Fault of parents who cosign loans and encourage their children to overlook common sense (cost being one such thing)
Fault of students who want to attend high cost schools and are making might adult decisions without handling it maturely
Fault of schools for treating potential students as customers and not students.
Right now I'm at a fork in the road: take out massive school loans to cover living expenses and school expenses for the next 3 years. Or leave school - pursue our business plan without a degree - and self-educate what I have yet to learn as best as possible.
I'm taking the later-path: we're already paying a considerable amount each month for my husband's OLD student loans - I'd much rather add a business loan and a business oportunity onto that than just another mass of student loans is an uncertain future far in the distance.