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Thread: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2[W:1, 183, 386, 590]

  1. #651
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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Medicare is based on paying in for your entire working life and than getting coverage beginning at age 65 IFF you live that long. Remember that medical care is about 1/6 of the U.S. economy, so a REASONBALE rate would be 18% of your income to cover those costs for "free"; that is FAR higher than most would agree to pay. The alternative is to pay all that you have at the time, go bankrupt, and then you qualify for medicaid. My preference is for "catastrophic" medical care insurance that has a high annual deductable and pays 100% of costs above that limit. It would be much more affordable, and still protect you from absolute bankruptcy for a major illness/injury. Unfortunately PPACA outlaws that type of reasonable insurance since it is of little value to the very poorest people and not as profitable for insurance companies as the "standard" policies that we now have.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by Kandahar View Post
    In terms of health care, it obviously can or the Affordable Care Act would never have been passed in the first place.
    That is a cheezy lie. The PPACA sqeaked by in late 2009, yet goes into effect MOSTLY between 2014 and 2018 giving plenty of time for those that passed it to blame others or simply "retire" first. Passing it in chuncks that could actually be seen and COSTED accurately was out of the question. This is a SCAM to fool the people into believing that 1/6 of the U.S. economy is actually only going to cost 1/12 of it by adding 45 million more people to the insurance rolls. ;-)
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by ttwtt78640 View Post
    That is a cheezy lie. The PPACA sqeaked by in late 2009,
    Right. It was passed by a democratically-elected government. And it can be repealed by a democratically-elected government.

    yet goes into effect MOSTLY between 2014 and 2018 giving plenty of time for those that passed it to blame others or simply "retire" first. Passing it in chuncks that could actually be seen and COSTED accurately was out of the question. This is a SCAM to fool the people into believing that 1/6 of the U.S. economy is actually only going to cost 1/12 of it by adding 45 million more people to the insurance rolls. ;-)
    None of this is relevant to what I wrote.
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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by ttwtt78640
    Funny that you supply a link that has nothing to do with your ASSERTION that tort reform benefits doctors and insurance companies, yet those "savings" are not passed on to the consumer. I believe that a HUGE part of the tort reform needed would be to make the LOSER pay the legal costs of the winner, that alone would do wonders for the added costs of "malpractice" insurance. Perhaps you could show a link (or two) RELATED to your assertion.
    First, my post was in response to the statement "If tort reform were enacted that would allow insurance costs to drop by placing ceilings on lawsuits...". I showed that some states had already done that (including your state).

    This article showing the tort reform laws passing in your state and the decrease in medical malpractice premiums.
    According to a recent article in the New York Times, physicians are flooding into Texas because of the state’s recent approval of a constitutional amendment limiting medical malpractice awards. Further, physicians noticed that the state of Texas experienced an average 21.3% decrease in medical malpractice insurance premiums during the four years following the tort reform legislation.

    According to the article, the number of medical license applications in Texas has increased 18% in the four years since the state legislature enacted the caps. Many doctors cite the friendly malpractice climate as the reason for their move to Texas. Those physicians agree that Texas laws make it easier for doctors to care for patients with complex illnesses without fear of a frivolous law suit.

    Tort Reform and the Effect of Medical Malpractice Caps
    Couple the above showing a decrease in medical malpractice insurance premiums with this...
    But, said Hyman [avid, professor of law and medicine at the University of Illinois.], who worked on health policy for President George W. Bush at the Federal Trade Commission, "we found no evidence that Texas spending went up slower in comparison to all other states and may have had an increase."

    http://http://www.law.northwestern.e...d=400&db=NewDB

    What it did accomplish was to discourage legitimate claimants. (from the above northwestern link)
    Since tort reform, some Texas residents have complained that they cannot find a lawyer to pursue a malpractice case because of the $750,000 cap on payouts for pain, suffering, disfigurement and mental anguish. The limit often makes litigation cost prohibitive, patients and lawyers said.
    “We just simply don’t know how to govern” - Rep. Steve Womack (R-AR) a member of the House Budget Committee

