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Papa John's CEO: Obamacare likely to raise costs, employee's hours being cut [W:387]

Please supply the link to any post I have made that says the sky is falling. I doubt the sky will ever fall, since it is mostly all just empty space. You, sir, are a genuine nut case. You are delusional and need to take your meds.

There is no need to get nasty about this. I think I will trust the experts on how Obamacare will effect the economy. All this speculation that it will be bad for the economy is simply speculation, and nothing more.
 
Strange how Papa Johns can pay for Universal Healthcare in Britain and Europe, but not in the US... Not very patriotic, is it?

Papa Johns business model is similar to McDonalds in many respects, which means the owners in the UK are probably locals and have adjusted their prices and practices accordingly.
 
There is no need to get nasty about this. I think I will trust the experts on how Obamacare will effect the economy. All this speculation that it will be bad for the economy is simply speculation, and nothing more.

Dont need any expert to tell me what I already know. I am feeling the effects of this election today right now. I am feeling the effects of obama care because my premiums have been skyrocketing and I pay annually. I could care less about experts, I am the expert of my life and Obamas policies and Obamacare are expensive and suck.
 
Well I think we pay enough for Medicare, Medicaid, and VA health care that we could combine those programs and have enough to cover the working people who aren't covered. There is a lot of waste and fraud in those systems.

It was suggested that when the ACA was being debated, why not just remove the "65 and above" requirement and we have a program that need only be expanded. The administrative overhead of Medicare is approximately 3%.

It just seems a better deal for U.S. businesses to get them out of paying for and administrating their employee's healthcare.
 
Dont need any expert to tell me what I already know. I am feeling the effects of this election today right now. I am feeling the effects of obama care because my premiums have been skyrocketing and I pay annually. I could care less about experts, I am the expert of my life and Obamas policies and Obamacare are expensive and suck.

It's rather funny how only the right wing premiums have gone up. I never hear from moderates or leftists that their premiums have gone up.
 
Credit Default Swaps. The banks created a new synthetic market where they packaged together bad debt and sold it to other banks and investors, which essentially removed the risk from their loans. This freed them up to make more and more loans to less and less qualified people. Sub-prime mortgages were handed out by the boatloads. Loans to people who had no business taking out housing loans, much less at the ridiculous interest rates they were being charged. One day the system came collapsing down when people started defaulting on their loans and the market realized that the majority of the CDS's were absolutely worthless.

This was not the only cause of the crisis, but it was the biggest part of it. Though the federal government did play a role, YES, the banks are primarily responsible for the crisis, and we decided to bail their rich asses out.

I believe you were misinformed.

It was the government who not only encouraged banks to lend mortgages to those who couldn't afford them, they actually passed laws forcing banks to lend money to people who would not otherwise be eligible for them through the traditional means. In fact Barrack Obama, during his 'community organizing' days, was one of those who brought a class action suit against City Bank (I believe it was) for not allowing sufficient mortgages to minority applicants. Again, it was the government's attempts at social engineering that was the source of the problem, and there will naturally more of that on the way.
 
I really have no problem with Canadian leftist as long as they do not pretend that the reason they don't need a big military is not because the US next door would defend them and the world knows it.

Of course they believe that Americans are warmongers and Canadians are peace keepers. It is what you would expect from any leftist.
I don't even mind people being critical of the US from abroad. I just think they need to realize the huge military we pay for saves them the need to have one of their own of that size and scale, which in turn, allows them to be able to afford more social spending.

You're preaching to the choir here. The middle and right agree with you 100% but the leftists will disagree, just as they do in your own country.
I would mind US leftist a lot less if they actually tried to be effective at the state and local levels instead of buying their power in DC. There shouldn't be a mile of difference between environmentalists and conservationists but there is because conservation require boots on the ground outside the beltway and environmentalists do not protect much of anything except themselves.

It's the same in every western democracy.
 
