My philosophy in life is as much fairness as possible, with good doses of both compassion and responsibility thrown in there. As long as people are trying to do what they can for themselves, I am all about helping them as much as possible.
Of course, when talking about driving, I hate no-fault states even more. This goes back to the whole responsibility thing. I see very little reason why people should not have to pay for another person's expenses, bills, lost work, repairs, etc., if they are responsible for an accident.