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Thread: Firms to charge smokers & obese more for healthcare

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    Re: Firms to charge smokers & obese more for healthcare

    the healthcare of smokers is paid for by the premiums of healthy people.

    therefore, smokers should pay more for their healthcare. its pretty simple.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    Insight: Firms to charge smokers, obese more for healthcare - Yahoo! News


    Like a lot of companies, Veridian Credit Union wants its employees to be healthier. In January, the Waterloo, Iowa-company rolled out a wellness program and voluntary screenings.

    It also gave workers a mandate - quit smoking, curb obesity, or you'll be paying higher healthcare costs in 2013. It doesn't yet know by how much, but one thing's for certain - the unhealthy will pay more.


    LOVE IT!!!

    smokers, the obese, and folks who participate in other very unhealthy lifestypes should TOTALLY pay higher premiums and co-pays.

    why? because their lifestyle costs the rest of us healthy people.
    Make it easier just add a tax to any product that is not a staple for healthy living, that way every body who indulges in less then healthy life style choices pays in advance for the health care they will need in the future

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    the healthcare of smokers is paid for by the premiums of healthy people.

    therefore, smokers should pay more for their healthcare. its pretty simple.
    Paying more for healthcare doesn't necessarily = paying more for insurance. It indeed becomes that when everyone is forced to buy insurance, but that's part of the problem.
    Nobody who wins a war indulges in a bifurcated definition of victory. War is a political act; victory and defeat have meaning only in political terms. A country incapable of achieving its political objectives at an acceptable cost is losing the war, regardless of battlefield events.

    Bifurcating victory (e.g. winning militarily, losing politically) is a useful salve for defeated armies. The "stab in the back" narrative helped take the sting out of failure for German generals after WWI and their American counterparts after Vietnam.

    All the same, it's nonsense. To paraphrase Vince Lombardi, show me a political loser, and I'll show you a loser.
    - Colonel Paul Yingling

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    the healthcare of smokers is paid for by the premiums of healthy people.

    therefore, smokers should pay more for their healthcare. its pretty simple.
    Their lives are shortened by smoking so they will receive less in pensions. Perhaps they should pay less in SS payments.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Grant View Post
    That is absolutely true.

    Once the government gains control over your health care they gain control over your body and your life style. You'll notice the freedoms removed from your life but the next generation won't and the generation after that will be automatons. The bureaucracy rules.

    Once freedoms are removed by the government it's a real struggle to ever get them back.
    You realize that the OP has nothing to do with government, right? It's insurance FIRMS that are doing this.
    Nobody who wins a war indulges in a bifurcated definition of victory. War is a political act; victory and defeat have meaning only in political terms. A country incapable of achieving its political objectives at an acceptable cost is losing the war, regardless of battlefield events.

    Bifurcating victory (e.g. winning militarily, losing politically) is a useful salve for defeated armies. The "stab in the back" narrative helped take the sting out of failure for German generals after WWI and their American counterparts after Vietnam.

    All the same, it's nonsense. To paraphrase Vince Lombardi, show me a political loser, and I'll show you a loser.
    - Colonel Paul Yingling

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by StillBallin75 View Post
    I don't have a particular problem with this, but it should be noted that one's obesity is not necessarily their own fault.
    But you cant blame anyone but THEM for smoking. My old company would not even hire you if they found out you smoked. I loved it.
    Obama is guaranteed a win in 2012. If you dont agree with me, name who will beat him and why.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Zona View Post
    But you cant blame anyone but THEM for smoking. My old company would not even hire you if they found out you smoked. I loved it.
    I was talking about obesity, not smoking.
    Nobody who wins a war indulges in a bifurcated definition of victory. War is a political act; victory and defeat have meaning only in political terms. A country incapable of achieving its political objectives at an acceptable cost is losing the war, regardless of battlefield events.

    Bifurcating victory (e.g. winning militarily, losing politically) is a useful salve for defeated armies. The "stab in the back" narrative helped take the sting out of failure for German generals after WWI and their American counterparts after Vietnam.

    All the same, it's nonsense. To paraphrase Vince Lombardi, show me a political loser, and I'll show you a loser.
    - Colonel Paul Yingling

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by StillBallin75 View Post
    Paying more for healthcare doesn't necessarily = paying more for insurance. It becomes that when everyone is forced to buy insurance, which is part of the problem.
    I have GHI.

    lets say there are 100,000 members of GHI. the healthy folks rarely see a doctor or get medical treatment. the smokers, frequent drinkers, and poor eaters, see the doc much more often and will eventually require very expensive life-saving surgeries and medical care. where does the money come from to pay for these things? not the premiums of the few unhealthy folks..but from the premiums of the healthy people who rarely need insurance to pay for anything.

    this is a fair sysytem. however, there is nothing wrong with giving the unhealthy folks an incentive to get healthier, by raising their premiums. when they get healthier, their premiums should go down. but if they don't get healthier, **** them and let them live with their extra expense.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by StillBallin75 View Post
    You realize that the OP has nothing to do with government, right? It's insurance FIRMS that are doing this.
    I was responding Goshin and his point about raising taxes on these issues.

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    Re: Firms to charge smokers & obese more for healthcare

    Quote Originally Posted by Thunder View Post
    I have GHI.

    lets say there are 100,000 members of GHI. the healthy folks rarely see a doctor or get medical treatment. the smokers, frequent drinkers, and poor eaters, see the doc much more often and will eventually require very expensive life-saving surgeries and medical care. where does the money come from to pay for these things? not the premiums of the few unhealthy folks..but from the premiums of the healthy people who rarely need insurance to pay for anything.

    this is a fair sysytem. however, there is nothing wrong with giving the unhealthy folks an incentive to get healthier, by raising their premiums. when they get healthier, their premiums should go down. but if they don't get healthier, **** them and let them live with their extra expense.
    But see, if that's the basis of your argument, you're completely better off without insurance at all, and everyone should just pay the going rate for healthcare if the goal is to incentivize people's behavior.
    Nobody who wins a war indulges in a bifurcated definition of victory. War is a political act; victory and defeat have meaning only in political terms. A country incapable of achieving its political objectives at an acceptable cost is losing the war, regardless of battlefield events.

    Bifurcating victory (e.g. winning militarily, losing politically) is a useful salve for defeated armies. The "stab in the back" narrative helped take the sting out of failure for German generals after WWI and their American counterparts after Vietnam.

    All the same, it's nonsense. To paraphrase Vince Lombardi, show me a political loser, and I'll show you a loser.
    - Colonel Paul Yingling

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