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Thread: Firms to charge smokers & obese more for healthcare

  1. #71
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    Re: Firms to charge smokers & obese more for healthcare

    These guys are a little late to the screw the smokers party, aren't they?

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by LuckyDan View Post
    These guys are a little late to the screw the smokers party, aren't they?
    It's a natural end here. Businesses cannot absorb the cost increases that are coming with Obamacare and so more of them are getting on the bandwagon of offsetting against behavior. It is starting where it always does, the most hated group, smokers, and it's going to get worse, like Goshin said, next are going to be the obese, then the the rock climbers, sky divers, eventually it will get down to the power walkers, and speeders.
    Neither side in an argument can find the truth when both make an absolute claim on it.

    LMR

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    There was a study done that showed, on aggregate, that smokers do not incur more medical costs.

    Pretty screwed up to charge them more.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Harry Guerrilla View Post
    There was a study done that showed, on aggregate, that smokers do not incur more medical costs.

    Pretty screwed up to charge them more.

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    They actually cost a little less, overall. But only because non-smokers, on average, live about 10 years longer.

    MMS: Error
    Do smokers cost society money? - USATODAY.com

    But, in that case, you would have to take into account that most of the medical costs for those non-smokers are going to be near the end of life, most likely after retirement age, or at least after reaching Medicare age. So, as far as insurances that are offered as worker plans, within that time frame, the smokers are more likely to cost insurance companies more in health care costs, especially older smokers.

    Basically, those insurance companies that are providing health care for workers are not interested in the overall costs of a lifetime smoker compared to a lifetime non-smoker, since the increase in cost of a non-smoker is likely to come after the person no longer has that particular insurance.
    "A woman is like a teabag, you never know how strong she is until she gets in hot water." - Eleanor Roosevelt

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    Re: Firms to charge smokers & obese more for healthcare

    Are not these intrusions into peoples lives the very thing we formed our own country over?

    j-mac
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by StillBallin75 View Post
    I don't have a particular problem with this, but it should be noted that one's obesity is not necessarily their own fault.
    but mostly it is.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by liblady View Post
    but mostly it is.
    Really? showing ignorance is more controllable than that of genetically inherited obesity. Pfft!

    j-mac
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Ikari View Post
    No, they do not. First off, not the point of insurance. Second off, tobacco users already pay it in increased tax on tobacco products, third it is thought and behavioral control executed through aggregated "insurance". This is nothing more than trying to make the lot of us act the same within regulated "tolerances". **** it. It's supposed to be a free country. I'll take the additional expenditure to spread out risk (which is what insurance is SUPPOSED to do) rather than trying to force everyone into the same mold. Seriously f'd up **** here.
    it is a free country, and insurance companies are free to charge what they want. precisely why we need universal healthcare. i thought you were a libertarian?

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by j-mac View Post
    Really? showing ignorance is more controllable than that of genetically inherited obesity. Pfft!

    j-mac
    so you are saying that it's not most people's fault that they a fat? lol! sure, some is genetic, but americans are ****ing fat. we eat too much, we eat the wrong food, and we are lazy.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by liblady View Post
    so you are saying that it's not most people's fault that they a fat? lol! sure, some is genetic, but americans are ****ing fat. we eat too much, we eat the wrong food, and we are lazy.

    No, I am saying that your ignorant generalizations are repugnant.

    j-mac
    Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.

    Alexis de Tocqueville

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