Harry Guerrilla
DP Veteran
- Joined
- Dec 18, 2008
- Messages
- 28,951
- Reaction score
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- Political Leaning
- Libertarian
You don't have to be disabled to have outrageously high prescription medication costs. Cancer, AIDS, MS, lots of unanticipated things come with massive prescription medication costs.
Those are disabilities though.
I agree with you that predictable sorts of expenses would be better handled with HSAs than insurance, but I don't agree that prescription medication costs are predictable.
Not all prescription costs are predictable but most people would be fine.
Dealing with the unlikely, through state disability coverage, is more ideal than with giving everyone to the hilt coverage on everything, through a single payer.
Singapore uses the government sponsored HSA system and their GDP costs are lower than every country in Europe.
Even with private spending higher than ours.