users and heavy users.

    Sorry bud, I know it's easy to let go when your ox isn't being gored, but you need to pay your share of the risk to.

    Light Drinking May Cause Dementia - Page 2 - Technorati Lifestyle

    Medscape: Medscape Access

    Even light drinking increases cancer risk - Health News - Health & Families - The Independent
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
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    Re: Federal government releases long-awaited health reform rules

    we could have avoided much of this if we had just let people buy into basic coverage with Medicare. unfortunately, we chose the heritage foundation's solution. hopefully we can take another look at this situation again in the future and make the appropriate tweaks. until then, given the stupid system of employer specific, for-profit health insurance as the primary gateway to coverage, expect prices to go up.

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    Re: Federal government releases long-awaited health reform rules

    Quote Originally Posted by Helix View Post
    we could have avoided much of this if we had just let people buy into basic coverage with Medicare. unfortunately, we chose the heritage foundation's solution. hopefully we can take another look at this situation again in the future and make the appropriate tweaks. until then, given the stupid system of employer specific, for-profit health insurance as the primary gateway to coverage, expect prices to go up.
    Expect them to go up quite a bit. Expect them to REQUIRE you to get a physical every year, and to REQUIRE your doctor to forward information on any potentially surchargeable issue directly to the insurance company. Heaven help the family that has a newborn child with Down's Syndrome, MS, or any other sort of genetic disability like that. Their premiums are going to shoot through the roof.

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    Re: Federal government releases long-awaited health reform rules

    Basically everybody now will be paying the premiums of rated people. Welcome to the world of Obamacare. The reason I never created health insurance for my employees when I do not have to was because a couple people would have been rated enough to drive up the cost for everybody so I assist with a fixed amount per employee toward private policies. On the plus side, smokers won't be getting screwed I suppose.

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    Re: Federal government releases long-awaited health reform rules

    Quote Originally Posted by roughdraft274 View Post
    it averages the cost of men and women,
    Just curious on your thoughts... Women are known to use more health care then men, so why should they pay the same premium?

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    Re: Federal government releases long-awaited health reform rules

    This is no surprise given that the goal is to push the nation into single payer healthcare plan. These rules basically help take the profit and market forces out of insurance.

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