At least with healthcare, you get a benefit... with auto insurance, you just a proof of purchase to show the government so they don't throw your ass in jail. And never mind the BS that somebody else pointed out, that you're only required to purchase it to protect other people. The government can't force us to protect others in such a fashion. People still get hurt in auto accidents despite the insurance industry. The insurance industry is simply there to protect us for damages in case we do cause injury, and if we do, they are likely to raise our premiums and drop us because the industry is actually about making PROFIT, not protecting us from harm. If one doesn't have insurance, the court can still function and handle all claims accordingly.
Buying it should be an option.