Red tape does create jobs. Jobs that the consumer has to pay for. The dentist has all that extra insurance paperwork to do so he hires another assistant. To cover the cost of the assistant's salary, he raises his prices so that none of the extra cost comes out of his pocket. In the end, consumers pay the bill for most every piece of red tape, new laws and new regulations. It is all pushed down hill until it hits us. Hey, we asked for it and we got it!