It's rather funny how only the right wing premiums have gone up. I never hear from moderates or leftists that their premiums have gone up.

Its funny that for someone who dont pay the premiums their rates havent went up. It seems as though our leftist friends never have to pay the bill when its due.
 
because hey, they can offer a million free pizzas for a promotion and the CEO has a ****ing moat around his mansion but he'll be godddamned if he has to help his employees out.

Why should he? Obama gave exemptions to 1200 corporations, including Wal-Mart, whose heirs are worth $20 BILLION (not million) EACH. If THEY can't afford ObamaCare, Papa Johns certainly can't.

But Papa Johns made the mistake of not buying off the President.

Hmmm, let's see if you even DARE criticism Obama for exempting 1200 of the wealthiest corporations from ObamaCare?
 
Its funny that for someone who dont pay the premiums their rates havent went up. It seems as though our leftist friends never have to pay the bill when its due.

You're right. The only ones who pay bills in this country are the republicans. Wow, you got me on that one.
 
You're right. The only ones who pay bills in this country are the republicans. Wow, you got me on that one.

Wasnt trying to get ya. Just being sarcastic. By the way I am NOT a republican.
 

The Government is in bed with big buisness but Americans don;t seem to care.

They will support their chosen political party and their leaders no matter what happens.

This next term will bring even more crony capitalism with money flying in every direction, pockets being lined, everyone looking the other way, and with no one going to jail.
 
Why should he? Obama gave exemptions to 1200 corporations, including Wal-Mart, whose heirs are worth $20 BILLION (not million) EACH. If THEY can't afford ObamaCare, Papa Johns certainly can't.

But Papa Johns made the mistake of not buying off the President.

Hmmm, let's see if you even DARE criticism Obama for exempting 1200 of the wealthiest corporations from ObamaCare?

You may appreciate these observations.Dodd-Frank’s crony capitalism | FP Comment | Financial Post
 
The Government is in bed with big buisness but Americans don;t seem to care.

They will support their chosen political party and their leaders no matter what happens.

This next term will bring even more crony capitalism with money flying in every direction, pockets being lined, everyone looking the other way, and with no one going to jail.

Wow, that's a cool trick. You can see into the future.
 
Papa John's CEO: Obamacare likely to raise costs, employee's hours being cut

It's a regulation man. You don't see the guy bitching that he can't use dog food on his pizzas and all his food has to be guaranteed safe for consumption. It is simply him wanting to whine and bitch over something that has no significant impact on his bottom line.
by what logic or 'right' have we decided that employers are responsible for more than giving people a job with a paycheck? By what logic is an employer responsible for an employees healthcare ? Or their family? And for that matter, why the arbitrary 50 employees?
 
Re: Papa Johns' CEO: Obamacare will increase our costs, reduce employee hours

:( You are so greedy. How can you possibly want to be productive, when others could be getting the same pay for less work?



but...but....but.... that's mean....
I guess I'm just a big fat meanie-head.
 
by what logic or 'right' have we decided that employers are responsible for more than giving people a job with a paycheck? By what logic is an employer responsible for an employees healthcare ? Or their family? And for that matter, why the arbitrary 50 employees?

You dare question the "right" of Obama and his liberal pals in congress to use mandates to make people spend their money "correctly". This was held to be completely Constitutional by the SCOTUS since it is a really just a new fangled method of imposing a "tax". The trick now is for each business is to decide if the "No Obamacare tax" (penalty?) is more expensive than the Obamacare mandate, since both amounts are basically subject to change without notice, and far beyond the employer's control, that is a real mess. Yes he did!
 
Why should he? Obama gave exemptions to 1200 corporations, including Wal-Mart, whose heirs are worth $20 BILLION (not million) EACH. If THEY can't afford ObamaCare, Papa Johns certainly can't.

But Papa Johns made the mistake of not buying off the President.

Hmmm, let's see if you even DARE criticism Obama for exempting 1200 of the wealthiest corporations from ObamaCare?

