Let me put it in terms you might understand. Roads and bridges do not make a company or small business successful. If they did, every single business would be successful, because there is a road in front of virtually every business in America. My business doesn't succeed simply because there is a road outside, or a bridge nearby, and it doesn't succeed because we have a government that builds new roads and bridges. Does it contribute at all? Sure, but it's miniscule, and I mean miniscule. Because of the internet, I don't need the government built roads near as much as I used to. But of course, Obama tries to give most of the credit to the government for the invention of the internet too. One liberal even claims he invented the internet.....cough cough
What Obama's comment revealed, is his fundamental philosophy behind "collectivism". It diminishes the philosophy of rugged individualism, entreprenuership, free market capitalism. Ya know, the things that literally built America and made it the greatest nation in the history of the world.
Like I've said so many times before, YOU don't listen to the man's words, OR, you agree with him philosophically. Either you don't understand his philosophy, OR, you 100% agree with it. It's the Socialistic philosophy of "collectivism". Listen to some of his speeches, read his books. He doesn't hide his philosophy. In "Audacity of Hope", he talks extensively about "collective salvation". You know what that means? It means he believes HE isn't saved, until we are ALL saved. Collectively. How many times have you heard him use the terminology "shared sacrifice"???? That's a "collective" philosophy. Everyone shares sacrifice. Of course, everyone but government. These are very strong Socialist philosophies, and they go against the philosophy of "individual responsibility", "individual acheivment", "individual entreprenuership", "individual freedom", "individualism" in general.
His philosophy seeks to diminish the very best, to make them no more important than anyone else. Which explains his comment, "if you have a business, you didn't build that. Someone else made that happen". He is diminishing the individual acheivements of the business owner, and equating them with some random person that paid $150 in property taxes that went to help pay for the road outside. It's absolutely an insult to people who have risked much, and worked hard to build something. He doesn't know the meaning of building something. And you can try to explain his comments away all you like. It's the context of his statement that is insulting, not just the comment itself. I understand Obama, you dont. OR, you agree with him wholeheartedly, and are afraid to admit it. Either way, I still understand his philosophies. I've studied him, I've read his books, I've watched him speak, I've read his speeches over again, and most importantly, I just listen to him talk. He isn't from the same mold I'm from, or most Americans are from. The mold that honors our individuality, rewards our individual successes, and holds up individuality as the key component to success.
Do you even have a clue what I'm saying?????
"The necessaries of life occasion the great expense of the poor. They find it difficult to get food, and the greater part of their little revenue is spent in getting it. The luxuries and vanities of life occasion the principal expense of the rich, and a magnificent house embellishes and sets off to the best advantage all the other luxuries and vanities which they possess. ... It is not very unreasonable that the rich should contribute to the public expense, not only in proportion to their revenue, but something more than in that proportion."
-- Adam Smith
Insurance companies within the exchange may set a minimum price. But the maximum price for any "qualified plan" is established by the exchange, or the committee. In addition, any rate increase on premiums must be approved by the committee as well. This is standard stuff that is in the first 50 pages of the bill.
Also, you are 100% wrong about the states setting up the exchanges. If that were true, states would be able to "opt out" of Obamacare, which they cannot do. The states were able to opt out of the Medicaid requirement, and the federal government (the liberal dictators), tried to force them to accept that requirement. They did so by saying that if the states didn't go along with the Medicaid provisions, then the feds would cut off ALL Medicaid funds to the state. But as you know, the Supreme Court over ruled the government on that as well.
The exchange is a federal exchange, underwritten by insurance companies in all 50 states. There will be no more than 10 carriers within the exchange. And if you would like to make a wager on the "government plan" being available within 5 years, I would happily bet some money on it with you. The way they are going to get it done, is insurance premiums are going to continue to rise, despite this stupid bill, and within 5 years, the government will say "a public option is necessary because the rates are just too expensive".
I've worked in the insurance industry for several years, and yes, those big companies have all kinds of lawyers and accountants, but that isn't the issue. They believe Obamacare is here to stay, and they may be right. They see where it's going to lead. Which is why they are pre-emptively cutting agent commissions in half right now. It's also why they are raising premiums faster than they ever have before. They are making hay while the sun is still shining. Once the government mandates that they can only utilize 15% of their revenues for investing, what do you think is going to happen????? Geez man, think. They are simply bargaining for scraps at the government table. They want a place, because they don't want to go out of business. They believe that if they go along with it all, then they will be spared, just like GM was spared. Just like Goldman-Sachs was spared.
Don't doubt me man. You heard Nancy Pelosi, and Obama himself say that "single payer" is their ultimate goal. And if they have to go through a window, a side door, a back door, a trap door....hell, it doesn't matter to them. It doesn't matter if it takes another decade. You're a fool if you don't understand this about the left. You think this is something they are going to settle for?? The left?? Problem is, you probably agree with a single payer system. Yet you don't know the ramifications of such an idea in America, and the negative effects it has on businesses. Do yourself a favor, go talk to business owners like I do every day. Get their take on Obamacare, then ask them why so many business owners oppose it. You think it's because Obama is black? lol, or you think it's because he's a Democrat? lol...nah. Neither one of those are the primary reasons. The primary reason is because it's burdensome on businesses of ALL sizes. If it doesn't effect a small business directly, it certainly effects them indirectly. In many ways.
Its their goal, and they are happy as can be that they are one giant leap closer to acheiving it.
Business owners would do just fine without government. But government, government employees, and the “takers” of society...) It's the same old hate that the conservative mainstream has been throwing out about government for years now, and it is becoming increasingly parroted by those on the right. It's an extremely adversarial stance and fails to recognize that the issue is much more nuanced than just government-vs-business. The two of them need one another -Why do so many conservatives refuse to acknowledge that?!!!! Evan Obama in his speech that has so raised the ire of the right, said that individual initiative was important.
And I suppose you will retort that those on the left do not understand how important individual initiative and small businesses are to our economy, and I would absolutely disagree with you if you were to make this case. Obama has been very aggressive in advocating tax cuts for small businesses and so have many other progressives. Most any liberals I know acknowledge that the free-market private sector is critical to our well being. Why can't so many conservatives give the same nod to the importance of government?!
You seem like a very level-headed thinker, but the majority of your fellow conservatives, I believe, have lost all perspective on this issue. Believe me, I live in a small conservative town and I have my finger on the pulse of what most conservatives are saying and thinking currently and they do, indeed, believe that the free market is the solution to all of our problems and that all individuals and businesses "do it all on their own with no help from anybody-government included!" If I had a dollar for each time I heard one of my conservative friends said that then, well, I'd have just as many dollars as I have conservative friends!
My problem with the "You didn't build that" rhetoric, is if external factors made a business successful, why isn't everyone a successful business owner? Why isn't every man/woman sitting on a street corner begging for change, a successful business owner?
The wonderful thing about a campaign like this is that there are so many who refuse to look behind the curtain to see what substance there is to any of these statements. Millions of lemmings willing to chant:
It's not our fault blame, it's the fault of greedy ( fill in the blank).
Why do so many conservatives have such black/white views of the world? We do not live in an either/or universe, what is so difficult about this concept that so many fail to comprehend complexity.
“And I have no doubt that every new example will succeed, as every past one has done, in shewing that religion & Govt will both exist in greater purity, the less they are mixed together.”
~ James Madison, letter to Edward Livingston, July 10, 1822
-- Adam Smith
-- Adam Smith