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by ttwtt78640 View Post
    Medicare is based on paying in for your entire working life and than getting coverage beginning at age 65 IFF you live that long. Remember that medical care is about 1/6 of the U.S. economy, so a REASONBALE rate would be 18% of your income to cover those costs for "free"; that is FAR higher than most would agree to pay. The alternative is to pay all that you have at the time, go bankrupt, and then you qualify for medicaid. My preference is for "catastrophic" medical care insurance that has a high annual deductable and pays 100% of costs above that limit. It would be much more affordable, and still protect you from absolute bankruptcy for a major illness/injury. Unfortunately PPACA outlaws that type of reasonable insurance since it is of little value to the very poorest people and not as profitable for insurance companies as the "standard" policies that we now have.
    Medicare is based on that illusion. The government does the trick of borrowing the money to pay for the current deficit and drops an IOU into the Medicare account. It is all bull**** since like what 40% of the budge is deficit?

    It is clear that it is cheaper to do preventative healthcare to reduce catastrophic care. Stopping the federal subsidies for bad food would help a lot too. What a bunch of dumbasses, in bed with industry at the expense of the people:
    • fat causes heart disease? bull****, carbohydrates do. Reduce fat by eating more processed carbs...OOPS! Obesity and heart disease go up. Why did they do this? Corporate interests.
    • drugs are bad? prohibition is worse as we imprison 1.6 million on minimum sentencing felonies...and so on and so on...corporate interests
    • tax code...oh brother
    • financial regulation? Overturning Glass-Steagall and promoting mortgages to high risk borrowers, completely undermined the valuation of CDOs. Too bad the ratings companies were unregulated....corporate interests.
    • corn/soybean subsidies...corporate interests
    • and so on and so on

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by Kandahar View Post
    If Massachusetts has very strict requirements about what kinds of insurance policies are allowed, and South Dakota has virtually none, then all of the insurance companies will simply move to South Dakota and start selling their plans to people in Massachusetts. This would create a situation where people "technically" had health insurance, but it didn't actually do anything.
    That is BS. Requiring a male to purchase insurance for free BC pills or maternity care is simply a SCAM. As is requiring acupuncture be covered. Many policies have VERY few exclusions, but have very high deductables. PPACA is LOADED with tons of mandates for useless stuff that must be "free" from dollar ONE, causing premiums to increase. Just what does SD NOT cover that you feel is needed in MA?
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by Kandahar View Post
    In terms of health care, it obviously can or the Affordable Care Act would never have been passed in the first place.
    But did it change the system to the better? Does it reduce administrative costs or does it create jobs for shuffling paper? Is it what either side really wants? Does it serve the interests of corporations or the people, primarily?

    Just one example of many where corporate interests trump the rights of the people.

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by BWG View Post
    First, my post was in response to the statement "If tort reform were enacted that would allow insurance costs to drop by placing ceilings on lawsuits...". I showed that some states had already done that (including your state).

    This article showing the tort reform laws passing in your state and the decrease in medical malpractice premiums.


    Couple the above showing a decrease in medical malpractice insurance premiums with this...



    What it did accomplish was to discourage legitimate claimants. (from the above northwestern link)
    So, more doctors, lower costs and less lawsuits are a BAD thing? Texans think NOT. ;-)
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    You do know that your first link shows why buying insurance across state lines isn't a good idea. Right?

    Some have suggested that allowing interstate sales of health insurance policies will make coverage more affordable and available. In reality, interstate sales of insurance will allow insurers to choose their regulator, the very dynamic that led to the financial collapse that has left millions of Americans without jobs. It would also make insurance less available, make insurers less accountable, and prevent regulators from assisting consumers in their states.
    “We just simply don’t know how to govern” - Rep. Steve Womack (R-AR) a member of the House Budget Committee

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    Re: SCOTUS LIVEBLOG - Obamacare Mandate Survives-Part 2

    Quote Originally Posted by ttwtt78640 View Post
    So, more doctors, lower costs and less lawsuits are a BAD thing? Texans think NOT. ;-)
    The cost savings isn't passed along to the consumers, like was promised.
    “We just simply don’t know how to govern” - Rep. Steve Womack (R-AR) a member of the House Budget Committee

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