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Thread: One In Five Households Burdened By Student Debt, A Record

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by LaMidRighter View Post
    It's not surprising. College education is great but way oversold as the "be all end all" of success. I've known more millionaires in La. that started as high school graduates than I can count due to hard work and natural curiosity and I've known plenty of college grads scratching to get to middle class. It's not about credentials as much as having a willingness to do what has to be done.

    That said, a college degree is an advantage but one must be willing to apply things learned to use in the job market. A degree is no longer a golden ticket.
    I absolutely agree. I believe college educations are overrated. There is nothing you cant learn on the internet that isn't taught in the classroom. Not to mention there is nothing wrong with being a blue collar worker - such as; a plumber, carpenter, machine operator, general construction, laying bricks as a mason etc... The only problem I have with trade jobs is the fact many force individuals into a union and I believe in "right to work."

    To be honest with you, my degree has absolutely nothing to do with what I currently do for a living.

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by Mr.Nick View Post
    I absolutely agree. I believe college educations are overrated. There is nothing you cant learn on the internet that isn't taught in the classroom. Not to mention there is nothing wrong with being a blue collar worker - such as; a plumber, carpenter, machine operator, general construction, laying bricks as a mason etc... The only problem I have with trade jobs is the fact many force individuals into a union and I believe in "right to work."

    To be honest with you, my degree has absolutely nothing to do with what I currently do for a living.
    100% agree. Many of the "blue collar" jobs you described are 75K$+ per year and I agree that they shouldn't be forced unions. The thing I tell people is that if one takes college seriously it makes you "learn how to learn", and that is the secret, though some advanced degrees simply cannot be substituted outside of college(those aren't the bulk of the offerings though).

    Some problems come about in specific fields where credentials are preferred such as computer science, physics, mathematics, etc. but for high paying IT jobs really it can be learned from books/internet and the certifications happen outside of university anyway.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by LaMidRighter View Post
    100% agree. Many of the "blue collar" jobs you described are 75K$+ per year and I agree that they shouldn't be forced unions. The thing I tell people is that if one takes college seriously it makes you "learn how to learn", and that is the secret, though some advanced degrees simply cannot be substituted outside of college(those aren't the bulk of the offerings though).

    Some problems come about in specific fields where credentials are preferred such as computer science, physics, mathematics, etc. but for high paying IT jobs really it can be learned from books/internet and the certifications happen outside of university anyway.
    I have several cousins making big bucks at IT jobs and they don't have degrees - they were just computer nerds growing up and they learned everything they needed to know about computers because it was their hobby.... They didn't go to college, I suppose they had to pass the A+ certification exam but other than that they had no formal "classroom training" in computer science. They all make good money too 75-100k a year I suppose given their lifestyle...

    Hell, I have one cousin that has a degree in physics and he works with a company that specializes in internet advertising - he actually works on popup ads...

    So, I often find people who have degrees working in fields that have absolutely nothing to do with what they actually learned during their 2-6 or even 8 years in college. Another good example would be my mother - she has a liberal arts degree, but I suppose her situation is a bit different considering she was an well respected accountant for 30-years before she got her degree and only got the degree so she could take the next step up (CFO)... But it's not like a liberal arts degree has anything to do with financially managing companies.

    So in my opinion I think degrees are more symbolic than anything else. I personally don't believe a degree proves much these days, there are plenty of intelligent individuals who are more than qualified for a position that don't have a degree and there are plenty of idiots who do have degrees who aren't qualified for the same position. So having a degree is more like a badge of honor or brownie points...

    That's just the way I see it.

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by Mr.Nick View Post
    I have several cousins making big bucks at IT jobs and they don't have degrees - they were just computer nerds growing up and they learned everything they needed to know about computers because it was their hobby.... They didn't go to college, I suppose they had to pass the A+ certification exam but other than that they had no formal "classroom training" in computer science. They all make good money too 75-100k a year I suppose given their lifestyle...

    Hell, I have one cousin that has a degree in physics and he works with a company that specializes in internet advertising - he actually works on popup ads...