Could you provide a link please?
 
Could you provide a link please?
link-legend-of-zelda.jpg

..........
 
Re: Papa Johns' CEO: Obamacare will increase our costs, reduce employee hours

Because if there is any third-party payer who is going to be a worse stand-in for the individual purchaser than an employer, it's the government.

I have government health insurance. It sucks. Oh, it has limitless coverage, I'm sure. If I get really expensive cancer, it will pay for all the third-rate care I can possibly handle. But it's also a bureaucratic nightmare. It took me two years to convince those people that the woman on my marriage certificate who was also listed as the mother of my child was, in fact, my wife. In the meantime, I was trying to dodge thousands and thousands of dollars of bills from having a child which they were obligated to pay for, but refused to do so.

Her father was a retiree, you see... so she had already had TriCare as a secondary.... and once you are already in the system, I mean, you're in the system so, I mean, why would you change... I mean, it's not like you can be both one persons daughter and another persons wife... I mean.... she's already in the system.... you see..... so..... :roll:

THEN they accused me of fraud and threatened me because the hospital had originally billed them for a "Baby Smith" (my last name isn't smith, but I'm using it as a stand-in), and I was trying to claim a child whose first name was not "Baby". You see, "Baby" was already in the system... sooooo...... [/rant].

Where I live, I'm only allowed to use a single hospital, which is about 40 minutes away. If I want to use closer facilities, there is one, but it's for non-emergency healthcare only. So I have to go down to the hospital, get my primary switched over to the closer facility which cannot actually provide anything close to a full range of healthcare, then drive back up to the closer facility, then get the healthcare, then drive back down to the hospital and get it switched back so if there is an emergency or I need healthcare after 1600 or on a weekend I can still get a someone to stitch me back up.

The Hospital is not exactly state of the art. We had a friend have a baby there last July - she got a nice cot, the husband got a stool. There was no air conditioning. We live on a tropical island. Imagine having your child (and then trying to rest afterwards) in 90 degree heat with 100% humidity.



For businesses that is correct. Ditto for the fact that we compete with other nations who burden their companies with a lower corporate tax rate. Less so for the individuals who bear a higher tax burden to pay for an inefficient healthcare system.



:) no flame retardation necessary. You are absolutely right that we need to move away from employer-provided health insurance. We just need to move to an actual insurance model of individually purchased health insurance, just like we do for auto, house, and life insurance.

I haven't seen that reasoning discussed. I think single payer, extending Medicare, would be a better plan than the ACA. Our employers should not be burdened with carrying insurance for us.

I'm sorry your insurance sucks, but that is not the case for Medicare nor the insurance the congress and I think most other federal employees receive. It can be done better, that is for sure.

How, could insurance companies offer affordable individual polices?
 
So since these individuals committed fraud, how come they were never charged? It's not like fraud was legal back then.

Uh, because it's not fraud? Being a complete dickhead isn't illegal, it's just horrible, horrible, horrible banking practices.

It was the government who not only encouraged banks to lend mortgages to those who couldn't afford them, they actually passed laws forcing banks to lend money to people who would not otherwise be eligible for them through the traditional means. In fact Barrack Obama, during his 'community organizing' days, was one of those who brought a class action suit against City Bank (I believe it was) for not allowing sufficient mortgages to minority applicants. Again, it was the government's attempts at social engineering that was the source of the problem, and there will naturally more of that on the way.

If you'll remember, the crash happened before obama even took office.

CDS's and subprime lending were pumping up the housing bubble for many, many years, this wasn't something that happened overnight.

Though yes, legislation like this that obama is pushing to force subprime lending is leading us right back down the same road and dampening our recovery.

Some people refuse to learn from history.
 
Re: Papa Johns' CEO: Obamacare will increase our costs, reduce employee hours

I haven't seen that reasoning discussed. I think single payer, extending Medicare, would be a better plan than the ACA

So long as we are willing to accept a poorer future in which our elderly lack access to healthcare, yes. There is a reason that every single-payer program comes along with a bureaucracy whose job it is to decide when people are no longer cost-effective.

