whysoserious
DP Veteran
- Joined
- Jan 25, 2011
- Messages
- 8,170
- Reaction score
- 3,199
- Location
- Charlotte, NC
- Gender
- Male
- Political Leaning
- Liberal
I really don't understand what you are complaining about. You are a student so you are making an investment. You made a conscience decision to forgo short-term income in the interests of increasing your chances of financial success in the future. Your choice, and I hope it's a good one. But you need to suck it up instead of whining that for a supposedly short period you are having difficulties living off your your gf's 40K a year.
I find it surprising that people often think that the world owes them an education or a living. Maybe it's not progressive enough of me, but then I really don't give a rat's ass.
When the **** did I whine? Libertarians man, you could learn from HG. He is one of the few that pulls of being libertarian and not being condescending when talking about money/finance. I challenge you to look through your idiotic comments there and match them up to anything I have said previously in this thread. You cannot do it, because you are arguing with yourself.
I wasn't easy, at first.
It took a change in thinking to do it.
I'm honestly not skating by.
Like a business, I'm constantly reviewing our expenses looking for ways to save, cut or exchange for less expensive services but with the same or near same quality.
Household finances should be run like a business, which many people seem to forget.
My mortgage is $470, I just pay a rounded $500, no tax exemptions at the moment.
I believe you. I once took a personal finance class that delved into that world, but I do not know if I (or most people) are disciplined enough to do what you do. It requires not only being thrifty, but being somewhat intelligent about things as well, being prepared beforehand (having water with you when you are out to drink or packing your own lunches), and just cutting all frivolous spending to bare essentials. I think most people don't even realize how much money they spend on miscellaneous items, but either way, $30k is not a fantastic salary and I would consider it near the poverty level.
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