Good for you that you have researched it, which is more than most on either side of the question can say. That said ... I think your interpretation is a bit off in some areas.
Yes, but there is a very good reason for this; presently, individuals and small companies generally pay much higher rates than large corporations because the rates are determined on the basis of a very small pool: in effect a pool of one to 50, depending on the business size. With state-based exchanges, the premiums will be based on a much larger, state-wide pool, which should result in considerably lower premiums. Obviously this is also beneficial to insurance companies as they will only have to come up with underwriting standards for 50 states, as opposed to, e.g. 500,000 businesses and indivduals.So, the unspecified goal is to have private companies ditch their current insurance carriers and opt into the plans only offered through the government exchange. Reagan's plan did not do this. Also, if an individual cancels their private insurance, they are FORCED to buy from the government exchange. After 2014, they will not have the option to choose any other insurance plan OUTSIDE the plans offered through the exchange. That's specifically written into the bill, and Reagan's plan did not do this as well.
Again, "the left" can't do this as the premiums are set by the insurers. Further, this is essentially a plan that was developed by "the right."Think of it in steps, not an "all-encompassing" swipe. First step the left is wanting to take, is to get as many people into the exchange as possible. They do this through manipulating the price of premiums that are subsidized by tax dollars (unfair advantage). Second step is to ensure that individuals who either lose coverage, or drop coverage, only have ONE place to purchase health insurance, which is through the exchange (eliminates competition and choice along with individual freedom).
Nonsense, for the reasons mentioned above. In addition, the insurance industry generally supports ACA. In fact, insurance industry lobbyists wrote most of it. Do you think they're suicidal? They will benefit tremendously from an influx of roughly 30 million new customers.Now, it may take a decade, but once virtually ALL of insurance is regulated through the public exchange, it will be regulated by a GOVERNMENT board of politicians. In the meantime, it will put large private insurers out of business, because they will have lost a huge chunk of their clients to the cheaper offers through the government exchange (all of which was created by the unfair advantages of pooling tax dollars for plans offered through the exchange).
Let me see if I have time to address the rest of your post later....