Our employers should not be burdened with carrying insurance for us.

Medicare is currently slated to go bankrupt in 12 years. How in the world is adding hundreds of millions of people to its' rolls likely to improve that?

I'm sorry your insurance sucks, but that is not the case for Medicare nor the insurance the congress and I think most other federal employees receive. It can be done better, that is for sure.

Again, Medicare is about to go bankrupt, and take Social Security and the rest of the Federal government with it. It is not a model we want to build on.

How, could insurance companies offer affordable individual polices?

:D I'm glad you asked.

The short answer is - the same way that the automobile insurance companies do. Think about it - your car insurance doesn't pay for you to fill up your gas tank. It doesn't pay for your oil changes. If it did pay for these things - would you really care what the price of gas was? Would you get the economy gas when you could get the "Chevron Silver" for 10 cents more and (according to the cartoon on the pump) help clean your engine? You would, and you wouldn't care about the cost, because you aren't paying for it. But auto insurance doesn't operate like that - it's insurance. It pays for when something unexpected and/or catastrophic happens - when you get into an accident. That's what insurance is, that's how it is supposed to function. But for some reason we expect our health insurance to pay for the equivalent of tanks of gas and oil changes. And so people don't care how much the extra shot costs, they don't really care if the test is redundant, and sure, supersize my hospital room as much as my insurance company will pay for.

We don't allow people to make price conscious decisions with healthcare, and that is why health insurance is so expensive. Because none of us make price conscious decisions, all of us cost more, and so the price of insuring us rises.

High-deductible, catastrophic care health insurance is A) affordable and B) actually insurance. It has the additional virtue of causing people to make most medical decisions (which are neither catastrophic nor emergency) in a price-conscious manner, while at the same time making sure that if little johnny get's a broken arm, or your spouse get's cancer, that you are covered. When paired with Health Savings Accounts, which allow you to pay for regular maintenance-style healthcare with pre-tax dollars, the system can work very well indeed.

These aren't individual experience (except for the last one), but when we look at the reform efforts that have sought to put price-consciousness back into play, we see that they have been very successful:


Indiana offered HSA's, which have patients save money in tax-free accounts (where it grows and remains theirs forever and ever unless theys pend it) matched with high deductible plans to it's employees. Employees began to respond to price signals, and medical costs per patient were reduced by 33% and expenditures to the state were reduced by 11%.

Safeway has instituted a program that gave financial incentives to people who engaged in healthy behavior by allowing price signals in the insurance side of the market to work (Indiana worked on the medical side), and saw it's per-captia health care costs remain flat from 2005-2009; when most companies saw theirs jump by 38%.

Whole Foods instituted HSA's, and let's the employees choose what they want the company to fund. This institutes price pressure on the medical side (WF covers the high-deductible plan 100%), and their CEO points out that as a result Whole Foods' per-capita costs are much lower than typical insurance programs, while maintaining employee satisfaction.

Medicare Part D utilized price pressure on the insurance side, and saw expenditures come in at 40% UNDER the original estimates - the only such government program in history to do so.

Wendy's instituted HSA's, and saw the number of their employees who got preventative and annual checkup care climb even as they saw claims decrease by 14% (in one year).

Wal-Mart's low cost clinics and prescriptions save us oodles of cash. Wal-Mart reports that "half of their clinic patients report that they are uninsured" and that "if it were not for [Wal-Marts'] clinics they would haven't gotten care - or they would have gone to an emergency room". Walmart - reducing costs and expenditures.

Dr Robert Berry runs a practice called PATMOS (payment at time of service). he doesn't take insurance at all - but simply posts the prices of his services. By removing the cost of dealing with mutliple insurance agencies, medicare, and medicaid, the prices he is able to list are one half to ONE THIRD of standard.
 
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