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Thread: One In Five Households Burdened By Student Debt, A Record

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    Re: One In Five Households Burdened By Student Debt, A Record

    Part of the problem IMO is that the US would be better served if we created divergent education models sending people earlier on into technical v. academic programs. Some of the Governor's School programs seem to be helping--charter schools not so much.

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    Re: One In Five Households Burdened By Student Debt, A Record

    Texas in particular, I think, has done some excellent work in that direction.

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    Re: One In Five Households Burdened By Student Debt, A Record

    From what I know of it, Texas is heading in the right direction but they have also cooked the numbers by some school systems hiding dropout/expulsion rates in their "homeschooling" numbers.

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by mike2810 View Post
    I blame the parents for the debt. Even before you have a kid, people need to be planning for the future. It costs to raise a kid. Even trade schools have a cost. Find a way to put a little away each month and live below your means.

    IMO, to many people have lived pay check to pay check because they wanted a new car every other year, the big flat screen tv, the latest cell phone/smart phone, etc. This has resulted in borrowing large amounts to put the kid through school.
    You really don't know what you are talking about. Most people are in debt because they cannot afford college even with their parents help and thus have to borrow money to finance their education.
    "And in the end, we were all just humans, drunk on the idea that love, only love, could heal our brokenness."

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by The Prof View Post
    One in five households burdened by student debt, a record - latimes

    another wing of obama's majority coalition

    too many of our kids are pursuing worthless degrees

    Half of college grads can't find full-time jobs - CBS News
    I completely agree. These kids are being led down the primrose path. Look at the cost of higher education in this country. It is completely out of line. Ridiculous that students are mortgaging the next ten-twenty years of their lives for a degree. Go to a community college for a two-year; then pursue the other two with your part-time jobs and bitsy loans. Parents/their kids are nutz.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

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    Re: One In Five Households Burdened By Student Debt, A Record

    Not to toot my own horn, but I wrote an article chronicling the history of the crisis that is student debt, though some may not agree with what I propose as the solution, I think it will be informative nonetheless. (The Crisis of Student Debt in America | Global Research)
    "And in the end, we were all just humans, drunk on the idea that love, only love, could heal our brokenness."

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    Re: One In Five Households Burdened By Student Debt, A Record

    On average college graduates make more money. On the other hand, they lose 4 working years of their life, have to pay for tuition, room and board while not working a full time job, and end up with student loan payments. Does the extra income make up for the loss of 4 years and the expenses incurred while going to school? Not for everyone.

    Of course, that's not exactly a message we broadcast to the kids. We show them bar charts showing higher income figures to convince them they should all go on to further education. Which results in more people getting college degrees than we really need for the jobs - many jobs don't really require that type of education. I mean, if we ever get to the point where 100% of people obtain college degrees we're going to have the janitorial staff be college educated.

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    Re: One In Five Households Burdened By Student Debt, A Record

    There is the added dynamic that most people spend most of their lives within 100 miles of their hometown. If you live in an area where $100K piece of paper isn't going to give you a $100K step up then it may not be worth it unless you are determined to go where the jobs in your field are.

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by vvx View Post
    On average college graduates make more money. On the other hand, they lose 4 working years of their life, have to pay for tuition, room and board while not working a full time job, and end up with student loan payments. Does the extra income make up for the loss of 4 years and the expenses incurred while going to school? Not for everyone.

    Of course, that's not exactly a message we broadcast to the kids. We show them bar charts showing higher income figures to convince them they should all go on to further education. Which results in more people getting college degrees than we really need for the jobs - many jobs don't really require that type of education. I mean, if we ever get to the point where 100% of people obtain college degrees we're going to have the janitorial staff be college educated.
    Not true. There are a ton of people like myself who commute to school and are working part-time while going to college.
    "And in the end, we were all just humans, drunk on the idea that love, only love, could heal our brokenness."

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