I've noticed that's a fairly typical response for you. "I don't believe it, so the people that actually deal with the situation are just wrong or making it up. It's all just a conspiracy."
Look, if a business or church does not offer contraceptives as part of their insurance they will have chepaer premiums. If all of a sudden the business or church starts offering contraceptives at zero co-pay, what do you think will happen? In a democrats mind, it won't cost anything. The blue fairy will pay for it. However, in the real world, the increased costs will result in a higher premium for that business or church.