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Thread: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by hazlnut View Post
    Poverty is what happens to the middle class after GOP policy sucks them dry.
    Really? Under Bush the middle class got a tax break. Under Obama we will get hit with higher health insurance premiums.

    The only thing that happened under Bush was at the very end, and it was due to laws signed by Clinton.
    “Tyranny is defined as that which is legal for the government but illegal for the citizenry.”
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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by Aberration View Post
    Really? Under Bush the middle class got a tax break. Under Obama we will get hit with higher health insurance premiums.

    FALSE - you'll get the chance to shop around for the best premiums.

    It shows how little you really know about the ACA.

    The only thing that happened under Bush was at the very end, and it was due to laws signed by Clinton.
    The friggin' ignorance in some posts is unbelievable. No understanding of economics causes and effects at all.

    Thanks for playing.

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by hazlnut View Post
    FALSE - you'll get the chance to shop around for the best premiums.

    It shows how little you really know about the ACA.



    The friggin' ignorance in some posts is unbelievable. No understanding of economics causes and effects at all.

    Thanks for playing.
    If you think insurance premiums will go down in a "manditory" market where only all inclusive policies are allowed you are truly blind and may be one of the last who still has Hope left over from the last election. There is no way such a policy will be cheaper than a catastrophic/ high deductible plan and an HSA account.

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by tech30528 View Post
    If you think insurance premiums will go down in a "manditory" market where only all inclusive policies are allowed you are truly blind and may be one of the last who still has Hope left over from the last election. There is no way such a policy will be cheaper than a catastrophic/ high deductible plan and an HSA account.
    Are you familiar with FEHB?

    No?

    Didn't think so...

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by Aberration View Post
    Really? Under Bush the middle class got a tax break. Under Obama we will get hit with higher health insurance premiums.

    The only thing that happened under Bush was at the very end, and it was due to laws signed by Clinton.
    Under Obama, the middle class got a tax cut, too. No one seems to want to believe that a liberal Democrat would support a tax cut, but everyone seems to think that a liberal Republican would.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by hazlnut View Post
    Are you familiar with FEHB?

    No?

    Didn't think so...
    I'm thinking this may be a wasted trip but I'll go a short way anyway. I suspect by your posts you won't accept it anyway, but what the hell, I have 3 minutes to spare.

    Yes, I am aware of FEHB. You are assuming these plans will still be available once this cluster**** of an industry takeover goes in to effect.

    Will Obamacare Kill HSAs?

    Health Savings Account (HSA) holders. Eight million Americans, according to the Treasury Department, are covered by plans with low-cost premiums and high deductibles that are designed for large, unexpected medical costs. Money is also set aside in a savings account to cover the deductibles, and whatever isn’t spent in one year can build up tax-free. Nearly a third of new HSA users, according to Treasury figures, previously had no insurance or bought coverage on their own.

    These policies will be severely limited. The Senate plan says a policy deemed “acceptable” must have insurance (rather than the individual) pay out at least 76% of the benefits. The House plan is pegged at 70%. That’s not the way these plans are set up to work. Roy Ramthun, who implemented the HSA regulations at the Treasury Department in 2003, says the regulations are crippling. “Companies tell me they could be forced to take products off the market,” he said in an interview.

    If an insurance plan must pay for 70 or 76 percent of all health care costs, it would be next to impossible for it to qualify as a high-deductible health plan. No HDHP, no HSA contribution.

    The only hope a plan would have would be to do the following:

    * Have a deductible no higher than the HDHP minimum ($1150 single, $2300 family in 2009)
    * The out of pocket limit would have to be an identical amount
    * The plan would have to cover all allowable preventive care on a first-dollar basis (annual physical, prenatal and well-child, immunizations, smoking cessation, weight loss programs, and early screening services)

    Any HDHP which is this generous would have very little premium savings relative to a tradtional health insurance plan. If the typical HDHP today shaves about 33 percent off your premium, a plan like this might only shave off about 10 percent. There would be very little incentive to get an HSA-qualified insurance plan.
    A couple of years ago I talked to the president of our local EMC and suggested that they extend their in house health insurance plan to their customers/ members. They offer an HSA program, and are essentially non profit as it is a coop and is owned by it's customers. This would involve expanding their HR department and billing premiums as an optional add to our power bills. The president thought this was a good idea and something he would be willing to look in to if Obamacare was struck down because they had already been made aware that this structure would be eliminated under the new ACA. I'm looking forward to calling him back about the second week in November.

    Assuming you read the short and concise article (chosen for it's simplicity with you in mind) we should be done with this discussion. Should you feel the need to try to spin this for Barry go right ahead. I will be somewhere else NOT feeding the trolls.

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by hazlnut View Post
    Poverty is what happens to the middle class after GOP policy sucks them dry.
    After four years of Obama, we have more people in poverty than ever before, and the highest poverty rate in 50 years. We have a 9% increase in healthcare premiums, food prices up 6.2% and gas prices through the roof. At the same time, since the beginning of the "recovery" median household incomes have actually dropped 4.8% and an unprecedented number of people have thrown up their arms and left the workforce altogether. It's time to end Obama's war on the middle class, don't you think?

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by Dittohead not! View Post
    Under Obama, the middle class got a tax cut, too. No one seems to want to believe that a liberal Democrat would support a tax cut, but everyone seems to think that a liberal Republican would.
    What tax cut? You mean the 'Bush' Tax cuts that got extended?
    “Tyranny is defined as that which is legal for the government but illegal for the citizenry.”
    ― Thomas Jefferson

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by hazlnut View Post
    FALSE - you'll get the chance to shop around for the best premiums.

    It shows how little you really know about the ACA.
    You do realize that being able to shop around for the best premium does not mean that the premiums wont be higher than what I am paying now?

    It shows how little you know about reading and comprehension.


    Quote Originally Posted by hazlnut View Post
    The friggin' ignorance in some posts is unbelievable. No understanding of economics causes and effects at all.

    Thanks for playing.
    Sure lets all pretend that Clintons deregulation of derivatives and glass-steagall had nothing to do with the recession
    “Tyranny is defined as that which is legal for the government but illegal for the citizenry.”
    ― Thomas Jefferson

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    Re: US economy adds 96K jobs, rate falls to 8.1 pct. [W:123]

    Quote Originally Posted by Aberration View Post
    What tax cut? You mean the 'Bush' Tax cuts that got extended?
    Nope.

    The payroll tax cuts, and the stimulus tax cuts.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

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