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Thread: Supreme Court health care arguments under way

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    Re: Supreme Court health care arguments under way

    SCOTUSBlog has some great summaries up. SCOTUSblog, health care, and a few things you might have missed : SCOTUSblog

    I especially recommend all of Lyle's Analysis and Amy's Plain English articles linked at the above link. You will know more after reading them about the arguments after you read them.
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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by AdamT View Post
    Yeah, funny how it's only "legislating from the bench" and "judicial activism" when it's conservative laws that are overturned, isn't it?
    Another dart thrown, another miss of the target. First and most recent example was the new london, ct eminent domain case. They were wrong, and that was conservative judges that made the decision. One of the big 'things' among Jefferson and a few others, was giving everyone the ability to own land. And in that case they decided the government can take from one to give to another in order to increase the governments tax income. WRONG.
    "nah i think the way cons want to turn this into a political issue is funny though" - Philly Boss

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by AdamT View Post
    They don't have to break the law to drop you. They just have to wait until your next renewal date, when they can tell you to go pound sand. Of course you can then just go to another insurance company ... oops! Now you have a preexisting condition!
    That would be against the law. Insurance companies can not drop an insured because they are sick. Material misrepresentation (within the first 2 years of the contract) or the client not paying premiums are the only reasons they can cancel policies. I realize democrats told you they cuold, but they lied to you.

    However, even if you were correct, which you aren't, then toughen that up so they can't just drop you for no legal reason. I wouldn't have much problem with that. I doubt any republican would.

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by iguanaman View Post
    Silly, they don't scam healthy customers which are the vast majority, they take their premiums with a smile. But you have NO idea whether your insurance would cover you or not if you got a REALLY expensive illness. Some states even allow domestic violence as a pre-existing condition. You would be amazed how far they will go to save a million bucks or so. There were 20,000 "insured" in the the last 5 years who were dropped when they got sick so this is not "overblown" in my opinion. Obamacare ends this practice for good, if you have paid up insurance policy, no company can drop your coverage for any reason except fraud. Do you think it is OK for insures to take your money for years and then when they are needed, scramble to find "excuses" not to pay up? Do you think it's OK for insurers to reward employees for denying coverage after someone gets sick?
    Didn't take my advice to research contestability, I see. The contestability period of a contract is only 2 years. Additionally, you may also want to do research on how the pre-ex exlusion works, since you obviously have no idea how that one works either. BTW, I will agree that insurance companies should not reward employees for the number of claims they deny. The one company I am aware of that did that, was fined huge amounts of money and had such onerous restrictions placed on them, that those costs were even higher.

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by iguanaman View Post
    So it doesn't mean dropping you when you get sick? Funny because that's what it meant when it happened to 20,000 insured Americans in the last 5 years.
    Yes, when a contract, any contract, is entered into based on false statements made by one party, the contract is invalid. Sorry that you don't like contract law, but it's there for a reason. Both parties to a contract deserve the protections provided by the law.

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by MoSurveyor View Post
    Does that mean if no coverage has been used, as in the insurance company didn't pay out any money, then the person gets all their premiums refunded?
    If they rescind a contract, yes. All premium is returned to the client. I've actually rescinded a few contracts. These aren't innocent people that made a mistake. These were people that lied on the contract. There is no way they couldn't have realized that they were lying.

    I am no longer in the claims area, but I know agents that will write life policies for a client. The client will almost always swear they are in perfect health - but the underwriters do their jobs and find out they were lying and the policy can not be issued. It's actually very common.
    Last edited by buck; 03-29-12 at 10:19 AM.

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by American View Post
    You'd be the last person anyone should rely on for accurate information.
    I can't do anything about your poor judgment.


    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by cpwill View Post
    "Judicial Activism" is not striking down a law in order to maintain the limitations on Government set by the Constitution. Judicial Activism is when justices choose to "update" the Constitution to something more in line with their preferences. Classically, this has involved using ever-expanding readings of the 14th Amendment to Judicially Amend the rest of the document, but is not restricted to that. In addition, the theory of Judicial Supremacy falls under the heading of Judicial Activism, and is it's most dangerous component.
    Interesting. Any decision you don't like is judicial activism? How nice to have it that way.


    AUSTAN GOOLSBEE: I think the world vests too much power, certainly in the president, probably in Washington in general for its influence on the economy, because most all of the economy has nothing to do with the government.

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by Redress View Post
    SCOTUSBlog has some great summaries up. SCOTUSblog, health care, and a few things you might have missed : SCOTUSblog

    I especially recommend all of Lyle's Analysis and Amy's Plain English articles linked at the above link. You will know more after reading them about the arguments after you read them.
    Very interesting and good analysis. Though I will say, I found it interesting how all three's take on the individual mandate came from the notion of essentially "What will need to happen for the Government to win the case" stand point. IE...hopefully the mandate stands, and this is how it could happen.

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    Re: Supreme Court health care arguments under way

    Quote Originally Posted by Boo Radley View Post
    Interesting. Any decision you don't like is judicial activism? How nice to have it that way.

    Interesting. You enjoy long walks in the park, the sound of crickets at night, and drinking mohito's while listening to Rick Astley. How nice to have it that way.



    (trying to get inside the head of boo, where people hear one thing and your mind somehow creates an entirely seperate and different statement that you attribute to them and respond to as thus)

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