    So, I often find people who have degrees working in fields that have absolutely nothing to do with what they actually learned during their 2-6 or even 8 years in college. Another good example would be my mother - she has a liberal arts degree, but I suppose her situation is a bit different considering she was an well respected accountant for 30-years before she got her degree and only got the degree so she could take the next step up (CFO)... But it's not like a liberal arts degree has anything to do with financially managing companies.

    So in my opinion I think degrees are more symbolic than anything else. I personally don't believe a degree proves much these days, there are plenty of intelligent individuals who are more than qualified for a position that don't have a degree and there are plenty of idiots who do have degrees who aren't qualified for the same position. So having a degree is more like a badge of honor or brownie points...

    That's just the way I see it.
    Yep. Really all a degree says as a rule is that one sticks things through these days which is what most employers care about. That said the true value of a degree isn't the subject matter but rather the willingness to seek knowledge and tackle new challenges. I was incredibly fortunate to have professors who challenged their classes and I to this day consider them true friends, their most important lessons taught weren't subjects, but rather an intellectual curiosity that makes me a little better every day. I get pained when I see people who took the credentials too far and rather than looking for the post graduation challenge expected the degree to do all the talking.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by LaMidRighter View Post
    Yep. Really all a degree says as a rule is that one sticks things through these days which is what most employers care about. That said the true value of a degree isn't the subject matter but rather the willingness to seek knowledge and tackle new challenges. I was incredibly fortunate to have professors who challenged their classes and I to this day consider them true friends, their most important lessons taught weren't subjects, but rather an intellectual curiosity that makes me a little better every day. I get pained when I see people who took the credentials too far and rather than looking for the post graduation challenge expected the degree to do all the talking.
    You got lucky, I got a bunch of communist Mao and Che Guevara sympathizers. Actually I had points taken from me on an essay for referring to Che Guevara by his real name "Ernesto Lynch" can you believe that?

    But I suppose not all were bad, sure they may have been overly progressive but they respected intellectual freedom.

    I guess college was great as far as a social experience, but I can't say there were many professors I cared for, but like I said - some were honest enough to respect opposing views while most others were completely intolerant. I will say the more tolerant ones were at the community college level, but then when I transferred to the University of Illinois things just became too wicked.

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by The Prof View Post
    One in five households burdened by student debt, a record - latimes

    another wing of obama's majority coalition

    too many of our kids are pursuing worthless degrees

    Half of college grads can't find full-time jobs - CBS News

    Yes, because if everyone just pursued a degree in business things would be fine
    "And in the end, we were all just humans, drunk on the idea that love, only love, could heal our brokenness."

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by Mr.Nick View Post
    I absolutely agree. I believe college educations are overrated. There is nothing you cant learn on the internet that isn't taught in the classroom. Not to mention there is nothing wrong with being a blue collar worker - such as; a plumber, carpenter, machine operator, general construction, laying bricks as a mason etc... The only problem I have with trade jobs is the fact many force individuals into a union and I believe in "right to work."

    To be honest with you, my degree has absolutely nothing to do with what I currently do for a living.
    Sure, I should just drop out now and work. Or not (College Degree Nearly Doubles Annual Earnings)
    "And in the end, we were all just humans, drunk on the idea that love, only love, could heal our brokenness."

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    Re: One In Five Households Burdened By Student Debt, A Record

    Quote Originally Posted by The Prof View Post
    One in five households burdened by student debt, a record - latimes

    another wing of obama's majority coalition

    too many of our kids are pursuing worthless degrees

    Half of college grads can't find full-time jobs - CBS News
    Please explain how it's Obama's fault that corporations and businesses demand a certification of proper education and training for the occupations said corporations and businesses require to efficiently and profitably operate.
    Also, we need to legalize recreational drugs and prostitution.

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    Re: One In Five Households Burdened By Student Debt, A Record

    student debt defaults are continuing to rise. you're investing in a bubble asset, wake. i hope it works out for you.

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    Re: One In Five Households Burdened By Student Debt, A Record

    I blame the parents for the debt. Even before you have a kid, people need to be planning for the future. It costs to raise a kid. Even trade schools have a cost. Find a way to put a little away each month and live below your means.

    IMO, to many people have lived pay check to pay check because they wanted a new car every other year, the big flat screen tv, the latest cell phone/smart phone, etc. This has resulted in borrowing large amounts to put the kid through school.

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